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STAG

Active Private limited companyfounded 2013active for 13 yearsChaussée de Lannoy 144, 7503 TournaiKBO/BCE: BE 0521.892.959

Lifetime

13 annual accounts with figures on one time axis
peak €34,197 (2023)
-€7,024▲ €50,148
lowest -€41,029 (2014)
€14,360▲ €22,105
peak €1.9m (2018)
€295,002▲ 5.1%
€986,168▼ 16.0%
Board2 names since 2020
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€57,171 to -€7,024Back to profit: €14,360Debts from €1.2m to €986,168Cash from €124,675 to €5,352

Key points

from the 2025 annual accounts

Equity

€295,002 from €1.9m in 2018

Equity fell by 84% in 7 years.

Debts

€986,168 77% of the balance sheet
After one year 4%Within one year 96%

Of this, €950,712 falls due within a year.

Filings

13 annual accounts since 2013
AprilJune31 JulyOctober201520202025

Ten of the last ten came late. The 2016 accounts came latest: 133 days after the end of the period.

Checked score

81
Excellent
Financially stronger than 24% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.1%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.8 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%▼ -0.1 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Weak

48+4equity 23.0% of total assets
10-7short-term debt 74.2% · cash 0.4%
20+2return on assets 1.1%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.36, cash €5,352, halved
lowers risk
Size: total assets €1.3m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 26% of them on solvency, 5% on liquidity, 14% on profitability and 51% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.36 (0.44 in 2024), below 1. Short-term debt is 74.2% and cash 0.4% of total assets. 77% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.36, cash €5,352, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
90 days late
2022
92 days late
2021
86 days late
2020
90 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 82 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BJ
Director

Shares in 1 company, HOLDING 911 SARL

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0521892959
Capital decrease of €1,251,000 to €18,600 Capital from €1,269,600 to €18,600 · Change of role: BOYER Jean-Michel, from manager to statutory director · Appointment: DRECQ Marie-Odile Rita (statutory director) · General meeting of 30-12-2019 · Gazette deed
Registered office moved from Tournai to Froyennes New registered office: 7503 FROYENNES, Chaussée de Lannoy · Previous registered office: Rue de l'Athénée 36/15 à 7500 TOURNAI · Gazette deed
Incorporation published on 21-03-2013 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company
STAG Tournai €1.3m -€7,024 23.0% -
GOING GREEN Seneffe €1.1m -€14,123 95.7% 0.8
BOIS CAHU Tournai €1.2m -€15,024 -3.4% -
DevRad Brecht €1.4m -€9,231 26.6% -
LE MANOIR Damme €1.4m -€2,759 3.5% -
TRIMENSION CAPITAL Sint-Genesius-Rode €1.2m -€892 85.5% -
AD FRANSEN MANAGEMENT Hechtel-Eksel €1.2m -€6,207 6.0% -

These companies have the same main activity as STAG: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.1m and €1.4m, founded between 2010 and 2013.

Official details

Source: KBO
Status
Active since 11-03-2013Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.217.423.3647500 Tournai, since 07-03-2013
Financial year end
31 December
Peppol
Reachable since 08-12-2025
Company details

Annual accounts 2025

€1.3m▼ 11.9%
Filing
Filed on 31-08-2026
Financials

Insights on STAG

STAG files the micro format. That format states no turnover. The gross margin fell from -€3,200 in 2013 to -€7,024 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STAG

What is the company number of STAG?
The company number of STAG is 0521.892.959. The VAT number is the same number with BE in front: BE 0521.892.959.
Where is STAG based?
The registered office is at Chaussée de Lannoy 144, 7503 Tournai.Company details
What does STAG do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of STAG?
STAG is a private limited company (BV).
When was STAG founded?
STAG was founded on 11-03-2013.
Is STAG still active?
Yes, STAG is an active enterprise in the KBO register.
What is the turnover of STAG?
The annual accounts for financial year 2025 state no turnover.Financials
Is STAG profitable?
In financial year 2025, STAG made a profit of €14,360.
Where can I find the annual accounts of STAG?
STAG filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STAG due?
STAG must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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