STAIRCASE

Active

Private limited companyfounded 20196 yrs activeAzalealei 4, 2540 Hove, BelgiumKBO/BCE: BE 0740.473.551

The computed 12-month bankruptcy probability of STAIRCASE is 8.0% (elevated). The 2022 annual accounts show equity of €134 and a net result of €-4k. Equity is shrinking by ~139.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2023. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2022

15 / 100

Critical▼ -37 vs 2021

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2021

Profitability0=

Solvency13▼-85

Growth32=

Stability100

Bankruptcy probability, 12 months

8.0% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

balance sheet total too small for a liquidity verdict.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2022

Age of the figures

44 mo

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 3 filings

Position against the passed deadline

31-12-2023 close31-07-2024 deadline12-09-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 14-12-2023, 136 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

136 d late

2021

122 d late

2020

25 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2022, micro schema

Equity

€134▼ 97.1%

2021 · €5k

2020: €13k 2021: €5k

2020 → 2022

Total assets

€4k▼ 47.2%

2021 · €8k

2020: €14k 2021: €8k

2020 → 2022

Net result

€-4k▲ 46.8%

2021 · €-8k

2020: €10k 2021: €-8k

2020 → 2022

Working capital

€-100

2021 · €3k

2020: €13k 2021: €3k

2020 → 2022

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202020212022Trend

Equity€13k-€5k▼ 64.6%€134▼ 97.1%

Operating result€9k-€-8k€-4k▲ 47.8%

Net result€10k-€-8k€-4k▲ 46.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €4k in 2022 against €8k in 2021; the loss shrinks.

Balance-sheet composition

2022 in colour, 2021 as the grey bar beneath

Assets €4k

94.2%

Fixed assets €233▼ 79.1%

Current assets €4k▼ 41.6%

Equity and liabilities €4k

96.7%

Equity €134▼ 97.1%

Debt €4k▲ 27.7%

The debt ratio rises from 40.0% to 96.7%: debt grows while equity shrinks.

Key figures and ratios

2022 value · change against 2021

EBITDA

€-3k▲

2021 · €-8k

Cash flow

€-4k▲

2021 · €-8k

Interest coverage

-11.99▲

2021 · -27.88

Debt

€4k▲

2021 · €3k

Debt ≤ 1 year

€4k▲

2021 · €3k

Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2022 against 2021

Balance sheet Code20212022

Assets

Total assets20/58€8k€4k▼

Fixed assets21/28€1k€233▼

Tangible fixed assets22/27€929€233▼

Furniture and vehicles24€929€233▼

Financial fixed assets28€188-

Current assets29/58€6k€4k▼

Amounts receivable within one year40/41€3k€4k▲

Trade receivables40€3k€1k▼

Other amounts receivable41€407€2k▲

Cash at bank and in hand54/58€3k€260▼

Equity and liabilities

Total equity and liabilities10/49€8k€4k▼

Equity10/15€5k€134▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€2k€-3k▼

Amounts payable17/49€3k€4k▲

Amounts payable within one year42/48€3k€4k▲

Trade debts44€2k€3k▲

Suppliers440/4€2k€3k▲

Taxes, remuneration and social security45€86-

Taxes450/3€86-

Other amounts payable47/48€1k€743▼

Income statement Code20212022

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€377€696▲

Other operating charges640/8€101€168▲

Gross operating margin9900€-8k€-3k▲

Operating profit (loss)9901€-8k€-4k▲

Financial income75/76B€1€66▲

Recurring financial income75€1€66▲

Financial charges65/66B€274€291▲

Recurring financial charges65€274€291▲

Profit (loss) for the period before taxes9903€-8k€-4k▲

Profit (loss) for the period9904€-8k€-4k▲

Profit (loss) for the period to be appropriated9905€-8k€-4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€2k€-3k▼

Profit (loss) brought forward from the previous period14P€10k€2k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2023

14-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 136 days late

2022

30-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 122 days late

2021

31-12

Financial Weakest financial yearnet €-8k ▼184%

Net result drops to €-8k, the lowest in the series; recovery starts the following year.

25-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 25 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hove

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Azalealei 42540 Hove

Ground area

158 m²

Building footprint

92 m²

Volume, LiDAR

604 m³

Parcel 11021A0057/00W000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11021A0057/00W000	Flanders	158 m²	1 · 91 m²	11.6 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-12-2019

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.