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STAR L&A

Active
Private limited companyfounded 20233 yrs activeRue de Géronsart(JB) 183, 5100 Namur, BelgiumKBO/BCE: BE 0803.743.582
Summary

The computed 12-month bankruptcy probability of STAR L&A is 3.0% (moderate). The 2024 annual accounts show equity of €48,151 and a net result of €49,010. Its solvency ranks better than 76% of 5896 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency92
Growth-
Track record79
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.94; short-term debt: 32.8% and cash: 0.4% of total assets), and 32.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 29 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 July 2023, STAR L&A was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€48,151
Total assets
€71,705
Net result
€49,010
Working capital
€45,723

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €71,705
Fixed assets €2,428
Current assets €69,277
Equity and liabilities €71,705
Equity €48,151
Debt €23,553
Debt finances 32.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€65,108
Cash flow
€49,062
Current ratio
2.94
Debt to equity
0.49
ROE
101.8%
ROA
68.4%
Interest coverage
26.52
Debt ≤ 1 year
€23,553
Income taxes
€13,592
Staff costs
€40,093

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 36 lines
Balance sheet Code2024
Assets
Total assets20/58€71,705
Fixed assets21/28€2,428
Tangible fixed assets22/27€2,428
Furniture and vehicles24€2,428
Current assets29/58€69,277
Amounts receivable within one year40/41€68,456
Trade receivables40€28,402
Other amounts receivable41€40,054
Cash at bank and in hand54/58€306
Deferred charges and accrued income490/1€514
Equity and liabilities
Total equity and liabilities10/49€71,705
Equity10/15€48,151
Profit (loss) carried forward14€48,151
Amounts payable17/49€23,553
Amounts payable within one year42/48€23,553
Trade debts44€9,103
Suppliers440/4€9,103
Taxes, remuneration and social security45€13,592
Taxes450/3€13,592
Other amounts payable47/48€859
Income statement Code2024
Remuneration, social security and pensions62€40,093
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52
Other operating charges640/8€1,731
Gross operating margin9900€106,932
Operating profit (loss)9901€65,057
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2,455
Recurring financial charges65€2,455
Profit (loss) for the period before taxes9903€62,602
Income taxes67/77€13,592
Profit (loss) for the period9904€49,010
Profit (loss) for the period to be appropriated9905€49,010
Appropriation of the result
Profit (loss) to be appropriated9906€49,010
Profit to be distributed694/7€859
Return on contributions (dividend)694€859

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€40,093
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52
Other operating charges640/8€1,731
Gross operating margin9900€106,932
Operating profit (loss)9901€65,057
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2,455
Recurring financial charges65€2,455
Profit (loss) for the period before taxes9903€62,602
Income taxes67/77€13,592
Profit (loss) for the period9904€49,010
Profit (loss) for the period to be appropriated9905€49,010
Line2024
Assets
Total assets20/58€71,705
Fixed assets21/28€2,428
Tangible fixed assets22/27€2,428
Furniture and vehicles24€2,428
Current assets29/58€69,277
Amounts receivable within one year40/41€68,456
Trade receivables40€28,402
Other amounts receivable41€40,054
Cash at bank and in hand54/58€306
Deferred charges and accrued income490/1€514
Equity and liabilities
Total equity and liabilities10/49€71,705
Equity10/15€48,151
Profit (loss) carried forward14€48,151
Amounts payable17/49€23,553
Amounts payable within one year42/48€23,553
Trade debts44€9,103
Suppliers440/4€9,103
Taxes, remuneration and social security45€13,592
Taxes450/3€13,592
Other amounts payable47/48€859
Line2024
Profit (loss) for the period9904€49,010
+ Depreciation and write-downs630€52
Operating cash flow (approximation)€49,062

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
725 m²
Building footprint
156 m²
Volume, LiDAR
514 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STAR L&A
Rue de Géronsart(JB) 193, 5100 NamurSite preparation
since 20232.347.893.413
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92322H0242/00A000 Wallonia 547 m² 1 · 89 m² -
92322H0233/00_000 Wallonia 177 m² 1 · 67 m² 9.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,995 companies in sector 81220 we hold annual accounts for 2,414. 2,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43350Other building finishing work
43910Bricklaying and masonry work
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803743582
Also 9925:BE0803743582
Registered 09-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.