STAM AGRO

Active

Public limited companyfounded 20206 yrs activeVosmeer (STG) 22, 9200 Dendermonde, BelgiumKBO/BCE: BE 0742.796.009

STAM AGRO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-532k) and a net result of €-602k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

25 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency0▼-33

Growth32▼-20

Track record100

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.26 against 0.5 in 2024; short-term debt: 98.6% and cash: 0% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-25.2%

Return on assets

-28.5%

Age of the figures

18 mo

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 72

Relative position

BE, all sectors

reference

Sector 72

lower

← fewer bankruptcies more bankruptcies →

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €-532k

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

on the day

2024

18 d late

2023

on the day

2022

30 d late

2021

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close22-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-532k

2024 · €186k

2021: €71k 2022: €709k 2023: €686k 2024: €186k

2021 → 2025

Total assets

€2.11M▼ 7.7%

2024 · €2.29M

2021: €109k 2022: €974k 2023: €1.67M 2024: €2.29M

2021 → 2025

Net result

€-602k▼ 42.1%

2024 · €-424k

2021: €6k 2022: €-29k 2023: €-87k 2024: €-424k

2021 → 2025

Working capital

€-1.54M▼ 94.1%

2024 · €-791k

2021: €62k 2022: €416k 2023: €-299k 2024: €-791k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€71k-€709k▲ 900%€686k▼ 3.2%€186k▼ 72.8%€-532k

Operating result€7k-€-29k€-107k▼ 263%€-449k▼ 320%€-637k▼ 41.9%

Net result€6k-€-29k€-87k▼ 204%€-424k▼ 390%€-602k▼ 42.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €637k in 2025 against €449k in 2024; the loss grows and 2025 has the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €2.11M

74.0%

26.0%

Fixed assets €1.56M▲ 5.4%

Current assets €549k▼ 31.8%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-268k▼

2024 · €-224k

Cash flow

€-233k▼

2024 · €-199k

Solvency

-25.2%▼

2024 · 8.1%

Current ratio

0.26▼

2024 · 0.50

Quick ratio

0.26▼

2024 · 0.50

Debt / equity

-4.97▼

2024 · 11.28

ROA

-28.5%▼

2024 · -18.5%

Interest coverage

-3.33▲

2024 · -4.49

Debt

€2.64M▲

2024 · €2.10M

Debt ≤ 1 year

€2.08M▲

2024 · €1.60M

Debt > 1 year

€560k▲

2024 · €506k

Income taxes

€922▲

2024 · €346

Staff costs

€377k▲

2024 · €215k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€2.29M€2.11M▼

Fixed assets21/28€1.48M€1.56M▲

Intangible fixed assets21€1.46M€1.51M▲

Tangible fixed assets22/27€25k€52k▲

Plant, machinery and equipment23€23k€20k▼

Furniture and vehicles24€2k€1k▼

Leasing and similar rights25-€31k

Financial fixed assets28-€5k

Current assets29/58€805k€549k▼

Amounts receivable after more than one year29€0-

Other amounts receivable291€0-

Amounts receivable within one year40/41€659k€544k▼

Trade receivables40€84k€17k▼

Other amounts receivable41€575k€527k▼

Cash at bank and in hand54/58€141k€397▼

Deferred charges and accrued income490/1€4k€5k▲

Equity and liabilities

Total equity and liabilities10/49€2.29M€2.11M▼

Equity10/15€186k€-532k▼

Contributions10/11€65k€65k=

Capital10€65k€65k=

Issued capital100€65k€65k=

Reserves13€6k€6k=

Non-distributable reserves130/1€6k€6k=

Legal reserve130€6k€6k=

Profit (loss) carried forward14€-539k€-1.14M▼

Investment grants15€654k€539k▼

Amounts payable17/49€2.10M€2.64M▲

Amounts payable after more than one year17€506k€560k▲

Financial debts170/4-€23k

Other amounts payable178/9€506k€536k▲

Amounts payable within one year42/48€1.60M€2.08M▲

Current portion of amounts payable after more than one year42-€7k

Financial debts43-€60k

Credit institutions430/8-€60k

Trade debts44€499k€740k▲

Suppliers440/4€499k€740k▲

Taxes, remuneration and social security45€39k€76k▲

Taxes450/3€346€922▲

Remuneration and social security454/9€39k€75k▲

Other amounts payable47/48€1.06M€1.20M▲

Accrued charges and deferred income492/3-€574

Income statement Code20242025

Non-recurring operating income76A€6k€0▼

Remuneration, social security and pensions62€215k€377k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€225k€370k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€8k

Other operating charges640/8€647€2k▲

Gross operating margin9900€-9k€119k▲

Operating profit (loss)9901€-449k€-637k▼

Financial income75/76B€76k€116k▲

Recurring financial income75€76k€116k▲

Financial charges65/66B€50k€80k▲

Recurring financial charges65€50k€80k▲

Profit (loss) for the period before taxes9903€-424k€-602k▼

Income taxes67/77€346€922▲

Profit (loss) for the period9904€-424k€-602k▼

Profit (loss) for the period to be appropriated9905€-424k€-602k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-539k€-1.14M▼

Profit (loss) brought forward from the previous period14P€-115k€-539k▼

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

Next filing, fiscal year 2026, expected by 31-10-2026

2025

31-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Weakest financial yearnet €-602k

Net result drops to €-602k, the lowest in the series.

2024

18-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 18 days late

2023

31-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2022

30-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

31-03

Financial Equity above €500kEq €709k ▲900%

Equity rises from €71k to €709k.

2021

30-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2026

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

20-05-2026 EECKMAN Philip: Resigned as Director

20-05-2026 SINCFAL: Resigned as Director

20-05-2026 VANDAELE Axelle: Resigned as Director

Location & real-estate footprint

Registered office, Dendermonde · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vosmeer (STG) 229200 Dendermonde

Ground area

1.3 ha

Building footprint

3,262 m²

Volume, LiDAR

13,713 m³

Parcel 42021A0664/00B002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

STAM AGRO

Vosmeer (STG) 22, 9200 DendermondeManufacture of food products

since 20202.299.255.633

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42021A0664/00B002	Flanders	1.3 ha	1 · 3,262 m²	9.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 10 entries · 131,921 EUR awarded · 131,920 EUR paid

Year	Entries	awarded	paid
2025	4	1,902 EUR	46,630 EUR
2023	2	9,000 EUR	21,500 EUR
2022	4	121,019 EUR	63,790 EUR

Schemes

Piloottrajecten bio-gebaseerde toepassingen

3 entries · 89,457 EUR · 89,457 EUR paid · Fonds voor Innoveren en Ondernemen

Subsidies voor internationaal ondernemen

2 entries · 10,170 EUR · 10,170 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 7,294 EUR · 7,293 EUR paid · Fonds voor Innoveren en Ondernemen

Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)

2 entries · 25,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Dendermonde2.299.255.633

1 permission

Trader afgeleide producten van dierlijke bijproducten · since 03-03-2022

Similar companies · same sector, comparable size

FiBL Europe - Forschungsinstitut für biologischen Landbau in Europa / Research Institute for Organic Agriculture in Europe Forschunginstitut für biolo

centre d'epidemiologie perinatale

BE 0892.776.419

Sint-Lambrechts-Woluwe · Eq €181k

Braine-l'Alleud · Eq €195k

Of 761 companies in sector 72101 we hold annual accounts for 481. 317 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPublic limited company

Founded31-01-2020

Fiscal year end31-03

Activities, NACEBEL

72101Research and development on biotechnology

71209Other technical testing and analysis

72109Other research and development on natural sciences

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.