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STANDING RENOVATION

Active
Private limited companyfounded 201015 yrs activeDiamantlaan 94, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0829.548.255

STANDING RENOVATION has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €38k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
90 / 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 4.04 in 2024), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.9%
Return on assets
15.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
22 d late
2023
13 d early
2022
3 d early
2021
3 d early
2020
30 d late
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€160k▼ 2.6%
2024 · €164k
2018: €113k 2019: €140k 2020: €114k 2021: €115k 2022: €157k 2023: €161k 2024: €164k
2018 → 2025
Total assets
€239k▲ 9.7%
2024 · €218k
2018: €276k 2019: €272k 2020: €252k 2021: €225k 2022: €181k 2023: €209k 2024: €218k
2018 → 2025
Net result
€38k▲ 29.3%
2024 · €29k
2018: €27k 2019: €26k 2020: €-25k 2021: €1k 2022: €41k 2023: €29k 2024: €29k
2018 → 2025
Working capital
€164k▲ 0.1%
2024 · €164k
2018: €127k 2019: €153k 2020: €127k 2021: €127k 2022: €156k 2023: €160k 2024: €164k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€115k-€157k▲ 35.6%€161k▲ 2.8%€164k▲ 2.0%€160k▼ 2.6%
Operating result€3k-€59k▲ 2,054%€38k▼ 35.8%€43k▲ 13.5%€53k▲ 22.3%
Net result€1k-€41k▲ 3,738%€29k▼ 28.3%€29k▼ 0.5%€38k▲ 29.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €3k€3kNet result 2021: €1k€1kOperating result 2022: €59k€59kNet result 2022: €41k€41kOperating result 2023: €38k€38kNet result 2023: €29k€29kOperating result 2024: €43k€43kNet result 2024: €29k€29kOperating result 2025: €53k€53kNet result 2025: €38k€38k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets €571=
Current assets €239k▲ 9.7%
Equity and liabilities €239k
Equity €160k▼ 2.6%
Debt €79k▲ 47.1%
The debt ratio rises from 24.7% to 33.1%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
66.9%
2024 · 75.3%
Current ratio
3.19
2024 · 4.04
Quick ratio
3.19
2024 · 4.04
Debt / equity
0.49
2024 · 0.33
ROE
23.7%
2024 · 17.8%
ROA
15.8%
2024 · 13.4%
Debt
€79k
2024 · €54k
Debt ≤ 1 year
€75k
2024 · €54k
Income taxes
€15k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€218k€239k
Fixed assets21/28€571€571=
Financial fixed assets28€571€571=
Current assets29/58€218k€239k
Amounts receivable within one year40/41€34k€19k
Trade receivables40€34k€19k
Other amounts receivable41-€20
Current investments50/53€181k€174k
Cash at bank and in hand54/58€2k€41k
Deferred charges and accrued income490/1€473€5k
Equity and liabilities
Total equity and liabilities10/49€218k€239k
Equity10/15€164k€160k
Contributions10/11€20k€20k=
Reserves13€101k€97k
Distributable reserves133€101k€97k
Profit (loss) carried forward14€43k€43k=
Amounts payable17/49€54k€79k
Amounts payable within one year42/48€54k€75k
Trade debts44€13k€15k
Suppliers440/4€13k€15k
Advances received on contracts in progress46€469-
Taxes, remuneration and social security45€13k€15k
Taxes450/3€13k€15k
Other amounts payable47/48€28k€45k
Accrued charges and deferred income492/3-€4k
Income statement Code20242025
Other operating charges640/8€387€408
Gross operating margin9900€43k€53k
Operating profit (loss)9901€43k€53k
Financial income75/76B€1k€2k
Recurring financial income75€1k€2k
Financial charges65/66B€867€1k
Recurring financial charges65€867€1k
Profit (loss) for the period before taxes9903€44k€53k
Income taxes67/77€14k€15k
Profit (loss) for the period9904€29k€38k
Profit (loss) for the period to be appropriated9905€29k€38k
Appropriation of the result
Profit (loss) to be appropriated9906€72k€81k
Profit (loss) brought forward from the previous period14P€43k€43k=
Transfer from equity791/2€26k€42k
Transfer to equity691/2€29k€38k
To other reserves6921€29k€38k
Profit to be distributed694/7€26k€42k
Return on contributions (dividend)694€26k€42k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
18-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €41k ▲3738%
Operating result €59k, net result €41k, both a record.
31-12
Financial Equity above €150kEq €157k ▲35.6%
2 profitable years in a row build equity to €157k.
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet €-25k ▼196%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
10-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 10 days late
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Diamantlaan 941030 Schaarbeek
Ground area
730 m²
Building footprint
384 m²
Volume, LiDAR
7,630 m³
Parcel 21905C0089/00G015, Brussels · tallest building 29.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
STANDING RENOVATION
Diamantlaan 94, 1030 SchaarbeekRenting and operating of own or leased residential real estate, excluding social housing
since 20102.192.779.723
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21905C0089/00G015 Brussels 730 m² 1 · 384 m² 29.1 m · 8 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

9845009EE369579B4797
live in the LEI register

Similar companies · same sector, comparable size

Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,002 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-09-2010
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
82990Other business support services
85520Cultural education
85592Vocational training
85593Socio-cultural adult education
85599Other education
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.