Stameko
ActiveStameko is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €192k and a net result of €100k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 7971 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-09-2025, 38 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
38 d early
2024
31 d early
2023
33 d early
2022
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€192k▼ 36.0%
2024 · €301k
2022: €108k
2023: €201k
2024: €301k
2022 → 2025
Net result
€100k▲ 0.4%
2024 · €99k
2022: €98k
2023: €93k
2024: €99k
2022 → 2025
Total assets
€305k▼ 9.6%
2024 · €337k
2022: €129k
2023: €216k
2024: €337k
2022 → 2025
Solvency
63.1%▼ 26.0pp
2024 · 89.2%
2022: 83.9%
2023: 93.0%
2024: 89.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€108k-€201k▲ 86.4%€301k▲ 49.5%€192k▼ 36.0%
Operating result€140k-€131k▼ 6.9%€127k▼ 2.7%€126k▼ 0.5%
Net result€98k-€93k▼ 4.7%€99k▲ 6.7%€100k▲ 0.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 1% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€89k▲ 11.5%
Current assets
€216k▼ 16.2%
Equity and liabilities €305k
Equity
€192k▼ 36.0%
Debt
€112k▲ 208%
The debt ratio rises from 10.8% to 36.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
63.1%▼
2024 · 89.2%
ROE
51.9%▲
2024 · 33.1%
ROA
32.8%▲
2024 · 29.5%
Debt
€112k▲
2024 · €36k
Debt ≤ 1 year
€112k▲
2024 · €36k
Income taxes
€28k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€337k€305k▼
Fixed assets21/28€80k€89k▲
Tangible fixed assets22/27€80k€89k▲
Plant, machinery and equipment23€915€3k▲
Furniture and vehicles24€70k€54k▼
Other tangible fixed assets26€9k€32k▲
Current assets29/58€257k€216k▼
Amounts receivable after more than one year29€65k€33k▼
Other amounts receivable291€65k€33k▼
Amounts receivable within one year40/41€50k€45k▼
Trade receivables40€50k€45k▼
Cash at bank and in hand54/58€141k€137k▼
Deferred charges and accrued income490/1€794€2k▲
Equity and liabilities
Total equity and liabilities10/49€337k€305k▼
Equity10/15€301k€192k▼
Contributions10/11€10k€10k=
Reserves13€291k€182k▼
Distributable reserves133€291k€182k▼
Amounts payable17/49€36k€112k▲
Amounts payable within one year42/48€36k€112k▲
Trade debts44€60€1k▲
Suppliers440/4€60€1k▲
Taxes, remuneration and social security45€33k€26k▼
Taxes450/3€33k€26k▼
Other amounts payable47/48€3k€84k▲
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€142k€147k▲
Operating profit (loss)9901€127k€126k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€139€63▼
Recurring financial charges65€139€63▼
Profit (loss) for the period before taxes9903€129k€128k▼
Income taxes67/77€29k€28k▼
Profit (loss) for the period9904€99k€100k▲
Profit (loss) for the period to be appropriated9905€99k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€100k▲
Transfer from equity791/2-€108k
Transfer to equity691/2€99k-
To other reserves6921€99k-
Profit to be distributed694/7-€208k
Return on contributions (dividend)694-€208k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €100k ▲0.4%
Net result €100k, the highest in the series.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €93k ▼4.7%
Net result drops to €93k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity doublescurrent ratio 13.50
Current ratio from 6.20 to 13.50; short-term debt falls from €21k to €15k.
31-03
Financial
Equity above €200kEq €201k ▲86.4%
2 profitable years in a row build equity to €201k.
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterlosstraat 149800 DeinzeGround area
499 m²
Building footprint
103 m²
Parcel 44054A0465/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
Stameko
since 20212.312.037.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0465/00Z000 | Flanders | 499 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,997 EUR awarded · 2,997 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,997 EUR | 2,997 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2021
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.