STAL78
ActiveSTAL78 has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €188k and a net result of €89k. Equity is growing by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+13
Solvency71▲+20
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 0.75 in 2023; short-term debt: 9.9% and cash: 15.3% of total assets), but 53.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d late
2022
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€0
2022 · €0
2022: €0
2022 → 2024
Total assets
€409k▲ 7.7%
2023 · €379k
2022: €90k
2023: €379k
2022 → 2024
Net result
€89k▲ 108%
2023 · €43k
2022: €55k
2023: €43k
2022 → 2024
Working capital
€43k
2023 · €-18k
2022: €56k
2023: €-18k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€0-€0
Equity€57k-€100k▲ 74.8%€188k▲ 88.9%
Operating result€70k-€55k▼ 21.7%€125k▲ 130%
Net result€55k-€43k▼ 21.9%€89k▲ 108%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 130% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €409k
Fixed assets
€325k▼ 0.7%
Current assets
€83k▲ 60.8%
Equity and liabilities €409k
Equity
€188k▲ 88.9%
Debt
€220k▼ 21.2%
The debt ratio falls from 73.7% to 53.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▲
2023 · €101k
Cash flow
€99k▲
2023 · €89k
Solvency
46.1%▲
2023 · 26.3%
Current ratio
2.07▲
2023 · 0.75
Quick ratio
2.07▲
2023 · 0.75
Debt / equity
1.17▼
2023 · 2.81
ROE
47.1%▲
2023 · 42.8%
ROA
21.7%▲
2023 · 11.2%
Interest coverage
10.75▼
2023 · 2013.92
Debt
€220k▼
2023 · €280k
Debt ≤ 1 year
€40k▼
2023 · €69k
Debt > 1 year
€180k▼
2023 · €210k
Income taxes
€24k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€379k€409k▲
Fixed assets21/28€327k€325k▼
Tangible fixed assets22/27€327k€325k▼
Land and buildings22€322k€318k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€1k€3k▲
Current assets29/58€52k€83k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€12k€14k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€35k€62k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€379k€409k▲
Equity10/15€100k€188k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€97k€186k▲
Amounts payable17/49€280k€220k▼
Amounts payable after more than one year17€210k€180k▼
Financial debts170/4€210k€180k▼
Amounts payable within one year42/48€69k€40k▼
Current portion of amounts payable after more than one year42€30k€30k=
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€35k€8k▼
Taxes450/3€35k€8k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€0€0=
Accrued charges and deferred income492/3€235€0▼
Income statement
Code20232024
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€11k▼
Other operating charges640/8€908€2k▲
Non-recurring operating charges66A-€63
Gross operating margin9900€102k€138k▲
Operating profit (loss)9901€55k€125k▲
Financial income75/76B€53€357▲
Recurring financial income75€53€357▲
Financial charges65/66B€50€13k▲
Recurring financial charges65€50€13k▲
Profit (loss) for the period before taxes9903€55k€113k▲
Income taxes67/77€12k€24k▲
Profit (loss) for the period9904€43k€89k▲
Profit (loss) for the period to be appropriated9905€43k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€97k€186k▲
Profit (loss) brought forward from the previous period14P€55k€97k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €89k ▲108%
Operating result €125k, net result €89k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.07
Current ratio from 0.75 to 2.07; short-term debt falls from €69k to €40k.
31-12
Financial
Equity above €150kEq €188k ▲88.9%
3 profitable years in a row build equity to €188k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €43k ▼21.9%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tildonksesteenweg 1423020 HerentGround area
713 m²
Building footprint
132 m²
Volume, LiDAR
772 m³
Parcel 24422F0282/00C000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STAL78
since 20222.328.521.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24422F0282/00C000 | Flanders | 713 m² | 1 · 132 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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D&B COMPAGNIE
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The Bridge Ventures
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,252 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43211General electrical installation work
43350Other building finishing work
95319Other maintenance and repair of motor vehicles
49410Freight transport by road
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.