STAPSTEEN
ActiveSTAPSTEEN has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €25k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-6
Solvency65▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.23 in 2024), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
4.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
4 d early
2022
3 d early
2021
3 d late
2020
33 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€237k▲ 12.0%
2024 · €212k
2019: €6k
2020: €6k
2021: €163k
2022: €187k
2023: €187k
2024: €212k
2019 → 2025
Total assets
€626k▼ 4.6%
2024 · €656k
2019: €487k
2020: €430k
2021: €621k
2022: €611k
2023: €671k
2024: €656k
2019 → 2025
Net result
€25k▲ 1.1%
2024 · €25k
2019: €11k
2020: €15
2021: €157k
2022: €84k
2023: €388
2024: €25k
2019 → 2025
Working capital
€76k▲ 20.5%
2024 · €63k
2019: €-61k
2020: €-54k
2021: €104k
2022: €62k
2023: €66k
2024: €63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€187k▲ 14.3%€187k▲ 0.2%€212k▲ 13.4%€237k▲ 12.0%
Operating result€217k-€116k▼ 46.8%€13k▼ 89.0%€50k▲ 291%€54k▲ 7.6%
Net result€157k-€84k▼ 46.7%€388▼ 99.5%€25k▲ 6,367%€25k▲ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €626k
Fixed assets
€273k▼ 14.6%
Current assets
€353k▲ 4.9%
Equity and liabilities €626k
Equity
€237k▲ 12.0%
Debt
€388k▼ 12.5%
The debt ratio falls from 67.7% to 62.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€136k▲
2024 · €126k
Cash flow
€108k▲
2024 · €102k
Solvency
37.9%▲
2024 · 32.3%
Current ratio
1.27▲
2024 · 1.23
Quick ratio
1.19▲
2024 · 1.14
Debt / equity
1.64▼
2024 · 2.09
ROE
10.7%▼
2024 · 11.8%
ROA
4.1%▲
2024 · 3.8%
Interest coverage
9.97▲
2024 · 8.34
Debt
€388k▼
2024 · €444k
Debt ≤ 1 year
€277k▲
2024 · €274k
Debt > 1 year
€111k▼
2024 · €170k
Income taxes
€15k▲
2024 · €15k
Staff costs
€383k▲
2024 · €369k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€656k€626k▼
Fixed assets21/28€319k€273k▼
Tangible fixed assets22/27€304k€258k▼
Land and buildings22€27k€27k=
Plant, machinery and equipment23€61k€44k▼
Furniture and vehicles24€34k€43k▲
Leasing and similar rights25€29k€13k▼
Other tangible fixed assets26€153k€130k▼
Financial fixed assets28€15k€15k=
Current assets29/58€337k€353k▲
Amounts receivable after more than one year29€200k€200k=
Other amounts receivable291€200k€200k=
Stocks and contracts in progress3€25k€23k▼
Stocks30/36€25k€23k▼
Amounts receivable within one year40/41-€22k
Other amounts receivable41-€22k
Cash at bank and in hand54/58€110k€108k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€656k€626k▼
Equity10/15€212k€237k▲
Contributions10/11€3k€3k=
Reserves13€266k€292k▲
Distributable reserves133€266k€292k▲
Profit (loss) carried forward14€-57k€-57k=
Amounts payable17/49€444k€388k▼
Amounts payable after more than one year17€170k€111k▼
Financial debts170/4€170k€111k▼
Amounts payable within one year42/48€274k€277k▲
Current portion of amounts payable after more than one year42€71k€100k▲
Financial debts43€50k€25k▼
Credit institutions430/8€50k€25k▼
Trade debts44€89k€97k▲
Suppliers440/4€89k€97k▲
Taxes, remuneration and social security45€61k€55k▼
Taxes450/3€40k€32k▼
Remuneration and social security454/9€21k€24k▲
Other amounts payable47/48€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€369k€383k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€82k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€498k€522k▲
Operating profit (loss)9901€50k€54k▲
Financial income75/76B€5k€760▼
Recurring financial income75€5k€760▼
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€40k€41k▲
Income taxes67/77€15k€15k▲
Profit (loss) for the period9904€25k€25k▲
Profit (loss) for the period to be appropriated9905€25k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-31k▲
Profit (loss) brought forward from the previous period14P€-57k€-57k=
Transfer to equity691/2€25k€25k▲
To other reserves6921€25k€25k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €212k ▲13.4%
6 profitable years in a row build equity to €212k.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial
Highest result since 2019net €157k ▲1078285%
Operating result €217k, net result €157k, both a record.
31-03
Financial
Equity above €150kEq €163k ▲2647%
3 profitable years in a row build equity to €163k.
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
31-03
Financial
Weakest financial yearnet €15 ▼99.9%
Net result drops to €15, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2016
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooistraat(HEU) 1489070 DestelbergenGround area
904 m²
Building footprint
437 m²
Volume, LiDAR
1,682 m³
Parcel 44028A0445/00C002, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bistro Céline
since 19852.027.387.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0445/00C002 | Flanders | 904 m² | 1 · 437 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDestelbergen2.027.387.102
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Restaurant COQUO
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ZEEBED
BE 0500.605.122
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Bertem Brug
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Bertem · Eq €238k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 8,094 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1985
Fiscal year end31-03
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.