STABLEBITS
ActiveSummary
STABLEBITS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €340k and a net result of €129k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+3
Solvency81▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 6.25 in 2024; short-term debt: 44.5% and cash: 10.7% of total assets), and 44.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
21%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
6 d early
2023
on the day
2022
on the day
2021
24 d early
2020
31 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€340k▼ 25.2%
2024 · €454k
2018: €119klowest in 8 years
2019: €182k▲ +52.8% vs 2018
2020: €251k▲ +37.7% vs 2019
2021: €323k▲ +28.9% vs 2020
2022: €378k▲ +16.8% vs 2021
2023: €473k▲ +25.1% vs 2022highest in 8 years
2024: €454k▼ -3.9% vs 2023
2025: €340k▼ -25.2% vs 2024
2018 → 2025
Total assets
€612k▲ 13.3%
2024 · €540k
2018: €156klowest in 8 years
2019: €188k▲ +20.3% vs 2018
2020: €274k▲ +45.9% vs 2019
2021: €354k▲ +29.4% vs 2020
2022: €442k▲ +24.9% vs 2021
2023: €500k▲ +13.0% vs 2022
2024: €540k▲ +8.0% vs 2023
2025: €612k▲ +13.3% vs 2024highest in 8 years
2018 → 2025
Net result
€129k▲ 26.3%
2024 · €102k
2018: €57klowest in 8 years
2019: €63k▲ +9.7% vs 2018
2020: €70k▲ +10.4% vs 2019
2021: €73k▲ +4.4% vs 2020
2022: €102k▲ +40.4% vs 2021
2023: €95k▼ -7.0% vs 2022
2024: €102k▲ +7.4% vs 2023
2025: €129k▲ +26.3% vs 2024highest in 8 years
2018 → 2025
Working capital
€335k▼ 25.6%
2024 · €450k
2018: €115klowest in 8 years
2019: €180k▲ +56.3% vs 2018
2020: €248k▲ +37.5% vs 2019
2021: €321k▲ +29.5% vs 2020
2022: €376k▲ +17.2% vs 2021
2023: €469k▲ +24.8% vs 2022highest in 8 years
2024: €450k▼ -4.1% vs 2023
2025: €335k▼ -25.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€323k-€378k▲ 16.8%€473k▲ 25.1%€454k▼ 3.9%€340k▼ 25.2%
2021: €323klowest in 5 years
2022: €378k▲ +16.8% vs 2021
2023: €473k▲ +25.1% vs 2022highest in 5 years
2024: €454k▼ -3.9% vs 2023
2025: €340k▼ -25.2% vs 2024
Operating result€103k-€142k▲ 38.1%€140k▼ 1.4%€136k▼ 2.7%€125k▼ 8.0%
2021: €103klowest in 5 years
2022: €142k▲ +38.1% vs 2021highest in 5 years
2023: €140k▼ -1.4% vs 2022
2024: €136k▼ -2.7% vs 2023
2025: €125k▼ -8.0% vs 2024
Net result€73k-€102k▲ 40.4%€95k▼ 7.0%€102k▲ 7.4%€129k▲ 26.3%
2021: €73klowest in 5 years
2022: €102k▲ +40.4% vs 2021
2023: €95k▼ -7.0% vs 2022
2024: €102k▲ +7.4% vs 2023
2025: €129k▲ +26.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€5k ▲ 24.4%
Current assets
€607k ▲ 13.2%
Equity and liabilities €612k
Equity
€340k ▼ 25.2%
Debt
€272k ▲ 218%
Debt's share of the balance-sheet total rises from 15.9% to 44.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€126k▼
2024 · €137k
Cash flow
€130k▲
2024 · €103k
Current ratio
2.23▼
2024 · 6.25
Debt to equity
0.80▲
2024 · 0.19
ROE
37.9%▲
2024 · 22.4%
ROA
21.0%▲
2024 · 18.9%
Interest coverage
20.73▼
2024 · 64.16
Debt ≤ 1 year
€272k▲
2024 · €86k
Income taxes
€61k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €606 | €606 | €920 | €1k | €1k | ▼ 2.9% |
| Other operating charges640/8 | €663 | €3k | €732 | €5k | €590 | ▼ 88.1% |
| Gross operating margin9900 | €104k | €145k | €142k | €142k | €127k | ▼ 10.7% |
| Operating profit (loss)9901 | €103k | €142k | €140k | €136k | €125k | ▼ 8.0% |
| Financial income75/76B | €785 | €9k | €1k | €17k | €71k | ▲ 314% |
| Recurring financial income75 | €785 | €9k | €1k | €17k | €71k | ▲ 314% |
| Financial charges65/66B | €3k | €5k | €815 | €2k | €6k | ▲ 185% |
| Recurring financial charges65 | €3k | €5k | €815 | €2k | €6k | ▲ 185% |
| Profit (loss) for the period before taxes9903 | €101k | €146k | €140k | €151k | €190k | ▲ 25.8% |
| Income taxes67/77 | €28k | €44k | €45k | €49k | €61k | ▲ 24.6% |
| Profit (loss) for the period9904 | €73k | €102k | €95k | €102k | €129k | ▲ 26.3% |
| Profit (loss) for the period to be appropriated9905 | €73k | €102k | €95k | €102k | €129k | ▲ 26.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €354k | €442k | €500k | €540k | €612k | ▲ 13.3% |
| Fixed assets21/28 | €2k | €2k | €3k | €4k | €5k | ▲ 24.4% |
| Tangible fixed assets22/27 | €2k | €1k | €2k | €2k | €3k | ▲ 40.0% |
| Plant, machinery and equipment23 | €2k | €1k | €2k | €2k | €1k | ▼ 44.8% |
| Furniture and vehicles24 | - | - | - | - | €2k | - |
| Financial fixed assets28 | €288 | €288 | €1k | €1k | €1k | = |
| Current assets29/58 | €352k | €441k | €497k | €536k | €607k | ▲ 13.2% |
| Amounts receivable within one year40/41 | €22k | €40k | €21k | €20k | €1k | ▼ 94.8% |
| Trade receivables40 | €18k | €37k | €18k | €19k | - | - |
| Other amounts receivable41 | €4k | €3k | €2k | €756 | €1k | ▲ 36.9% |
| Current investments50/53 | €87k | €20k | €249k | €429k | €540k | ▲ 25.8% |
| Cash at bank and in hand54/58 | €243k | €379k | €227k | €86k | €66k | ▼ 24.0% |
| Deferred charges and accrued income490/1 | €41 | €2k | €482 | €368 | €412 | ▲ 11.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €354k | €442k | €500k | €540k | €612k | ▲ 13.3% |
| Equity10/15 | €323k | €378k | €473k | €454k | €340k | ▼ 25.2% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €311k | €365k | €460k | €442k | €327k | ▼ 25.9% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €309k | €364k | €460k | €442k | €327k | ▼ 25.9% |
| Amounts payable17/49 | €31k | €65k | €27k | €86k | €272k | ▲ 218% |
| Amounts payable within one year42/48 | €31k | €64k | €27k | €86k | €272k | ▲ 218% |
| Trade debts44 | €728 | €343 | €2k | €3k | €5k | ▲ 95.6% |
| Suppliers440/4 | €728 | €343 | €2k | €3k | €5k | ▲ 95.6% |
| Taxes, remuneration and social security45 | €30k | €17k | €24k | €20k | €23k | ▲ 15.4% |
| Taxes450/3 | €30k | €17k | €24k | €19k | €19k | ▼ 0.5% |
| Remuneration and social security454/9 | - | - | - | €819 | €4k | ▲ 388% |
| Other amounts payable47/48 | - | €48k | €1k | €63k | €244k | ▲ 286% |
| Accrued charges and deferred income492/3 | - | €143 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73k | €102k | €95k | €102k | €129k | ▲ 26.3% |
| + Depreciation and write-downs630 | €606 | €606 | €920 | €1k | €1k | ▼ 2.9% |
| Operating cash flow (approximation) | €73k | €103k | €96k | €103k | €130k | ▲ 26.0% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €-2k | €-2k | ▼ 17.5% |
| Change in cash | - | €136k | €-152k | €-141k | €-21k | ▲ 85.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €129k ▲26.3%
Net result €129k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 18.21
Current ratio from 6.84 to 18.21; short-term debt falls from €64k to €27k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €251k ▲37.7%
3 profitable years in a row build equity to €251k.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Liquidity times 8current ratio 33.80
Current ratio from 4.13 to 33.80; short-term debt falls from €37k to €5k.
31-12
Financial
Equity above €150kEq €182k ▲52.8%
2 profitable years in a row build equity to €182k.
Show earlier events
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Borsbeek · 1 establishment unit since 2012
Ground area
1,302 m²
Building footprint
648 m²
Parcel 11007A0044/00M000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Stablebits
since 20122.208.576.370
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0044/00M000 | Flanders | 1,302 m² | 1 · 648 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400FQTWGGG6YH0396
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,031 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.