STALPOM
ActiveSummary
STALPOM has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315,793 and a net result of €26,900. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 24% of 485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+2
Solvency47▼-1
Growth73▲+17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.91 in 2024; short-term debt: 56.5% and cash: 15.4% of total assets), and 78.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
1.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 485 sector peers (2025).
NBB · sector comparisonPosition among 485 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-11-2025, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
56 d early
2023
57 d early
2022
40 d early
2021
47 d early
2020
46 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
In the rankings
#2 company by total assets in Frasnes-lez-Anvaing, Agriculture, forestry and fishing sector#4 oldest company in Frasnes-lez-Anvaing, Agriculture, forestry and fishing sector#5 company by equity in Frasnes-lez-Anvaing, Agriculture, forestry and fishing sector
Turnover
€845,450▼ 16.8%
2022 · €1.0m
EBIT margin
2.6%▲ 0.4pp
2022 · 2.3%
Net result
€26,900▲ 390%
2024 · €5,484
Working capital
-€378,455▼ 399%
2024 · -€75,865
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€671,224▲ 6.9%€1.0m▲ 51.4%€845,450▼ 16.8%
Operating result€47,442▲ 96.5%€22,946▼ 51.6%€22,315▼ 2.8%€15,445▼ 30.8%€49,755▲ 222%
Net result€31,199above the sector's middle half▲ 113%€10,352within the sector's middle half▼ 66.8%€11,022within the sector's middle half▲ 6.5%€5,484within the sector's middle half▼ 50.2%€26,900within the sector's middle half▲ 390%
EBIT margin7.1%▲ 3.2pp2.3%▼ 4.8pp2.6%▲ 0.4pp
Equity€262,034above the sector's middle half▲ 13.5%€272,386within the sector's middle half▲ 4.0%€283,409within the sector's middle half▲ 4.0%€288,893within the sector's middle half▲ 1.9%€315,793within the sector's middle half▲ 9.3%
Total assets€821,313above the sector's middle half▼ 11.4%€830,317within the sector's middle half▲ 1.1%€802,014within the sector's middle half▼ 3.4%€1.2mwithin the sector's middle half▲ 53.6%€1.5mwithin the sector's middle half▲ 18.6%
Debt€559,279▼ 19.7%€557,931▼ 0.2%€518,606▼ 7.0%€943,378▲ 81.9%€1.1m▲ 21.4%
Working capital-€129,778below the sector's middle half▲ 2.4%-€139,165below the sector's middle half▼ 7.2%-€151,816below the sector's middle half▼ 9.1%-€75,865below the sector's middle half▲ 50.0%-€378,455below the sector's middle half▼ 399%
Solvency31.9%within the sector's middle half▲ 7.0pp32.8%within the sector's middle half▲ 0.9pp35.3%within the sector's middle half▲ 2.5pp23.4%within the sector's middle half▼ 11.9pp21.6%below the sector's middle half▼ 1.8pp
Current ratio0.62within the sector's middle half▼ 0.040.68below the sector's middle half▲ 0.050.66below the sector's middle half▼ 0.020.91within the sector's middle half▲ 0.250.54below the sector's middle half▼ 0.37
Return on assets (ROA)3.8%within the sector's middle half▲ 2.2pp1.2%within the sector's middle half▼ 2.6pp1.4%within the sector's middle half▲ 0.1pp0.4%within the sector's middle half▼ 0.9pp1.8%within the sector's middle half▲ 1.4pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2022 Turnover +51% on 2021. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 222% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.0m ▲ 124%
Current assets
€447,229 ▼ 42.6%
Equity and liabilities €1.5m
Equity
€315,793 ▲ 9.3%
Debt
€1.1m ▲ 21.4%
Debt's share of the balance-sheet total rises from 76.6% to 78.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€120,770▲
2024 · €86,691
Cash flow
€97,915▲
2024 · €76,730
Debt to equity
3.63▲
2024 · 3.27
ROE
8.5%▲
2024 · 1.9%
Interest coverage
7.52▼
2024 · 10.05
Debt ≤ 1 year
€825,684▼
2024 · €855,103
Debt > 1 year
€320,000▲
2024 · €30,000
Income taxes
€6,787▲
2024 · €1,336
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,678 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,678 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €671,224 | €1.0m | €845,450 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €908,634 | €751,434 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €92,023 | €79,861 | €66,676 | €71,245 | €71,015 | ▼ 0.3% |
| Other operating charges640/8 | - | €4,691 | €5,026 | €5,489 | €79,220 | ▲ 1,343% |
| Gross operating margin9900 | €158,634 | €107,498 | €94,017 | €92,180 | €199,990 | ▲ 117% |
| Operating profit (loss)9901 | €47,442 | €22,946 | €22,315 | €15,445 | €49,755 | ▲ 222% |
| Financial income75/76B | - | - | €0 | €0 | €0 | ▼ 91.3% |
| Recurring financial income75 | €70 | - | €0 | €0 | €0 | ▼ 91.3% |
| Financial charges65/66B | - | €9,964 | €8,123 | €8,625 | €16,068 | ▲ 86.3% |
| Recurring financial charges65 | €10,908 | €9,964 | €8,123 | €8,625 | €16,068 | ▲ 86.3% |
| Profit (loss) for the period before taxes9903 | €36,604 | €12,982 | €14,192 | €6,820 | €33,687 | ▲ 394% |
| Income taxes67/77 | €5,405 | €2,630 | €3,170 | €1,336 | €6,787 | ▲ 408% |
| Profit (loss) for the period9904 | €31,199 | €10,352 | €11,022 | €5,484 | €26,900 | ▲ 390% |
| Profit (loss) for the period to be appropriated9905 | €31,199 | €10,352 | €11,022 | €5,484 | €26,900 | ▲ 390% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €821,313 | €830,317 | €802,014 | €1.2m | €1.5m | ▲ 18.6% |
| Fixed assets21/28 | €605,062 | €535,051 | €502,725 | €453,033 | €1.0m | ▲ 124% |
| Tangible fixed assets22/27 | €605,062 | €535,051 | €502,725 | €453,033 | €1.0m | ▲ 124% |
| Land and buildings22 | - | €473,985 | €434,770 | €408,330 | €957,623 | ▲ 135% |
| Plant, machinery and equipment23 | - | €29,066 | €43,955 | €28,703 | €48,625 | ▲ 69.4% |
| Furniture and vehicles24 | - | €32,000 | €24,000 | €16,000 | €8,000 | ▼ 50.0% |
| Current assets29/58 | €216,251 | €295,266 | €299,289 | €779,238 | €447,229 | ▼ 42.6% |
| Amounts receivable within one year40/41 | €158,084 | €223,453 | €246,808 | €286,322 | €222,469 | ▼ 22.3% |
| Trade receivables40 | - | €202,222 | €230,352 | €222,731 | €184,487 | ▼ 17.2% |
| Other amounts receivable41 | - | €21,231 | €16,457 | €63,591 | €37,981 | ▼ 40.3% |
| Cash at bank and in hand54/58 | €58,167 | €71,813 | €52,481 | €492,916 | €224,760 | ▼ 54.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €821,313 | €830,317 | €802,014 | €1.2m | €1.5m | ▲ 18.6% |
| Equity10/15 | €262,034 | €272,386 | €283,409 | €288,893 | €315,793 | ▲ 9.3% |
| Contributions10/11 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves not available under the articles1311 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €193,834 | €204,186 | €215,209 | €220,693 | €247,593 | ▲ 12.2% |
| Amounts payable17/49 | €559,279 | €557,931 | €518,606 | €943,378 | €1.1m | ▲ 21.4% |
| Amounts payable after more than one year17 | €213,250 | €123,500 | €67,500 | €30,000 | €320,000 | ▲ 967% |
| Financial debts170/4 | - | €123,500 | €67,500 | €30,000 | €320,000 | ▲ 967% |
| Amounts payable within one year42/48 | €346,029 | €434,431 | €451,105 | €855,103 | €825,684 | ▼ 3.4% |
| Current portion of amounts payable after more than one year42 | - | €89,750 | €56,000 | €37,500 | €110,000 | ▲ 193% |
| Trade debts44 | €43,609 | €241,005 | €212,591 | €628,410 | €511,923 | ▼ 18.5% |
| Suppliers440/4 | - | €241,005 | €212,591 | €628,410 | €511,923 | ▼ 18.5% |
| Taxes, remuneration and social security45 | - | €1,833 | €1,701 | €2,214 | €6,286 | ▲ 184% |
| Taxes450/3 | - | €1,833 | €1,701 | €2,214 | €6,286 | ▲ 184% |
| Other amounts payable47/48 | - | €101,843 | €180,813 | €186,978 | €197,475 | ▲ 5.6% |
| Accrued charges and deferred income492/3 | - | - | - | €58,275 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,199 | €10,352 | €11,022 | €5,484 | €26,900 | ▲ 390% |
| + Depreciation and write-downs630 | €92,023 | €79,861 | €66,676 | €71,245 | €71,015 | ▼ 0.3% |
| Operating cash flow (approximation) | €123,222 | €90,213 | €77,698 | €76,730 | €97,915 | ▲ 27.6% |
| Investment in fixed assets (approximation) | - | -€9,850 | -€34,350 | -€21,554 | -€632,230 | ▼ 2,833% |
| Change in cash | - | €13,646 | -€19,332 | €440,435 | -€268,156 | ▼ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Weakest financial yearnet €5,484 ▼50.2%
Net result drops to €5,484, the lowest in the series; recovery starts the following year.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €31,199 ▲113%
Net result €31,199, the highest in the series.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 2 establishment units since 1991
Ground area
1.2 ha
Building footprint
474 m²
Volume, LiDAR
2,124 m³
3 parcels, Wallonia · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
STALPOM SC
since 19912.054.817.217
STALPOM
since 20142.227.253.622
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51048C0174/00L000 | Wallonia | 5,919 m² | - | - |
| 51046B0205/00D000 | Wallonia | 5,267 m² | 1 · 317 m² | - |
| 51012B0152/00X000 | Wallonia | 1,223 m² | 1 · 157 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAERTENS
BE 0803.033.801
Koekelare · Eq €316,541
AGRISERT
BE 0871.031.888
Gerpinnes · Eq €318,581
KLUISBERG
BE 0462.566.175
Bekkevoort · Eq €319,008
T.F.F.
BE 0825.293.321
Sint-Truiden · Eq €320,003
DE PRINS
BE 0442.552.107
Mechelen · Eq €310,933
Of 3,623 companies in sector 01130 we hold annual accounts for 789. 594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-1991
Fiscal year end30-06
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
49410Freight transport by road
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444950381
Also
9925:BE0444950381
Registered
30-01-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.