STAN MACAE CONSULT
ActiveSTAN MACAE CONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-11
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.3 in 2024), and 79% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
36%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
20 d early
2022
34 d early
2021
59 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 46.9%
2024 · €36k
2020: €58k
2021: €-3k
2022: €11k
2023: €85k
2024: €36k
2020 → 2025
Total assets
€92k▼ 37.2%
2024 · €146k
2020: €87k
2021: €21k
2022: €40k
2023: €97k
2024: €146k
2020 → 2025
Net result
€33k▼ 19.6%
2024 · €41k
2020: €53k
2021: €-61k
2022: €15k
2023: €74k
2024: €41k
2020 → 2025
Working capital
€16k▼ 49.3%
2024 · €32k
2020: €52k
2021: €-7k
2022: €9k
2023: €83k
2024: €32k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€11k€85k▲ 642%€36k▼ 57.4%€19k▼ 46.9%
Operating result€-61k-€16k€82k▲ 422%€53k▼ 36.1%€44k▼ 16.5%
Net result€-61k-€15k€74k▲ 401%€41k▼ 44.4%€33k▼ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€3k▼ 37.5%
Current assets
€89k▼ 37.2%
Equity and liabilities €92k
Equity
€19k▼ 46.9%
Debt
€72k▼ 34.0%
The debt ratio rises from 75.1% to 79.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€46k▼
2024 · €54k
Cash flow
€35k▼
2024 · €43k
Solvency
21.0%▼
2024 · 24.9%
Current ratio
1.23▼
2024 · 1.30
Quick ratio
1.23▼
2024 · 1.30
Debt / equity
3.75▲
2024 · 3.02
ROE
171.1%▲
2024 · 113.0%
ROA
36.0%▲
2024 · 28.1%
Interest coverage
954.73▼
2024 · 6039.47
Debt
€72k▼
2024 · €109k
Debt ≤ 1 year
€72k▼
2024 · €109k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€92k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€53-
Furniture and vehicles24€4k€3k▼
Current assets29/58€141k€89k▼
Amounts receivable within one year40/41€35k€19k▼
Trade receivables40€33k€18k▼
Other amounts receivable41€2k€781▼
Cash at bank and in hand54/58€105k€70k▼
Deferred charges and accrued income490/1€420€105▼
Equity and liabilities
Total equity and liabilities10/49€146k€92k▼
Equity10/15€36k€19k▼
Contributions10/11€5k€5k=
Reserves13€31k€14k▼
Distributable reserves133€31k€14k▼
Amounts payable17/49€109k€72k▼
Amounts payable within one year42/48€109k€72k▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€16k€16k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€90k€51k▼
Accrued charges and deferred income492/3€661-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€778€588▼
Gross operating margin9900€55k€46k▼
Operating profit (loss)9901€53k€44k▼
Financial income75/76B€14€256▲
Recurring financial income75€14€256▲
Financial charges65/66B€9€48▲
Recurring financial charges65€9€48▲
Profit (loss) for the period before taxes9903€53k€44k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€41k€33k▼
Profit (loss) for the period to be appropriated9905€41k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€33k▼
Transfer from equity791/2€49k€17k▼
Profit to be distributed694/7€90k€50k▼
Return on contributions (dividend)694€90k€50k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €74k ▲401%
Operating result €82k, net result €74k, both a record.
31-12
Financial
Liquidity times 7current ratio 9.37
Current ratio from 1.32 to 9.37; short-term debt falls from €29k to €10k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Weakest financial yearnet €-61k ▼216%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albertlaan 453200 AarschotGround area
305 m²
Building footprint
115 m²
Volume, LiDAR
765 m³
Parcel 24662F0055/00T002, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STAN MACAE CONSULT
since 20192.294.945.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662F0055/00T002 | Flanders | 305 m² | 1 · 115 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 290 EUR awarded · 290 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 290 EUR | 290 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 30,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.