Summary
STABILITY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €203k and a net result of €199k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 8023 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
63 d early
2024
23 d early
2023
22 d early
2022
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€203k▼ 67.4%
2024 · €622k
2022: €235k
2023: €441k
2024: €622k
2022 → 2025
Net result
€199k▲ 9.5%
2024 · €182k
2022: €231k
2023: €205k
2024: €182k
2022 → 2025
Total assets
€745k▲ 6.9%
2024 · €697k
2022: €330k
2023: €524k
2024: €697k
2022 → 2025
Solvency
27.3%▼ 62.1pp
2024 · 89.3%
2022: 71.3%
2023: 84.1%
2024: 89.3%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€235k-€441k▲ 87.2%€622k▲ 41.2%€203k▼ 67.4%
Operating result€303k-€270k▼ 10.8%€232k▼ 13.9%€253k▲ 8.8%
Net result€231k-€205k▼ 11.3%€182k▼ 11.5%€199k▲ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €745k
Fixed assets
€23k ▼ 29.4%
Current assets
€722k ▲ 8.7%
Equity and liabilities €745k
Equity
€203k ▼ 67.4%
Debt
€542k ▲ 628%
Debt's share of the balance-sheet total rises from 10.7% to 72.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
98.0%▲
2024 · 29.2%
ROA
26.7%▲
2024 · 26.1%
Debt ≤ 1 year
€542k▲
2024 · €74k
Income taxes
€62k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€697k€745k▲
Fixed assets21/28€33k€23k▼
Tangible fixed assets22/27€33k€23k▼
Plant, machinery and equipment23€1k€800▼
Furniture and vehicles24€32k€23k▼
Current assets29/58€664k€722k▲
Amounts receivable within one year40/41€65k€101k▲
Trade receivables40€65k€100k▲
Other amounts receivable41-€1k
Current investments50/53€500k€503k▲
Cash at bank and in hand54/58€94k€113k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€697k€745k▲
Equity10/15€622k€203k▼
Contributions10/11€4k€4k=
Reserves13€618k€199k▼
Distributable reserves133€618k€199k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€74k€542k▲
Amounts payable within one year42/48€74k€542k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€70k€15k▼
Taxes450/3€70k€15k▼
Other amounts payable47/48€1k€526k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€824€836▲
Gross operating margin9900€243k€264k▲
Operating profit (loss)9901€232k€253k▲
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€72€194▲
Recurring financial charges65€72€194▲
Profit (loss) for the period before taxes9903€238k€261k▲
Income taxes67/77€56k€62k▲
Profit (loss) for the period9904€182k€199k▲
Profit (loss) for the period to be appropriated9905€182k€199k▲
Appropriation of the result
Profit (loss) to be appropriated9906€182k€199k▲
Transfer from equity791/2-€618k
Transfer to equity691/2€182k€199k▲
To other reserves6921€182k€199k▲
Profit to be distributed694/7-€618k
Return on contributions (dividend)694-€618k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €182k ▼11.5%
Net result drops to €182k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €622k ▲41.2%
3 profitable years in a row build equity to €622k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostmalsesteenweg 39 A2520 RanstGround area
2,110 m²
Building footprint
250 m²
Volume, LiDAR
1,562 m³
Parcel 11015A0138/00G000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STABILITY
since 20222.326.547.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11015A0138/00G000 | Flanders | 2,110 m² | 1 · 250 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GOLI@
BE 0877.759.631
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TWINVEST
BE 0878.420.716
Hasselt · Eq €203,060
Dalemans Holding
BE 0783.453.855
Buggenhout · Eq €202,960
BIMAR MANAGEMENT
BE 0546.623.506
Knokke-Heist · Eq €203,212
360 Consulting
BE 0810.332.852
Wingene · Eq €203,264
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46190Agents in non-specialised wholesale trade
70100Activities of head offices
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.