STAN EDITIONS
ActiveThe computed 12-month bankruptcy probability of STAN EDITIONS is 2.2% (moderate). The annual accounts of STAN EDITIONS for fiscal year 2025 show a net loss of 71% of total assets and of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €16k and a net result of €-90k. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 28% of 11282 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency38▼-42
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.71 against 4.12 in 2024; short-term debt: 48.2% and cash: 1.7% of total assets), but 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
-71.4%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-90k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 84.6%
2024 · €106k
2023: €26k
2024: €106k
2023 → 2025
Total assets
€126k▼ 34.8%
2024 · €193k
2023: €177k
2024: €193k
2023 → 2025
Net result
€-90k▼ 30.1%
2024 · €-69k
2023: €6k
2024: €-69k
2023 → 2025
Working capital
€43k▼ 65.9%
2024 · €126k
2023: €108k
2024: €126k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€26k-€106k▲ 316%€16k▼ 84.6%
Operating result€13k-€-63k€-84k▼ 32.4%
Net result€6k-€-69k€-90k▼ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €84k in 2025 against €63k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€23k▼ 17.2%
Current assets
€104k▼ 37.7%
Equity and liabilities €126k
Equity
€16k▼ 84.6%
Debt
€110k▲ 26.3%
The debt ratio rises from 45.0% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-75k▼
2024 · €-56k
Cash flow
€-82k▼
2024 · €-62k
Solvency
13.0%▼
2024 · 55.0%
Current ratio
1.71▼
2024 · 4.12
Quick ratio
0.24▼
2024 · 2.32
Debt / equity
6.71▲
2024 · 0.82
ROE
-550.3%▼
2024 · -65.0%
ROA
-71.4%▼
2024 · -35.8%
Interest coverage
-11.44▼
2024 · -8.10
Debt
€110k▲
2024 · €87k
Debt ≤ 1 year
€61k▲
2024 · €40k
Debt > 1 year
€49k▲
2024 · €47k
Income taxes
€253▲
2024 · €126
Staff costs
€38k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€193k€126k▼
Fixed assets21/28€27k€23k▼
Tangible fixed assets22/27€26k€22k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€26k€19k▼
Financial fixed assets28€1k€1k=
Current assets29/58€166k€104k▼
Stocks and contracts in progress3€73k€89k▲
Stocks30/36€73k€89k▲
Amounts receivable within one year40/41€27k€10k▼
Trade receivables40€23k€9k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€64k€2k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€193k€126k▼
Equity10/15€106k€16k▼
Contributions10/11€170k€170k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-69k€-159k▼
Amounts payable17/49€87k€110k▲
Amounts payable after more than one year17€47k€49k▲
Financial debts170/4€45k€47k▲
Other amounts payable178/9€2k€2k▼
Amounts payable within one year42/48€40k€61k▲
Current portion of amounts payable after more than one year42€22k€32k▲
Trade debts44€15k€19k▲
Suppliers440/4€15k€19k▲
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€126€2k▲
Remuneration and social security454/9€3k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€8k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€839€869▲
Non-recurring operating charges66A€2k€121▼
Gross operating margin9900€-45k€-36k▲
Operating profit (loss)9901€-63k€-84k▼
Financial income75/76B€1k€701▼
Recurring financial income75€1k€701▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Non-recurring financial charges66B-€230
Profit (loss) for the period before taxes9903€-69k€-90k▼
Income taxes67/77€126€253▲
Profit (loss) for the period9904€-69k€-90k▼
Profit (loss) for the period to be appropriated9905€-69k€-90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-159k▼
Profit (loss) brought forward from the previous period14P-€-69k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-90k
Net result drops to €-90k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €106k ▲316%
Equity rises from €26k to €106k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karel Janssenslaan 418400 OostendeGround area
438 m²
Building footprint
431 m²
Volume, LiDAR
7,606 m³
2 parcels, Flanders · tallest building 25.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Pekelharing 73, 9000 Gent
since 20222.328.994.447
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F0774/00G000 | Flanders | 220 m² | 1 · 212 m² | 17.0 m · 5 fl. |
| 35013A1595/00M031 | Flanders | 218 m² | 1 · 218 m² | 25.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,565 companies in sector 46900 we hold annual accounts for 920. 324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2022
Fiscal year end30-06
Activities, NACEBEL
46499Wholesale of other household goods
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.