STALMANS PHILIPPE
ActiveSTALMANS PHILIPPE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.73M and a net result of €-26k. Equity is growing by ~98% per year across the filed fiscal years. Its solvency ranks better than 95% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-30
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
short-term debt: 0% and cash: 4.3% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
27 d early
2022
55 d early
2021
38 d early
2020
74 d early
2019
72 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3.73M▼ 0.7%
2023 · €3.76M
2018: €107k
2019: €123k
2020: €149k
2021: €3.73M
2022: €3.66M
2023: €3.76M
2018 → 2024
Total assets
€3.73M▼ 2.6%
2023 · €3.83M
2018: €282k
2019: €242k
2020: €290k
2021: €4.18M
2022: €4.02M
2023: €3.83M
2018 → 2024
Net result
€-26k
2023 · €168k
2018: €24k
2019: €16k
2020: €26k
2021: €3.58M
2022: €-67k
2023: €168k
2018 → 2024
Working capital
€3.73M▼ 0.6%
2023 · €3.75M
2018: €-45k
2019: €-29k
2020: €-2k
2021: €3.72M
2022: €3.65M
2023: €3.75M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€149k-€3.73M▲ 2,406%€3.66M▼ 1.8%€3.76M▲ 2.7%€3.73M▼ 0.7%
Operating result€40k-€-40k€59k€141k▲ 139%€-36k
Net result€26k-€3.58M▲ 13,574%€-67k€168k€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €36k after €141k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.73M
Fixed assets
€2k▼ 44.3%
Current assets
€3.73M▼ 2.6%
Equity and liabilities €3.73M
Equity
€3.73M▼ 0.7%
Debt
€1k▼ 98.5%
The debt ratio falls from 2.0% to 0.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-35k▼
2023 · €143k
Cash flow
€-24k▼
2023 · €170k
Solvency
100.0%▲
2023 · 98.0%
Debt / equity
0.00▼
2023 · 0.02
ROE
-0.7%▼
2023 · 4.5%
ROA
-0.7%▼
2023 · 4.4%
Interest coverage
-37.17▼
2023 · -2.70
Debt
€1k▼
2023 · €75k
Debt ≤ 1 year
€1k▼
2023 · €75k
Income taxes
€204▼
2023 · €41k
A ratio outside any meaningful range has been withheld (balance sheet total €3.73M, equity €3.73M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.83M€3.73M▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€3.83M€3.73M▼
Amounts receivable within one year40/41€143k€54k▼
Other amounts receivable41€143k€54k▼
Current investments50/53€3.00M€3.51M▲
Cash at bank and in hand54/58€683k€161k▼
Deferred charges and accrued income490/1€533€764▲
Equity and liabilities
Total equity and liabilities10/49€3.83M€3.73M▼
Equity10/15€3.76M€3.73M▼
Contributions10/11€11k€11k=
Reserves13€3.75M€3.75M=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€3.75M€3.75M=
Profit (loss) carried forward14€0€-26k▼
Amounts payable17/49€75k€1k▼
Amounts payable within one year42/48€75k€1k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€70k€0▼
Accrued charges and deferred income492/3€138€138=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€145k€-33k▼
Operating profit (loss)9901€141k€-36k▼
Financial income75/76B€15k€12k▼
Recurring financial income75€15k€12k▼
Financial charges65/66B€-53k€930▲
Recurring financial charges65€-53k€930▲
Profit (loss) for the period before taxes9903€209k€-26k▼
Income taxes67/77€41k€204▼
Profit (loss) for the period9904€168k€-26k▼
Profit (loss) for the period to be appropriated9905€168k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€-26k▼
Profit (loss) brought forward from the previous period14P€-67k€0▲
Transfer from equity791/2€72k€0▼
Transfer to equity691/2€103k€0▼
To other reserves6921€103k€0▼
Profit to be distributed694/7€70k€0▼
Return on contributions (dividend)694€70k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 72current ratio 3641.59
Current ratio from 50.85 to 3641.59; short-term debt falls from €75k to €1k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €168k
Net result €168k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 50.85
Current ratio from 11.11 to 50.85; short-term debt falls from €362k to €75k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-67k ▼102%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €3.58M ▲13574%
Net result €3.58M, the highest in the series.
31-12
Financial
Liquidity times 9current ratio 9.26
Current ratio from 0.99 to 9.26.
31-12
Financial
Equity above €2MEq €3.73M ▲2406%
4 profitable years in a row build equity to €3.73M.
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laurence Oliviergaarde 51090 JetteGround area
235 m²
Building footprint
66 m²
Volume, LiDAR
459 m³
Parcel 21010A0073/00D004, Brussels · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STALMANS PHILIPPE
since 20042.143.598.446
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010A0073/00D004 | Brussels | 235 m² | 1 · 66 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2004
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
74142
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.