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STABUCO

Active
Private limited companyfounded 20179 yrs activeGestelstraat 37, 3670 Oudsbergen, BelgiumKBO/BCE: BE 0670.609.597
Summary

STABUCO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.12M and a net result of €388k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 8095 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability56▼-18
Solvency65▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.11 in 2023; short-term debt: 10% and cash: 1.3% of total assets), and 60% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
40%
Return on assets
7.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
92 d late
2022
31 d late
2021
29 d late
2020
5 d early
2019
91 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

STABUCO was incorporated on 1 February 2017.1 Total assets rose from EUR 932,454 in 2018 to EUR 5.3 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€2.12M▲ 22.4%
2023 · €1.74M
Total assets
€5.32M▼ 2.3%
2023 · €5.44M
Net result
€388k▼ 51.2%
2023 · €795k
Working capital
€-24k
2023 · €65k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€90k▼ 37.6%€84k▼ 7.0%€90k▲ 7.9%€293k▲ 224%€292k▼ 0.4%
Net result€120k▼ 30.8%€133k▲ 10.7%€140k▲ 5.2%€795k▲ 469%€388k▼ 51.2%
Equity€668k▲ 21.9%€800k▲ 19.9%€940k▲ 17.5%€1.74M▲ 84.6%€2.12M▲ 22.4%
Total assets€1.01M▲ 2.3%€1.01M=€4.96M▲ 393%€5.44M▲ 9.6%€5.32M▼ 2.3%
Debt€339k▼ 22.2%€207k▼ 39.1%€4.02M▲ 1,849%€3.70M▼ 8.0%€3.19M▼ 13.8%
Working capital€186k▲ 90.3%€255k▲ 36.9%€-877k€65k€-24k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2020: €90k€90kNet result 2020: €120k€120kOperating result 2021: €84k€84kNet result 2021: €133k€133kOperating result 2022: €90k€90kNet result 2022: €140k€140kOperating result 2023: €293k€293kNet result 2023: €795k€795kOperating result 2024: €292k€292kNet result 2024: €388k€388k20202021202220232024€0€200k€400k€600k€800kOperating result 2022: €90k€90kNet result 2022: €140k€140kOperating result 2023: €293k€293kNet result 2023: €795k€795kOperating result 2024: €292k€292kNet result 2024: €388k€388k202220232024
The operating result falls in 2024; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.32M
Fixed assets €4.81M =
Current assets €506k ▼ 19.7%
Equity and liabilities €5.32M
Equity €2.12M ▲ 22.4%
Debt €3.19M ▼ 13.8%
Debt's share of the balance-sheet total falls from 68.1% to 60.0%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.96▼
2023 · 1.11
Debt to equity
1.50▼
2023 · 2.13
ROE
18.3%▼
2023 · 45.8%
ROA
7.3%▼
2023 · 14.6%
Debt ≤ 1 year
€530k▼
2023 · €565k
Debt > 1 year
€2.66M▼
2023 · €3.14M
Income taxes
€53k▲
2023 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€5.44M€5.32M▼
Fixed assets21/28€4.81M€4.81M=
Financial fixed assets28€4.81M€4.81M=
Current assets29/58€630k€506k▼
Amounts receivable within one year40/41€17k€10k▼
Other amounts receivable41€17k€10k▼
Cash at bank and in hand54/58€58k€67k▲
Deferred charges and accrued income490/1€554k€429k▼
Equity and liabilities
Total equity and liabilities10/49€5.44M€5.32M▼
Equity10/15€1.74M€2.12M▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€1.73M€2.12M▲
Amounts payable17/49€3.70M€3.19M▼
Amounts payable after more than one year17€3.14M€2.66M▼
Financial debts170/4€3.04M€2.59M▼
Other amounts payable178/9€103k€73k▼
Amounts payable within one year42/48€565k€530k▼
Current portion of amounts payable after more than one year42€535k€495k▼
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€7k€7k▲
Other amounts payable47/48€21k€21k▼
Accrued charges and deferred income492/3€50€50=
Income statement Code20232024
Other operating charges640/8€1k€1k▼
Gross operating margin9900€294k€293k▼
Operating profit (loss)9901€293k€292k▼
Financial income75/76B€634k€209k▼
Recurring financial income75€634k€209k▼
Financial charges65/66B€85k€60k▼
Recurring financial charges65€85k€60k▼
Profit (loss) for the period before taxes9903€843k€441k▼
Income taxes67/77€47k€53k▲
Profit (loss) for the period9904€795k€388k▼
Profit (loss) for the period to be appropriated9905€795k€388k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.73M€2.12M▲
Profit (loss) brought forward from the previous period14P€932k€1.73M▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€930€930€1k€1k▼ 4.0%
Gross operating margin9900€91k€85k€91k€294k€293k▼ 0.4%
Operating profit (loss)9901€90k€84k€90k€293k€292k▼ 0.4%
Financial income75/76B-€73k€70k€634k€209k▼ 67.0%
Recurring financial income75€56k€73k€70k€634k€209k▼ 67.0%
Financial charges65/66B-€3k€3k€85k€60k▼ 29.1%
Recurring financial charges65€4k€3k€3k€85k€60k▼ 29.1%
Profit (loss) for the period before taxes9903€142k€153k€157k€843k€441k▼ 47.6%
Income taxes67/77€21k€20k€17k€47k€53k▲ 12.5%
Profit (loss) for the period9904€120k€133k€140k€795k€388k▼ 51.2%
Profit (loss) for the period to be appropriated9905€120k€133k€140k€795k€388k▼ 51.2%
Line20202021202220232024Change
Assets
Total assets20/58€1.01M€1.01M€4.96M€5.44M€5.32M▼ 2.3%
Fixed assets21/28€660k€660k€4.81M€4.81M€4.81M=
Financial fixed assets28€660k€660k€4.81M€4.81M€4.81M=
Current assets29/58€347k€347k€155k€630k€506k▼ 19.7%
Amounts receivable within one year40/41€59k€90k€39k€17k€10k▼ 43.6%
Trade receivables40-€88k€29k---
Other amounts receivable41-€2k€10k€17k€10k▼ 43.6%
Cash at bank and in hand54/58€180k€165k€28k€58k€67k▲ 14.8%
Deferred charges and accrued income490/1-€92k€88k€554k€429k▼ 22.6%
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.01M€4.96M€5.44M€5.32M▼ 2.3%
Equity10/15€668k€800k€940k€1.74M€2.12M▲ 22.4%
Contributions10/11€6k€6k€6k€6k€6k=
Capital10-€6k----
Issued capital100-€19k----
Uncalled capital101-€12k----
Reserves13€2k€2k€2k€2k€2k=
Non-distributable reserves130/1-€2k€2k---
Legal reserve130-€2k----
Reserves not available under the articles1311--€2k---
Distributable reserves133---€2k€2k=
Profit (loss) carried forward14€660k€792k€932k€1.73M€2.12M▲ 22.5%
Amounts payable17/49€339k€207k€4.02M€3.70M€3.19M▼ 13.8%
Amounts payable after more than one year17€179k€115k€2.99M€3.14M€2.66M▼ 15.2%
Financial debts170/4-€115k€2.87M€3.04M€2.59M▼ 14.7%
Other amounts payable178/9--€120k€103k€73k▼ 29.3%
Amounts payable within one year42/48€160k€92k€1.03M€565k€530k▼ 6.3%
Current portion of amounts payable after more than one year42-€64k€1.02M€535k€495k▼ 7.4%
Trade debts44€72k€28k€5k€2k€7k▲ 202%
Suppliers440/4-€28k€5k€2k€7k▲ 202%
Taxes, remuneration and social security45--€5k€7k€7k▲ 2.4%
Taxes450/3--€5k€7k€7k▲ 2.4%
Other amounts payable47/48---€21k€21k▼ 3.7%
Accrued charges and deferred income492/3-€30-€50€50=
Line20202021202220232024Change
Profit (loss) for the period9904€120k€133k€140k€795k€388k▼ 51.2%
Operating cash flow (approximation)€120k€133k€140k€795k€388k▼ 51.2%
Investment in fixed assets (approximation)-€0€-4.15M€0€0-
Change in cash-€-15k€-137k€30k€9k▼ 71.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial Equity above €2MEq €2.12M ▲22.4%
7 profitable years in a row build equity to €2.12M.
31-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
31-12
Financial Highest result since 2018net €795k ▲469%
Net result €795k, the highest in the series.
31-12
Financial Liquidity times 7current ratio 1.11
Current ratio from 0.15 to 1.11; short-term debt falls from €1.03M to €565k.
31-12
Financial Equity above €1MEq €1.74M ▲84.6%
6 profitable years in a row build equity to €1.74M.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
26-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €120k ▼30.8%
Net result drops to €120k, the lowest in the series; recovery starts the following year.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial Equity above €500kEq €548k ▲46.3%
2 profitable years in a row build equity to €548k.
08-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
618 m²
Building footprint
185 m²
Volume, LiDAR
1,224 m³
Parcel 72022C1087/00G000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STABUCO
Gestelstraat 37, 3670 OudsbergenFinancial service activities, except insurance and pension funding
since 20172.261.641.409
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72022C1087/00G000 Flanders 618 m² 1 · 185 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 19,460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.