Turnover
≈ €240,000 estimated
The micro format states no turnover.
stAen
Lifetime
11 annual accounts with figures on one time axispeak €23,644 (2024)
€23,329▼ 1.3%
lowest -€4,585 (2021)
€6,449▼ 18.2%
peak €41,791 (2025)
€41,791▲ 18.2%
€203,545▼ 5.8%
Board1 name since 2014
Documentsfilings and deeds
05-09-202636 days late
2025micro format
Equity from €35,342 to €41,791Cash from €3,134 to €4,809
Key points
from the 2025 annual accountsChecked score
52
Fair
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.5%▼ -0.1 percentage points vs 12-2024
02-2025: 2.2%▼ -0.3 percentage points vs 01-2025
03-2025: 2.2%● unchanged vs 02-2025
04-2025: 2.2%● unchanged vs 03-2025
05-2025: 2.3%▲ +0.1 percentage points vs 04-2025
06-2025: 2.2%▼ -0.1 percentage points vs 05-2025
07-2025: 2.2%● unchanged vs 06-2025
08-2025: 2.7%▲ +0.5 percentage points vs 07-2025
09-2025: 1.6%▼ -1.1 percentage points vs 08-2025
10-2025: 1.5%▼ -0.1 percentage points vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.4%▼ -0.1 percentage points vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.1%▼ -0.3 percentage points vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026lowest value
08-2026: 3.6%▲ +2.5 percentage points vs 07-2026
09-2026: 4.4%▲ +0.8 percentage points vs 08-2026highest value
10-2026: 2.5%▼ -1.9 percentage points vs 09-2026
11-2026: 2.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 36 days late; 2 of the last 3 accounts late
1 change of registered office in 24 months
Liquidity: current ratio 0.08, cash €4,809
lowers risk
Figures for financial year 2025 (filed on 05-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 42% on liquidity, 47% on profitability and 71% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,508 companies had the same profile as stAen has now. Each dot stands for 12 companies, two years later.
96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of stAen itself is higher: 2.5% within 12 months. It rests on far more data about stAen than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for stAen. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.08 (0.06 in 2024), below 1. Short-term debt is 24.2% and cash 2% of total assets. 83% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 36 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-09-2026, 36 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
36 days late
2024
22 days late
2023
61 days late
2022
59 days late
2021
60 days late
2020
31 days late
2019
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Company renamed from WILDER to stAen
Registered office moved within Antwerp · New registered office: Oudeleeuwenrui 42, 2000 Antwerpen · Previous registered office: Oudeleeuwenrui 32, 2000 Antwerpen · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0560853802
Registered office moved within Antwerp
New registered office: Oudeleeuwenrui 32 bus 0, 2000 Antwerpen · Previous registered office: Volkstraat 36, 2000 Antwerpen · Gazette deed
First establishment
Oudeleeuwenrui 42, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| stAen Antwerp | €245,336 | €23,329 | 17.0% | - |
| Sanjoya Antwerp | €243,742 | €20,963 | 63.5% | - |
| TACALI La Louvière | €241,768 | €22,697 | 67.7% | - |
| Levuma Fine Jewellery Antwerp | €232,556 | €18,471 | 28.6% | - |
| Achat de bijoux Waterloo | €228,704 | €32,223 | 90.8% | - |
| WATCH AND GOLD Brussels | €238,283 | €24,078 | 83.8% | - |
| CARAT ANTWERP Antwerp | €466,390 | €33,571 | 84.3% | - |
These companies have the same main activity as stAen: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €229,000 and €466,000, founded between 2009 and 2018.
Official details
Source: KBO- Status
- Active since 29-08-2014Normal situation
- Activity
- Retail sale of watches and jewelleryNACE 47770and 1 other
- Establishment unit
- 2.234.335.6122000 Antwerp, since 01-09-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 21-08-2025
Insights on stAen
stAen files the micro format. That format states no turnover. The gross margin rose from €2,607 in 2015 to €23,329 in 2025.
The balance sheet grew most in 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about stAen
- What is the company number of stAen?
- The company number of stAen is 0560.853.802. The VAT number is the same number with BE in front: BE 0560.853.802.
- Where is stAen based?
- The registered office is at Oudeleeuwenrui 42, 2000 Antwerp.Company details
- What does stAen do?
- According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
- What is the legal form of stAen?
- stAen is a private limited company (BV).
- When was stAen founded?
- stAen was founded on 29-08-2014.
- Is stAen still active?
- Yes, stAen is an active enterprise in the KBO register.
- What is the turnover of stAen?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €23,329 and 118 comparable companies (NACE 477). It probably lies between €89,000 and €520,000. It is a rough estimate. In financial year 2019 turnover was €151,840.Financials
- Is stAen profitable?
- In financial year 2025, stAen made a profit of €6,449.
- Where can I find the annual accounts of stAen?
- stAen filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of stAen due?
- stAen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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