STAL SCHASELBERG
ActiveSummary
STAL SCHASELBERG has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €426k and a net result of €5k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 62% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-4
Solvency67▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.92 in 2024; short-term debt: 14.3% and cash: 3.3% of total assets), and 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
0.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
3 d early
2023
on the day
2022
3 d early
2021
31 d late
2020
23 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€426k▲ 1.2%
2024 · €421k
2018: €123k
2019: €149k
2020: €168k
2021: €218k
2022: €291k
2023: €383k
2024: €421k
2018 → 2025
Total assets
€1.01M▼ 6.8%
2024 · €1.08M
2018: €551k
2019: €563k
2020: €526k
2021: €713k
2022: €1.08M
2023: €1.11M
2024: €1.08M
2018 → 2025
Net result
€5k▼ 86.2%
2024 · €38k
2018: €35k
2019: €26k
2020: €19k
2021: €51k
2022: €72k
2023: €92k
2024: €38k
2018 → 2025
Working capital
€-33k▼ 160%
2024 · €-13k
2018: €86k
2019: €32k
2020: €56k
2021: €-82k
2022: €-22k
2023: €31k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€218k-€291k▲ 33.1%€383k▲ 31.7%€421k▲ 9.8%€426k▲ 1.2%
Operating result€60k-€81k▲ 34.6%€116k▲ 44.2%€58k▼ 50.4%€13k▼ 76.6%
Net result€51k-€72k▲ 42.7%€92k▲ 27.6%€38k▼ 59.2%€5k▼ 86.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 77% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€899k ▼ 4.3%
Current assets
€112k ▼ 23.1%
Equity and liabilities €1.01M
Equity
€426k ▲ 1.2%
Debt
€584k ▼ 12.0%
Debt's share of the balance-sheet total falls from 61.2% to 57.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▼
2024 · €128k
Cash flow
€80k▼
2024 · €108k
Current ratio
0.77▼
2024 · 0.92
Quick ratio
0.37▼
2024 · 0.54
Debt to equity
1.37▼
2024 · 1.58
ROE
1.2%▼
2024 · 9.0%
ROA
0.5%▼
2024 · 3.5%
Interest coverage
10.30▼
2024 · 12.98
Debt ≤ 1 year
€144k▼
2024 · €158k
Debt > 1 year
€440k▼
2024 · €506k
Income taxes
€744▼
2024 · €11k
Staff costs
€54k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€1.01M▼
Fixed assets21/28€939k€899k▼
Tangible fixed assets22/27€939k€899k▼
Land and buildings22€925k€890k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€3k€532▼
Current assets29/58€145k€112k▼
Stocks and contracts in progress3€60k€58k▼
Stocks30/36€60k€58k▼
Amounts receivable within one year40/41€10k€16k▲
Trade receivables40€6k€2k▼
Other amounts receivable41€4k€13k▲
Cash at bank and in hand54/58€72k€33k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.01M▼
Equity10/15€421k€426k▲
Contributions10/11€19k€19k=
Reserves13€402k€407k▲
Tax-exempt reserves132€10k€10k=
Distributable reserves133€392k€397k▲
Amounts payable17/49€664k€584k▼
Amounts payable after more than one year17€506k€440k▼
Financial debts170/4€506k€440k▼
Amounts payable within one year42/48€158k€144k▼
Current portion of amounts payable after more than one year42€65k€66k▲
Trade debts44€38k€34k▼
Suppliers440/4€38k€34k▼
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€40k€35k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€49k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€75k▲
Other operating charges640/8€12k€12k▲
Gross operating margin9900€189k€155k▼
Operating profit (loss)9901€58k€13k▼
Financial income75/76B€651€1k▲
Recurring financial income75€651€1k▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€48k€6k▼
Transfer from deferred taxes780€0-
Income taxes67/77€11k€744▼
Profit (loss) for the period9904€38k€5k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€38k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€5k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€38k€5k▼
To other reserves6921€38k€5k▼
Social balance
Average headcount (FTE)90871.5-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €5k ▼86.2%
Net result drops to €5k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €92k ▲27.6%
Operating result €116k, net result €92k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €218k ▲30.2%
4 profitable years in a row build equity to €218k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €168k ▲12.5%
3 profitable years in a row build equity to €168k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwenhoek 801840 LonderzeelGround area
3.5 ha
Building footprint
764 m²
Volume, LiDAR
4,074 m³
Parcel 23045C0086/00D002, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STAL SCHASELBERG
since 20012.101.181.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045C0086/00D002 | Flanders | 3.5 ha | 1 · 764 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLonderzeel2.101.181.732
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Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 1,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2000
Fiscal year end31-12
Activities, NACEBEL 2025
93110Operation of sports facilities
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.