STAL VRINS
ActiveSTAL VRINS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €567k and a net result of €83k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+10
Solvency79▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.98 in 2024; short-term debt: 34.8% and cash: 24% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
44 d early
2023
128 d early
2022
31 d early
2021
31 d early
2020
46 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€567k▲ 17.2%
2024 · €484k
2018: €104k
2019: €189k
2020: €209k
2021: €341k
2022: €479k
2023: €482k
2024: €484k
2018 → 2025
Total assets
€1.05M▲ 10.8%
2024 · €943k
2018: €639k
2019: €832k
2020: €882k
2021: €1.06M
2022: €1.13M
2023: €985k
2024: €943k
2018 → 2025
Net result
€83k▲ 5,016%
2024 · €2k
2018: €49k
2019: €87k
2020: €22k
2021: €151k
2022: €138k
2023: €3k
2024: €2k
2018 → 2025
Working capital
€28k
2024 · €-6k
2018: €-285k
2019: €-392k
2020: €-361k
2021: €-321k
2022: €-156k
2023: €-92k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€341k-€479k▲ 40.5%€482k▲ 0.5%€484k▲ 0.3%€567k▲ 17.2%
Operating result€181k-€205k▲ 12.9%€7k▼ 96.6%€19k▲ 181%€134k▲ 590%
Net result€151k-€138k▼ 8.2%€3k▼ 98.2%€2k▼ 35.1%€83k▲ 5,016%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 590% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€654k▲ 13.8%
Current assets
€392k▲ 6.2%
Equity and liabilities €1.05M
Equity
€567k▲ 17.2%
Debt
€479k▲ 4.1%
The debt ratio falls from 48.7% to 45.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€248k▲
2024 · €112k
Cash flow
€197k▲
2024 · €94k
Solvency
54.2%▲
2024 · 51.3%
Current ratio
1.08▲
2024 · 0.98
Quick ratio
0.75▲
2024 · 0.56
Debt / equity
0.84▼
2024 · 0.95
ROE
14.7%▲
2024 · 0.3%
ROA
8.0%▲
2024 · 0.2%
Interest coverage
113.71▲
2024 · 8.68
Debt
€479k▲
2024 · €460k
Debt ≤ 1 year
€364k▼
2024 · €375k
Debt > 1 year
€115k▲
2024 · €85k
Income taxes
€49k▲
2024 · €5k
Staff costs
€69k▼
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€943k€1.05M▲
Fixed assets21/28€574k€654k▲
Intangible fixed assets21€1k€852▼
Tangible fixed assets22/27€573k€653k▲
Land and buildings22€479k€468k▼
Plant, machinery and equipment23€40k€40k▼
Furniture and vehicles24€54k€145k▲
Current assets29/58€369k€392k▲
Stocks and contracts in progress3€160k€118k▼
Stocks30/36€160k€118k▼
Amounts receivable within one year40/41€25k€18k▼
Trade receivables40€25k€13k▼
Other amounts receivable41€335€5k▲
Cash at bank and in hand54/58€183k€250k▲
Deferred charges and accrued income490/1€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€943k€1.05M▲
Equity10/15€484k€567k▲
Contributions10/11€33k€33k=
Reserves13€450k€533k▲
Distributable reserves133€450k€533k▲
Amounts payable17/49€460k€479k▲
Amounts payable after more than one year17€85k€115k▲
Financial debts170/4€85k€115k▲
Amounts payable within one year42/48€375k€364k▼
Current portion of amounts payable after more than one year42-€12k
Trade debts44€16k€19k▲
Suppliers440/4€16k€19k▲
Taxes, remuneration and social security45€36k€14k▼
Taxes450/3€30k€9k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€323k€319k▼
Income statement
Code20242025
Non-recurring operating income76A€50k€33k▼
Remuneration, social security and pensions62€79k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€114k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€198k€325k▲
Operating profit (loss)9901€19k€134k▲
Financial income75/76B€7€58▲
Recurring financial income75€7€58▲
Financial charges65/66B€13k€2k▼
Recurring financial charges65€13k€2k▼
Profit (loss) for the period before taxes9903€7k€132k▲
Income taxes67/77€5k€49k▲
Profit (loss) for the period9904€2k€83k▲
Profit (loss) for the period to be appropriated9905€2k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€83k▲
Transfer to equity691/2€2k€83k▲
To other reserves6921€2k€83k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €567k ▲17.2%
8 profitable years in a row build equity to €567k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼35.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €151k ▲575%
Net result €151k, the highest in the series.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €209k ▲11%
3 profitable years in a row build equity to €209k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €189k ▲82%
2 profitable years in a row build equity to €189k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kinschot 232470 RetieGround area
1,425 m²
Building footprint
204 m²
Volume, LiDAR
1,062 m³
Parcel 13632H0737/00F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STAL VRINS
since 20112.196.586.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13632H0737/00F000 | Flanders | 1,425 m² | 1 · 204 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsHippisch assistent duaal (so)
Paardenhouder duaal (so)
Paardenhouderij duaal (so)
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Of 1,958 companies in sector 01430 we hold annual accounts for 743. 448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2011
Fiscal year end31-12
Activities, NACEBEL
01430Raising of horses and other equines
46231Wholesale of live animals
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.