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STAL 445

Active
Private limited companyfounded 2021active for 5 yearsKortrijkstraat 445, 8930 Menen, BelgiumKBO/BCE: BE 0774.351.394

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STAL 445 has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,196 and a net result of -€752. Equity has been growing by about 23% per year since 2022. Its solvency ranks better than 79% of 5,667 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 20-09-2021 Normal situation
Activity
Landscape service activities NACE 81300and 1 other
Establishment unit
2.322.010.447 8930 Menen, since 20-09-2021
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board
  • Moulart LoïcDirector · since 20-09-2021

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€13,757
▼ 57.2%
Turnover
≈ €110,000
estimated
Loss
€752
Equity
€57,196
▼ 1.3%
Total assets
€83,805
▲ 5.8%
Filed on 30-09-2026, 61 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 61 days late; 2 of the last 3 accounts lateFounded in 2021lowers riskLiquidity: current ratio 2.42, cash €37,793Equity €57,196 (68.2% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 57% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Strong
Solvency 93-5
equity 68.2% of total assets
Liquidity 86-4
short-term debt 31.6% · cash 45.1%
Profitability 68-27
return on assets -0.9%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,707 companies, NACE 81, micro)
Last 24 months 11-2024: 3.9%highest value 12-2024: 2.2%▼ -1.7 percentage points vs 11-2024 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.2%● unchanged vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.0%▼ -0.2 percentage points vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.6%▲ +0.6 percentage points vs 07-2025 09-2025: 2.8%▲ +0.2 percentage points vs 08-2025 10-2025: 0.6%▼ -2.2 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▼ -0.3 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.42 (3.14 in 2024), above the usual 1.5. Short-term debt is 31.6% and cash 45.1% of total assets. 31.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 78% of them on solvency, 87% on liquidity, 32% on profitability and 31% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.42, cash €37,793
NBB · annual accounts
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €57,196 (68.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
61 days late
2024
29 days late
2023
91 days late
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 53 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as STAL 445: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €78,100 and €107,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
STAL 445 Menen€83,805€13,757
TUINEN W. SMETS Lummen€81,505€13,485
THE ART OF GREEN Veurne€78,140€9,374
TUINEN DAMMAN Deerlijk€94,740€21,858
JUGLANS Sint-Niklaas€93,809€16,993
Tuin & Techniek Lievegem€90,337€18,438
DHS MOTORS Wezembeek-Oppem€107,307€13,216
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about STAL 445

What is the company number of STAL 445?
The company number of STAL 445 is 0774.351.394. The VAT number is the same number with BE in front: BE 0774.351.394.
Where is STAL 445 based?
The registered office is at Kortrijkstraat 445, 8930 Menen.Company details
What does STAL 445 do?
According to the KBO register, the main activity is landscape service activities (NACE 81300).
What is the legal form of STAL 445?
The legal form of STAL 445 is Private limited company (BV).
When was STAL 445 founded?
STAL 445 was founded on 20-09-2021.
Is STAL 445 still active?
Yes, STAL 445 is an active enterprise in the KBO register.
What is the turnover of STAL 445?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €13,757 and 35 comparable companies (NACE 81300). It probably lies between €64,000 and €200,000. It is a rough estimate.Financials
Is STAL 445 profitable?
In financial year 2025, STAL 445 made a loss of €752.
Where can I find the annual accounts of STAL 445?
STAL 445 filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of STAL 445 due?
STAL 445 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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