STANNIC
ActiveSTANNIC has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €5k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 50% of 1027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency71▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.24 in 2024; short-term debt: 46.2% and cash: 0.1% of total assets), and 53.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
0.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
4 d early
2022
61 d early
2021
2 d late
2020
on the day
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€226k▲ 2.1%
2024 · €222k
2018: €231k
2019: €216k
2020: €197k
2021: €204k
2022: €206k
2023: €222k
2024: €222k
2018 → 2025
Total assets
€487k▲ 4.7%
2024 · €465k
2018: €441k
2019: €404k
2020: €341k
2021: €312k
2022: €320k
2023: €372k
2024: €465k
2018 → 2025
Net result
€5k
2024 · €-588
2018: €-4k
2019: €-15k
2020: €-19k
2021: €6k
2022: €3k
2023: €16k
2024: €-588
2018 → 2025
Working capital
€73k▲ 64.8%
2024 · €45k
2018: €116k
2019: €91k
2020: €73k
2021: €77k
2022: €100k
2023: €101k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€204k-€206k▲ 1.2%€222k▲ 7.8%€222k▼ 0.3%€226k▲ 2.1%
Operating result€10k-€7k▼ 30.1%€26k▲ 263%€5k▼ 79.6%€17k▲ 225%
Net result€6k-€3k▼ 59.0%€16k▲ 535%€-588€5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 225% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487k
Fixed assets
€188k▼ 20.5%
Current assets
€299k▲ 30.9%
Equity and liabilities €487k
Equity
€226k▲ 2.1%
Debt
€261k▲ 7.1%
The debt ratio rises from 52.4% to 53.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €44k
Cash flow
€53k▲
2024 · €38k
Solvency
46.4%▼
2024 · 47.6%
Current ratio
1.33▲
2024 · 1.24
Quick ratio
0.75▼
2024 · 0.80
Debt / equity
1.15▲
2024 · 1.10
ROE
2.0%▲
2024 · -0.3%
ROA
0.9%▲
2024 · -0.1%
Interest coverage
7.03▼
2024 · 9.50
Debt
€261k▲
2024 · €244k
Debt ≤ 1 year
€225k▲
2024 · €184k
Debt > 1 year
€32k▼
2024 · €60k
Income taxes
€4k▲
2024 · €2k
Staff costs
€148k▲
2024 · €145k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€465k€487k▲
Fixed assets21/28€237k€188k▼
Tangible fixed assets22/27€237k€188k▼
Land and buildings22€115k€100k▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€107k€78k▼
Financial fixed assets28€135€135=
Current assets29/58€228k€299k▲
Stocks and contracts in progress3€81k€131k▲
Stocks30/36€56k€56k▼
Contracts in progress37€25k€75k▲
Amounts receivable within one year40/41€131k€168k▲
Trade receivables40€115k€166k▲
Other amounts receivable41€16k€2k▼
Cash at bank and in hand54/58€15k€498▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€465k€487k▲
Equity10/15€222k€226k▲
Contributions10/11€20k€20k=
Reserves13€202k€206k▲
Tax-exempt reserves132€29k€29k=
Distributable reserves133€173k€178k▲
Amounts payable17/49€244k€261k▲
Amounts payable after more than one year17€60k€32k▼
Financial debts170/4€60k€32k▼
Amounts payable within one year42/48€184k€225k▲
Current portion of amounts payable after more than one year42€35k€28k▼
Financial debts43€0€20k▲
Credit institutions430/8€0€20k▲
Trade debts44€58k€96k▲
Suppliers440/4€58k€96k▲
Taxes, remuneration and social security45€46k€44k▼
Taxes450/3€19k€16k▼
Remuneration and social security454/9€27k€27k▲
Other amounts payable47/48€45k€38k▼
Accrued charges and deferred income492/3€0€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€145k€148k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€49k▲
Other operating charges640/8€10k€5k▼
Gross operating margin9900€199k€219k▲
Operating profit (loss)9901€5k€17k▲
Financial income75/76B€413€928▲
Recurring financial income75€413€928▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€1k€9k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€-588€5k▲
Profit (loss) for the period to be appropriated9905€-588€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-588€5k▲
Transfer from equity791/2€588€0▼
Transfer to equity691/2€0€5k▲
To other reserves6921€0€5k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €16k ▲535%
Operating result €26k, net result €16k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
30-09
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
30-09
Financial
Equity above €200kEq €204k ▲3.1%
Equity rises from €197k to €204k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruishillestraat 35 A8210 ZedelgemGround area
4,410 m²
Building footprint
201 m²
Volume, LiDAR
880 m³
Parcel 31040D0810/00D000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BVBA STANNIC
since 19922.059.141.437
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0810/00D000 | Flanders | 4,410 m² | 1 · 201 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RDV-POORTEN
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THEBRO
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Coating Service Luc
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Of 3,463 companies in sector 25530 we hold annual accounts for 1,657. 1,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-1992
Fiscal year end30-09
Activities, NACEBEL
25530Machining of metals
28410Manufacture of machinery and equipment not elsewhere classified
28520
29420
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.