STAMINA
ActiveSTAMINA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €18k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 32% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability51▲+51
Solvency9▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.47 in 2024), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
1.3%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-11-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
1 d early
2023
7 d late
2022
3 d early
2021
8 d late
2020
31 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€179k▲ 11.3%
2024 · €161k
2019: €154k
2020: €159k
2021: €188k
2022: €177k
2023: €175k
2024: €161k
2019 → 2025
Total assets
€1.38M▼ 3.5%
2024 · €1.43M
2019: €1.24M
2020: €1.20M
2021: €1.18M
2022: €1.44M
2023: €1.10M
2024: €1.43M
2019 → 2025
Net result
€18k
2024 · €-13k
2019: €39k
2020: €5k
2021: €29k
2022: €-27k
2023: €-3k
2024: €-13k
2019 → 2025
Working capital
€-67k▼ 110%
2024 · €-32k
2019: €-418k
2020: €-443k
2021: €-486k
2022: €-598k
2023: €-30k
2024: €-32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€177k▼ 5.7%€175k▼ 1.5%€161k▼ 7.7%€179k▲ 11.3%
Operating result€50k-€21k▼ 58.3%€7k▼ 65.4%€9k▲ 22.2%€41k▲ 360%
Net result€29k-€-27k€-3k▲ 90.1%€-13k▼ 404%€18k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 360% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€1.36M▼ 2.5%
Current assets
€13k▼ 53.8%
Equity and liabilities €1.38M
Equity
€179k▲ 11.3%
Debt
€1.20M▼ 5.4%
The debt ratio falls from 88.7% to 87.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€146k▲
2024 · €119k
Cash flow
€123k▲
2024 · €97k
Solvency
13.0%▲
2024 · 11.3%
Current ratio
0.16▼
2024 · 0.47
Quick ratio
0.16▼
2024 · 0.47
Debt / equity
6.68▼
2024 · 7.85
ROE
10.1%▲
2024 · -8.4%
ROA
1.3%▲
2024 · -0.9%
Interest coverage
7.15▼
2024 · 8.81
Debt
€1.20M▼
2024 · €1.26M
Debt ≤ 1 year
€81k▲
2024 · €61k
Debt > 1 year
€1.12M▼
2024 · €1.20M
Income taxes
€2k▼
2024 · €9k
Staff costs
€732
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€1.38M▼
Fixed assets21/28€1.40M€1.36M▼
Tangible fixed assets22/27€1.40M€1.36M▼
Land and buildings22€1.35M€1.30M▼
Plant, machinery and equipment23€23k€47k▲
Furniture and vehicles24€20k€17k▼
Other tangible fixed assets26€3k€0▼
Current assets29/58€29k€13k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€540€61▼
Cash at bank and in hand54/58€26k€11k▼
Deferred charges and accrued income490/1€698€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.38M▼
Equity10/15€161k€179k▲
Contributions10/11€25k€25k=
Reserves13€136k€154k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€134k€152k▲
Amounts payable17/49€1.26M€1.20M▼
Amounts payable after more than one year17€1.20M€1.12M▼
Financial debts170/4€735k€727k▼
Other amounts payable178/9€469k€389k▼
Amounts payable within one year42/48€61k€81k▲
Current portion of amounts payable after more than one year42€61k€67k▲
Trade debts44€3€9k▲
Suppliers440/4€3€9k▲
Taxes, remuneration and social security45€14€5k▲
Taxes450/3€14€5k▲
Remuneration and social security454/9-€45
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62-€732
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110k€105k▼
Other operating charges640/8€6k€8k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€125k€160k▲
Operating profit (loss)9901€9k€41k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€13k€20k▲
Recurring financial charges65€13k€20k▲
Profit (loss) for the period before taxes9903€-5k€21k▲
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€-13k€18k▲
Profit (loss) for the period to be appropriated9905€-13k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€18k▲
Transfer from equity791/2€131k€0▼
Transfer to equity691/2€117k€18k▼
To other reserves6921€117k€18k▼
Social balance
Average headcount (FTE)90870.00.5▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
31-03
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-27k ▼192%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roger Vansteenbruggestraat 1238790 WaregemGround area
2,721 m²
Building footprint
740 m²
Volume, LiDAR
6,108 m³
2 parcels, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
STAMINA
since 20122.219.105.523
Cascata
since 20242.363.982.545
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0351/00E004 | Flanders | 1,497 m² | 1 · 200 m² | 13.2 m · 3 fl. |
| 34040C0351/00P003 | Flanders | 1,224 m² | 1 · 540 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROMO - HOME
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MGC IMMO
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GELINVEST
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2012
Fiscal year end31-03
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:056/614604