Stalumat
ActiveSummary
The computed 12-month bankruptcy probability of Stalumat is 1.9% (moderate). The 2025 annual accounts show equity of €17k and a net result of €15k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 45% of 1904 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+28
Solvency65▼-30
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 4.37 in 2024; short-term debt: 59.6% and cash: 9.9% of total assets), but 59.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.4%
Return on assets
35.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
71 d early
2024
21 d early
2023
14 d early
2022
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 22.8%
2024 · €22k
2022: €20k
2023: €22k
2024: €22k
2022 → 2025
Total assets
€43k▲ 34.0%
2024 · €32k
2022: €27k
2023: €30k
2024: €32k
2022 → 2025
Net result
€15k▲ 1,995%
2024 · €712
2022: €17k
2023: €2k
2024: €712
2022 → 2025
Working capital
€13k▼ 31.1%
2024 · €18k
2022: €15k
2023: €13k
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€22k▲ 9.2%€22k▲ 3.3%€17k▼ 22.8%
Operating result€23k-€3k▼ 88.4%€1k▼ 49.0%€19k▲ 1,293%
Net result€17k-€2k▼ 89.5%€712▼ 60.7%€15k▲ 1,995%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,293% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€4k ▼ 43.0%
Current assets
€38k ▲ 59.0%
Equity and liabilities €43k
Equity
€17k ▼ 22.8%
Debt
€25k ▲ 167%
Debt's share of the balance-sheet total rises from 29.9% to 59.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €4k
Cash flow
€17k▲
2024 · €3k
Current ratio
1.50▼
2024 · 4.37
Debt to equity
1.48▲
2024 · 0.43
ROE
86.9%▲
2024 · 3.2%
ROA
35.1%▲
2024 · 2.2%
Interest coverage
64.21▲
2024 · 7.47
Debt ≤ 1 year
€25k▲
2024 · €5k
Income taxes
€4k▲
2024 · €198
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€32k€43k▲
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€8k€4k▼
Current assets29/58€24k€38k▲
Amounts receivable within one year40/41€21k€34k▲
Trade receivables40€20k€28k▲
Other amounts receivable41€618€6k▲
Cash at bank and in hand54/58€996€4k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€32k€43k▲
Equity10/15€22k€17k▼
Contributions10/11€3k€3k=
Reserves13€20k€15k▼
Distributable reserves133€20k€15k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€9k€25k▲
Amounts payable within one year42/48€5k€25k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€864€6k▲
Taxes450/3€864€4k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€17k▲
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€513€611▲
Gross operating margin9900€4k€22k▲
Operating profit (loss)9901€1k€19k▲
Financial income75/76B€5€109▲
Recurring financial income75€5€109▲
Financial charges65/66B€477€327▼
Recurring financial charges65€477€327▼
Profit (loss) for the period before taxes9903€910€19k▲
Income taxes67/77€198€4k▲
Profit (loss) for the period9904€712€15k▲
Profit (loss) for the period to be appropriated9905€712€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€712€15k▲
Transfer from equity791/2-€5k
Transfer to equity691/2€712€0▼
To other reserves6921€712€0▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
Resignation: PEETERS Martin (director)3 facts ▸
State Gazette act
Resignation: PEETERS Martin (director)
3 facts ▸
- General meeting, 30-06-2026
- Director resignation, PEETERS Martin (director)
- Board composition, Peeters Gijs (director)
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €712 ▼60.7%
Net result drops to €712, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2026
Resigned as Director
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watertorenstraat 123930 Hamont-AchelGround area
1,359 m²
Building footprint
408 m²
Volume, LiDAR
1,869 m³
Parcel 72012D0256/00G000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Stalumat
since 20222.333.995.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012D0256/00G000 | Flanders | 1,359 m² | 1 · 408 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D&D WELDING
BE 0748.475.259
Nazareth-De Pinte · Eq €17,230
ATVERCA
BE 0454.116.782
Wuustwezel · Eq €16,959
MxM maatwerk & metaal
BE 0779.516.645
Kortemark · Eq €16,742
FERDECO
BE 0799.094.215
Esneux · Eq €16,725
ALVIK
BE 0807.551.229
Gent · Eq €17,660
Of 3,464 companies in sector 25530 we hold annual accounts for 1,658. 679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
25530Machining of metals
43990Other specialised construction activities
46839Wholesale trade
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.