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STAMI

Active
Private limited companyfounded 200719 yrs activeKlein-Jeukstraat 78, 3890 Gingelom, BelgiumKBO/BCE: BE 0889.110.710
Summary

STAMI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,058 and a net result of €33,394. Equity is shrinking by ~67.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 28% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+33
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.5%
Return on assets
55.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
26 d late
2023
61 d late
2022
60 d late
2021
120 d late
2020
61 d late
2019
76 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

STAMI was incorporated on 30 April 2007.1 Total assets fell from EUR 138,187 in 2018 to EUR 59,850 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€5,058
2024 · -€28,336
Total assets
€59,850▲ 259%
2024 · €16,654
Net result
€33,394
2024 · -€6,764
Working capital
€2,203
2024 · -€44,247
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,213▲ 45.7%-€6,189▼ 92.6%-€5,766▲ 6.8%-€6,501▼ 12.7%€34,079
Net result-€3,592▲ 41.1%-€6,253▼ 74.1%-€5,982▲ 4.3%-€6,764▼ 13.1%€33,394
Equity-€9,337▼ 62.5%-€15,590▼ 67.0%-€21,572▼ 38.4%-€28,336▼ 31.4%€5,058
Total assets€155,290▲ 4.1%€150,280▼ 3.2%€148,023▼ 1.5%€16,654▼ 88.7%€59,850▲ 259%
Debt€164,627▲ 6.3%€165,870▲ 0.8%€169,596▲ 2.2%€44,990▼ 73.5%€54,792▲ 21.8%
Working capital-€32,357▼ 4.1%-€36,092▼ 11.5%-€39,557▼ 9.6%-€44,247▼ 11.9%€2,203
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: -€3,213-€3,213Net result 2021: -€3,592-€3,592Operating result 2022: -€6,189-€6,189Net result 2022: -€6,253-€6,253Operating result 2023: -€5,766-€5,766Net result 2023: -€5,982-€5,982Operating result 2024: -€6,501-€6,501Net result 2024: -€6,764-€6,764Operating result 2025: €34,079€34,079Net result 2025: €33,394€33,39420212022202320242025-€20,000€0€20,000€40,000Operating result 2023: -€5,766-€5,770Net result 2023: -€5,982-€5,980Operating result 2024: -€6,501-€6,500Net result 2024: -€6,764-€6,760Operating result 2025: €34,079€34,100Net result 2025: €33,394€33,400202320242025
The operating result returns to profit in 2025: €34,079 after a loss of €6,501 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,850
Fixed assets €26,345 ▲ 65.6%
Current assets €33,505 ▲ 4,410%
Equity and liabilities €59,850
Equity €5,058
Debt €54,792
Debt finances 91.5% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37,011▲
2024 · -€4,428
Cash flow
€36,327▲
2024 · -€4,691
Current ratio
1.07▲
2024 · 0.02
Quick ratio
1.01▲
2024 · 0.02
Debt to equity
10.83▲
2024 · -1.59
ROE
660.2%
ROA
55.8%▲
2024 · -40.6%
Interest coverage
54.10▲
2024 · -16.86
Debt ≤ 1 year
€31,302▼
2024 · €44,990
Debt > 1 year
€23,490
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€16,654€59,850▲
Fixed assets21/28€15,911€26,345▲
Tangible fixed assets22/27€15,911€26,345▲
Land and buildings22€15,911€13,641▼
Plant, machinery and equipment23-€12,704
Current assets29/58€743€33,505▲
Stocks and contracts in progress3-€1,755
Stocks30/36-€1,755
Amounts receivable within one year40/41€722€17,250▲
Trade receivables40-€17,250
Other amounts receivable41€722€0▼
Cash at bank and in hand54/58€20€14,500▲
Equity and liabilities
Total equity and liabilities10/49€16,654€59,850▲
Equity10/15-€28,336€5,058▲
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€34,536-€1,142▲
Amounts payable17/49€44,990€54,792▲
Amounts payable after more than one year17-€23,490
Financial debts170/4-€23,490
Amounts payable within one year42/48€44,990€31,302▼
Current portion of amounts payable after more than one year42-€5,597
Financial debts43€174€0▼
Credit institutions430/8€174€0▼
Trade debts44€15,690€16,864▲
Suppliers440/4€15,690€16,864▲
Taxes, remuneration and social security45-€6,434
Taxes450/3-€6,434
Other amounts payable47/48€29,126€2,407▼
Income statement Code20242025
Non-recurring operating income76A-€3,600
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,073€2,932▲
Other operating charges640/8€606€626▲
Gross operating margin9900-€3,822€37,636▲
Operating profit (loss)9901-€6,501€34,079▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€263€684▲
Recurring financial charges65€263€684▲
Profit (loss) for the period before taxes9903-€6,764€33,394▲
Profit (loss) for the period9904-€6,764€33,394▲
Profit (loss) for the period to be appropriated9905-€6,764€33,394▲
Appropriation of the result
Profit (loss) to be appropriated9906-€34,536-€1,142▲
Profit (loss) brought forward from the previous period14P-€27,772-€34,536▼

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€3,600-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,313€2,518€2,518€2,073€2,932▲ 41.4%
Other operating charges640/8€541€492€446€606€626▲ 3.2%
Gross operating margin9900-€358-€3,179-€2,802-€3,822€37,636▲ 1,085%
Operating profit (loss)9901-€3,213-€6,189-€5,766-€6,501€34,079▲ 624%
Financial income75/76B----€0-
Recurring financial income75----€0-
Financial charges65/66B€379€64€216€263€684▲ 160%
Recurring financial charges65€379€64€216€263€684▲ 160%
Profit (loss) for the period before taxes9903-€3,592-€6,253-€5,982-€6,764€33,394▲ 594%
Profit (loss) for the period9904-€3,592-€6,253-€5,982-€6,764€33,394▲ 594%
Profit (loss) for the period to be appropriated9905-€3,592-€6,253-€5,982-€6,764€33,394▲ 594%
Line20212022202320242025Change
Assets
Total assets20/58€155,290€150,280€148,023€16,654€59,850▲ 259%
Fixed assets21/28€23,020€20,502€17,984€15,911€26,345▲ 65.6%
Tangible fixed assets22/27€23,020€20,502€17,984€15,911€26,345▲ 65.6%
Land and buildings22€23,020€20,502€17,984€15,911€13,641▼ 14.3%
Plant, machinery and equipment23----€12,704-
Current assets29/58€132,270€129,778€130,039€743€33,505▲ 4,410%
Stocks and contracts in progress3----€1,755-
Stocks30/36----€1,755-
Amounts receivable within one year40/41€2,340€270€495€722€17,250▲ 2,288%
Trade receivables40€1,730---€17,250-
Other amounts receivable41€611€270€495€722€0▼ 100%
Cash at bank and in hand54/58€129,930€129,509€129,544€20€14,500▲ 70,664%
Equity and liabilities
Total equity and liabilities10/49€155,290€150,280€148,023€16,654€59,850▲ 259%
Equity10/15-€9,337-€15,590-€21,572-€28,336€5,058▲ 118%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€15,537-€21,790-€27,772-€34,536-€1,142▲ 96.7%
Amounts payable17/49€164,627€165,870€169,596€44,990€54,792▲ 21.8%
Amounts payable after more than one year17----€23,490-
Financial debts170/4----€23,490-
Amounts payable within one year42/48€164,627€165,870€169,596€44,990€31,302▼ 30.4%
Current portion of amounts payable after more than one year42----€5,597-
Financial debts43---€174€0▼ 100%
Credit institutions430/8---€174€0▼ 100%
Trade debts44€16,411€8,481€11,459€15,690€16,864▲ 7.5%
Suppliers440/4€16,411€8,481€11,459€15,690€16,864▲ 7.5%
Advances received on contracts in progress46€1,167-----
Taxes, remuneration and social security45-€35--€6,434-
Taxes450/3-€35--€6,434-
Other amounts payable47/48€147,049€157,355€158,136€29,126€2,407▼ 91.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€3,592-€6,253-€5,982-€6,764€33,394▲ 594%
+ Depreciation and write-downs630€2,313€2,518€2,518€2,073€2,932▲ 41.4%
Operating cash flow (approximation)-€1,279-€3,736-€3,464-€4,691€36,327▲ 874%
Investment in fixed assets (approximation)-€0€0€0-€13,366-
Change in cash--€421€35-€129,523€14,479▲ 111%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Back to profitnet €33,394
Net result €33,394 after 6 loss-making years.
31-12
Financial Liquidity times 65current ratio 1.07
Current ratio from 0.02 to 1.07; short-term debt falls from €44,990 to €31,302.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
28-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
15-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
31-12
Financial Weakest financial yearnet -€6,893
Net result drops to -€6,893, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
11-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
488 m²
Building footprint
267 m²
Volume, LiDAR
2,257 m³
Parcel 71026D0046/00F000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Hoeve-slagerij
Klein-Jeukstraat 78, 3890 GingelomNACE 51321
since 20072.162.476.824
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71026D0046/00F000 Flanders 488 m² 1 · 267 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry

Scores and ratios are computed by Checked and are not a credit decision.