Equity
€1.2m ▲ 0.5%
STANDAERT has made a profit without a break since 2016.
STANDAERT
Lifetime
11 annual accounts with figures on one time axispeak €127,130 (2025)
€127,130▲ 0.5%
lowest -€16,401 (2015)
€6,201▲ 13×
peak €1.2m (2025)
€1.2m▲ 0.5%
€1.2m▼ 1.8%
peak 0.2 FTE (2016)
-not published
Board6 names since 2015
5 directorsSTANDAERT Eddy Paul Cyriel Edmond and 4 others
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Result from €477 to €6,201Cash from €3,818 to €18,698
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 43% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.1%▼ -0.4 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.06, cash €18,698
lowers risk
Size: total assets €2.3m
Figures for financial year 2025 (filed on 02-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 68% of them on solvency, 25% on liquidity, 32% on profitability and 47% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as STANDAERT has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of STANDAERT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for STANDAERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.06 (0.02 in 2024), below 1. Short-term debt is 40.5% and cash 0.8% of total assets. 50.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
2 days late
2021
10 days late
2020
31 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0588974694
1 manager resigning
Changes of role: STANDAERT Eddy Paul Cyriel Edmond, STANDAERT Kurt Henri Denise and STANDAERT Sophie Angèle Willem · Resignation: VANDE KERCKHOVE Rosette (statutory manager) · Gazette deed
2 managers appointed, 1 resignation
Appointments: Kurt Standaert (manager) and Sophie Standaert (manager) · Resignation: Rosette Vande Kerckhove (statutory manager) · General meeting of 30-12-2016 · Gazette deed
Incorporation
published on 02-02-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STANDAERT Bruges | €2.3m | €127,130 | 49.6% | - |
| G & B Holding Izegem | €2.5m | €122,176 | 5.0% | - |
| CREATIVE BUILDING Anzegem | €2.1m | €102,891 | 8.7% | 0 |
| HERMAN-AGE Kortrijk | €2.7m | €126,534 | 74.3% | - |
| LAHAYE Immo Durbuy | €2.5m | €126,613 | 24.6% | - |
| VOLKAERT-BOSTEELS Dendermonde | €2.0m | €123,229 | 49.6% | - |
| FRANBEL IMMO Brussels | €2.0m | €130,927 | 8.1% | - |
These companies have the same main activity as STANDAERT: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €2m and €2.7m, founded between 2013 and 2016.
Official details
Source: KBO- Status
- Active since 29-01-2015Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 4 others
- Establishment unit
- 2.255.436.6748200 Bruges, since 29-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on STANDAERT
STANDAERT files the abbreviated format. That format states no turnover. The gross margin rose from €29,648 in 2015 to €127,130 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STANDAERT
- What is the company number of STANDAERT?
- The company number of STANDAERT is 0588.974.694. The VAT number is the same number with BE in front: BE 0588.974.694.
- Where is STANDAERT based?
- The registered office is at Torhoutse Steenweg 399, 8200 Bruges.Company details
- What does STANDAERT do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of STANDAERT?
- STANDAERT is a private limited company (BV).
- When was STANDAERT founded?
- STANDAERT was founded on 29-01-2015.
- Is STANDAERT still active?
- Yes, STANDAERT is an active enterprise in the KBO register.
- What is the turnover of STANDAERT?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €127,130 and 31 comparable companies (NACE 68201). It probably lies between €140,000 and €250,000.Financials
- Is STANDAERT profitable?
- In financial year 2025, STANDAERT made a profit of €6,201.
- Where can I find the annual accounts of STANDAERT?
- STANDAERT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STANDAERT due?
- STANDAERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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