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STABILAME

Active
Public limited companyfounded 198936 yrs activeRue du Karting 5, 5660 Couvin, BelgiumKBO/BCE: BE 0439.218.473
Summary

STABILAME has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of -€104,557. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 10% of 145 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
NACE 16210Manufacture of other builders' carpentry and joinery NACE 16230Manufacture of chemicals and chemical products NACE 20200
#2 company by total assets in the province of Namur, Wood and cork sector1 site
How big
€14.8mturnover 2025
Staff
76.1 FTE
Equity
€2.5m
Loss
-€104,557
Financially healthy?
52 Fair Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Parent
FINANCIERE RIBER · 100%
Holdings
1
Accounts 22 d early0 of 12 deeds read
Why 52- Higher-failure-rate region- Higher-failure-rate sector- Persistent losses- Weak solvency vs sector+ Long track record+ Lower-risk legal form+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability43▼-2
Solvency43▼-5
Growth54▲+23
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.88 in 2024; short-term debt: 64.8% and cash: 3.2% of total assets), and 82.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.9%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)
about 8% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€104,557
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 145 sector peers (2025).
NBB · sector comparison
Position among 145 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
21 d early
2023
20 d early
2022
18 d early
2021
24 d early
2020
26 d early
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Weakest financial yearnet -€156,918

Financials

Fiscal year 2025Turnover €14.8mLoss -€104,557Solvency 17.9%Liquidity 0.89
Turnover
€14.8m▲ 47.3%
2018 - 2025
Net result
-€104,557▲ 33.4%
2018 - 2025
Equity
€2.5m▼ 4.4%
2018 - 2025
Staff (FTE)
76.1▼ 3.5%
2018 - 2025

Financials · fiscal year 2025, full schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 16, Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€12.2m▼ 3.6%€11.5m▼ 5.9%€11.3m▼ 1.5%€10.1m▼ 11.0%€14.8m▲ 47.3%
Operating result-€0.06m€0.08m€0.2m▲ 137%€0.1m▼ 43.8%€0.1m▲ 46.6%
Net result-€0.1mbelow the sector's middle half-€0.04mbelow the sector's middle half▲ 67.8%-€0.05mbelow the sector's middle half▼ 50.2%-€0.2mbelow the sector's middle half▼ 196%-€0.1mbelow the sector's middle half▲ 33.4%
EBIT margin-0.5%▼ 1.5pp0.7%▲ 1.2pp1.6%▲ 0.9pp1.0%▼ 0.6pp1.0%=
Equity€2.9mabove the sector's middle half▼ 6.2%€2.8mwithin the sector's middle half▼ 1.9%€2.8mwithin the sector's middle half▼ 2.4%€2.6mwithin the sector's middle half▼ 6.1%€2.5mwithin the sector's middle half▼ 4.4%
Total assets€11.7mabove the sector's middle half▼ 0.8%€12.9mabove the sector's middle half▲ 9.9%€11.6mabove the sector's middle half▼ 9.7%€11.3mabove the sector's middle half▼ 3.1%€13.9mabove the sector's middle half▲ 23.6%
Debt€8.5m▲ 2.0%€9.7m▲ 14.9%€8.6m▼ 12.0%€8.4m▼ 2.0%€11.2m▲ 33.3%
Working capital-€0.1mbelow the sector's middle half€0.007mbelow the sector's middle half-€0.3mbelow the sector's middle half-€0.7mbelow the sector's middle half▼ 146%-€1.0mbelow the sector's middle half▼ 46.9%
Solvency24.8%within the sector's middle half▼ 1.4pp22.1%within the sector's middle half▼ 2.7pp23.9%within the sector's middle half▲ 1.8pp23.1%within the sector's middle half▼ 0.7pp17.9%below the sector's middle half▼ 5.2pp
Current ratio0.98below the sector's middle half▼ 0.251.00below the sector's middle half▲ 0.020.95below the sector's middle half▼ 0.050.88below the sector's middle half▼ 0.060.89below the sector's middle half▲ 0.01
Return on assets (ROA)-0.9%below the sector's middle half▼ 2.3pp-0.3%below the sector's middle half▲ 0.7pp-0.5%below the sector's middle half▼ 0.2pp-1.4%below the sector's middle half▼ 0.9pp-0.8%below the sector's middle half▲ 0.6pp
Staff (FTE)94.8above the sector's middle half▼ 0.9%90.4above the sector's middle half▼ 4.6%82.1above the sector's middle half▼ 9.2%78.9above the sector's middle half▼ 3.9%76.1above the sector's middle half▼ 3.5%
above within below the middle half (P25 to P75) of NACE 16, Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials, each year against the same schema; no band under 30 filings.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€200,000-€100,000€0€100,000€200,000Operating result 2021: -€59,813-€59,813Net result 2021: -€109,882-€109,882Operating result 2022: €76,609€76,609Net result 2022: -€35,339-€35,339Operating result 2023: €181,389€181,389Net result 2023: -€53,081-€53,081Operating result 2024: €102,019€102,019Net result 2024: -€156,918-€156,918Operating result 2025: €149,548€149,548Net result 2025: -€104,557-€104,55720212022202320242025-€200,000-€100,000€0€100,000€200,000Operating result 2023: €181,389€181,000Net result 2023: -€53,081-€53,100Operating result 2024: €102,019€102,000Net result 2024: -€156,918-€157,000Operating result 2025: €149,548€150,000Net result 2025: -€104,557-€105,000202320242025
The operating result recovers in 2025; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.9m
Fixed assets €5.9m ▼ 5.7%
Current assets €8.1m ▲ 59.9%
Equity and liabilities €13.9m
Equity €2.5m ▼ 4.4%
Provisions €259,884 ▼ 6.7%
Debt €11.2m ▲ 33.3%
Debt's share of the balance-sheet total rises from 74.4% to 80.2%. Equity is lower and debt is higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€780,411▼
2024 · €800,879
Cash flow
€526,306▼
2024 · €541,942
Quick ratio
0.68▲
2024 · 0.52
Debt to equity
4.48▲
2024 · 3.22
ROE
-4.2%▲
2024 · -6.0%
Interest coverage
3.09▲
2024 · 2.90
Debt ≤ 1 year
€9.0m▲
2024 · €5.7m
Debt > 1 year
€2.1m▼
2024 · €2.6m
Income taxes
€22,336▲
2024 · -€4,859
Staff costs
€4.2m▲
2024 · €4.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.

  • Medium-sized
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
0.5% went bankrupt
2.2% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 99 lines
Balance sheet Code20242025
Assets
Total assets20/58€11.3m€13.9m▲
Fixed assets21/28€6.2m€5.9m▼
Intangible fixed assets21€0.1m€0.1m▲
Tangible fixed assets22/27€4.6m€4.2m▼
Land and buildings22€3.6m€3.3m▼
Plant, machinery and equipment23€0.4m€0.3m▼
Furniture and vehicles24€0.2m€0.2m▼
Leasing and similar rights25€0.4m€0.3m▼
Financial fixed assets28€1.6m€1.6m▲
Affiliated companies280/1€1.5m€1.5m=
Participating interests280€1.0m€1.0m=
Amounts receivable281€0.5m€0.5m=
Other financial fixed assets284/8€0.06m€0.08m▲
Shares284€124€124=
Amounts receivable and cash guarantees285/8€0.06m€0.08m▲
Current assets29/58€5.0m€8.1m▲
Amounts receivable after more than one year29€0.02m€0.02m▼
Other amounts receivable291€0.02m€0.02m▼
Stocks and contracts in progress3€2.1m€1.9m▼
Stocks30/36€2.1m€1.9m▼
Raw materials and consumables30/31€1.4m€0.9m▼
Work in progress32€0.6m€0.8m▲
Property held for sale35€0.1m€0.1m=
Amounts receivable within one year40/41€2.7m€5.6m▲
Trade receivables40€2.6m€5.5m▲
Other amounts receivable41€0.1m€0.1m▼
Cash at bank and in hand54/58€0.1m€0.4m▲
Deferred charges and accrued income490/1€0.1m€0.1m▲
Equity and liabilities
Total equity and liabilities10/49€11.3m€13.9m▲
Equity10/15€2.6m€2.5m▼
Contributions10/11€0.9m€0.9m=
Capital10€0.9m€0.9m=
Issued capital100€0.9m€0.9m=
Reserves13€1.6m€1.5m▼
Non-distributable reserves130/1€0.09m€0.09m=
Legal reserve130€0.09m€0.09m=
Tax-exempt reserves132€0.8m€0.8m▼
Distributable reserves133€0.6m€0.6m▼
Investment grants15€0.2m€0.2m▼
Provisions and deferred taxes16€0.3m€0.3m▼
Deferred taxes168€0.3m€0.3m▼
Amounts payable17/49€8.4m€11.2m▲
Amounts payable after more than one year17€2.6m€2.1m▼
Financial debts170/4€2.6m€2.1m▼
Subordinated loans170€1.1m€0.9m▼
Leasing and similar obligations172€0.4m€0.3m▼
Credit institutions173€1.1m€0.9m▼
Other loans174€0.1m€0.04m▼
Amounts payable within one year42/48€5.7m€9.0m▲
Current portion of amounts payable after more than one year42€0.7m€0.7m▲
Financial debts43€2.3m€3.8m▲
Credit institutions430/8€2.3m€3.8m▲
Trade debts44€1.5m€2.1m▲
Suppliers440/4€1.5m€2.1m▲
Advances received on contracts in progress46€0.4m€1.4m▲
Taxes, remuneration and social security45€0.5m€0.8m▲
Taxes450/3€0.1m€0.2m▲
Remuneration and social security454/9€0.4m€0.5m▲
Other amounts payable47/48€0.2m€0.3m▲
Accrued charges and deferred income492/3€0.04m€0.01m▼
Income statement Code20242025
Operating income70/76A€10.7m€15.7m▲
Turnover70€10.1m€14.8m▲
Change in stocks of work in progress, finished goods and contracts in progress71€0.2m€0.2m▲
Other operating income74€0.4m€0.5m▲
Non-recurring operating income76A€0€0.04m▲
Operating charges60/66A€10.6m€15.5m▲
Goods for resale, raw materials and consumables60€3.6m€7.8m▲
Purchases600/8€4.1m€7.4m▲
Change in stocks: decrease (increase)609-€0.5m€0.4m▲
Services and other goods61€2.2m€2.7m▲
Remuneration, social security and pensions62€4.0m€4.2m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.7m€0.6m▼
Other operating charges640/8€0.08m€0.09m▲
Non-recurring operating charges66A-€0.07m
Operating profit (loss)9901€0.1m€0.1m▲
Financial income75/76B€0.02m€0.03m▲
Recurring financial income75€0.02m€0.03m▲
Income from financial fixed assets750€0-
Income from current assets751€0.004m€0.002m▼
Other financial income752/9€0.02m€0.03m▲
Financial charges65/66B€0.3m€0.3m▼
Recurring financial charges65€0.3m€0.3m▼
Debt charges650€0.3m€0.3m▼
Other financial charges652/9€0.03m€0.03m▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903-€0.2m-€0.1m▲
Transfer from deferred taxes780€0.02m€0.02m▼
Income taxes67/77-€0.005m€0.02m▲
Taxes670/3€0.003m€0.02m▲
Tax adjustments and reversals of tax provisions77€0.008m€0▼
Profit (loss) for the period9904-€0.2m-€0.1m▲
Transfer from tax-exempt reserves789€0.06m€0.06m▼
Profit (loss) for the period to be appropriated9905-€0.1m-€0.05m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.1m-€0.05m▲
Transfer from equity791/2€0.1m€0.05m▼
From reserves792€0.1m€0.05m▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)908778.976.1▼

The notes to these accounts (105 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€12.8m€12.0m€12.0m€10.7m€15.7m▲ 46.6%
Turnover70€12.2m€11.5m€11.3m€10.1m€14.8m▲ 47.3%
Change in stocks of work in progress, finished goods and contracts in progress71€0.1m-€0.04m€0.1m€0.2m€0.2m▲ 43.0%
Own construction capitalised72€0.1m€0.02m€0---
Other operating income74€0.4m€0.6m€0.5m€0.4m€0.5m▲ 22.8%
Non-recurring operating income76A€0-€0.03m€0€0.04m-
Operating charges60/66A€12.9m€11.9m€11.8m€10.6m€15.5m▲ 46.6%
Goods for resale, raw materials and consumables60€5.5m€4.7m€4.9m€3.6m€7.8m▲ 117%
Purchases600/8€5.9m€4.6m€4.7m€4.1m€7.4m▲ 78.7%
Change in stocks: decrease (increase)609-€0.4m€0.05m€0.2m-€0.5m€0.4m▲ 177%
Services and other goods61€2.3m€2.4m€2.1m€2.2m€2.7m▲ 19.6%
Remuneration, social security and pensions62€4.2m€4.0m€4.0m€4.0m€4.2m▲ 6.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.8m€0.7m€0.7m€0.7m€0.6m▼ 9.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-€0.05m€0---
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0.01m€0----
Other operating charges640/8€0.08m€0.08m€0.08m€0.08m€0.09m▲ 2.1%
Non-recurring operating charges66A€0---€0.07m-
Operating profit (loss)9901-€0.06m€0.08m€0.2m€0.1m€0.1m▲ 46.6%
Financial income75/76B€0.08m€0.06m€0.09m€0.02m€0.03m▲ 68.8%
Recurring financial income75€0.08m€0.06m€0.09m€0.02m€0.03m▲ 68.8%
Income from financial fixed assets750--€0.03m€0--
Income from current assets751€0.03m€0.03m€0.04m€0.004m€0.002m▼ 49.6%
Other financial income752/9€0.06m€0.03m€0.02m€0.02m€0.03m▲ 99.5%
Financial charges65/66B€0.2m€0.2m€0.3m€0.3m€0.3m▼ 6.7%
Recurring financial charges65€0.2m€0.2m€0.3m€0.3m€0.3m▼ 6.7%
Debt charges650€0.1m€0.1m€0.3m€0.3m€0.3m▼ 8.3%
Other financial charges652/9€0.04m€0.05m€0.05m€0.03m€0.03m▲ 8.8%
Non-recurring financial charges66B--€0.003m€0--
Profit (loss) for the period before taxes9903-€0.1m-€0.05m-€0.05m-€0.2m-€0.1m▲ 44.7%
Transfer from deferred taxes780€0.06m€0.04m€0.02m€0.02m€0.02m▼ 9.3%
Income taxes67/77€0.04m€0.03m€0.03m-€0.005m€0.02m▲ 560%
Taxes670/3€0.04m€0.03m€0.03m€0.003m€0.02m▲ 645%
Tax adjustments and reversals of tax provisions77€0€0.001m€0€0.008m€0▼ 100%
Profit (loss) for the period9904-€0.1m-€0.04m-€0.05m-€0.2m-€0.1m▲ 33.4%
Transfer from tax-exempt reserves789€0.2m€0.1m€0.06m€0.06m€0.06m▼ 3.4%
Profit (loss) for the period to be appropriated9905€0.05m€0.08m€0.005m-€0.1m-€0.05m▲ 50.8%
Line20212022202320242025Change
Assets
Total assets20/58€11.7m€12.9m€11.6m€11.3m€13.9m▲ 23.6%
Fixed assets21/28€6.1m€6.6m€6.6m€6.2m€5.9m▼ 5.7%
Intangible fixed assets21€0.06m€0.06m€0.05m€0.1m€0.1m▲ 15.8%
Tangible fixed assets22/27€5.0m€5.0m€5.0m€4.6m€4.2m▼ 8.6%
Land and buildings22€3.8m€3.9m€3.8m€3.6m€3.3m▼ 6.6%
Plant, machinery and equipment23€1.0m€0.8m€0.5m€0.4m€0.3m▼ 19.9%
Furniture and vehicles24€0.1m€0.2m€0.2m€0.2m€0.2m▼ 1.1%
Leasing and similar rights25€0.1m€0.04m€0.5m€0.4m€0.3m▼ 18.7%
Financial fixed assets28€1.1m€1.6m€1.6m€1.6m€1.6m▲ 1.3%
Affiliated companies280/1€1.0m€1.5m€1.5m€1.5m€1.5m=
Participating interests280€1.0m€1.0m€1.0m€1.0m€1.0m=
Amounts receivable281-€0.5m€0.5m€0.5m€0.5m=
Other financial fixed assets284/8€0.06m€0.06m€0.06m€0.06m€0.08m▲ 35.2%
Shares284€124€124€124€124€124=
Amounts receivable and cash guarantees285/8€0.06m€0.06m€0.06m€0.06m€0.08m▲ 35.3%
Current assets29/58€5.6m€6.3m€5.0m€5.0m€8.1m▲ 59.9%
Amounts receivable after more than one year29€0.6m€0.6m€0.03m€0.02m€0.02m▼ 12.1%
Other amounts receivable291€0.6m€0.6m€0.03m€0.02m€0.02m▼ 12.1%
Stocks and contracts in progress3€1.5m€1.5m€1.3m€2.1m€1.9m▼ 8.4%
Stocks30/36€1.5m€1.5m€1.3m€2.1m€1.9m▼ 8.4%
Raw materials and consumables30/31€1.1m€1.1m€0.8m€1.4m€0.9m▼ 30.8%
Work in progress32€0.3m€0.3m€0.4m€0.6m€0.8m▲ 41.6%
Property held for sale35€0.1m€0.1m€0.1m€0.1m€0.1m=
Amounts receivable within one year40/41€2.7m€3.3m€3.3m€2.7m€5.6m▲ 108%
Trade receivables40€2.6m€3.1m€3.2m€2.6m€5.5m▲ 114%
Other amounts receivable41€0.1m€0.2m€0.2m€0.1m€0.1m▼ 17.0%
Cash at bank and in hand54/58€0.5m€0.7m€0.2m€0.1m€0.4m▲ 200%
Deferred charges and accrued income490/1€0.1m€0.2m€0.1m€0.1m€0.1m▲ 8.0%
Equity and liabilities
Total equity and liabilities10/49€11.7m€12.9m€11.6m€11.3m€13.9m▲ 23.6%
Equity10/15€2.9m€2.8m€2.8m€2.6m€2.5m▼ 4.4%
Contributions10/11€0.9m€0.9m€0.9m€0.9m€0.9m=
Capital10€0.9m€0.9m€0.9m€0.9m€0.9m=
Issued capital100€0.9m€0.9m€0.9m€0.9m€0.9m=
Reserves13€1.8m€1.8m€1.7m€1.6m€1.5m▼ 6.7%
Non-distributable reserves130/1€0.09m€0.09m€0.09m€0.09m€0.09m=
Legal reserve130€0.09m€0.09m€0.09m€0.09m€0.09m=
Tax-exempt reserves132€1.1m€1.0m€0.9m€0.8m€0.8m▼ 6.7%
Distributable reserves133€0.7m€0.7m€0.7m€0.6m€0.6m▼ 7.6%
Investment grants15€0.2m€0.2m€0.2m€0.2m€0.2m▼ 5.7%
Provisions and deferred taxes16€0.4m€0.3m€0.3m€0.3m€0.3m▼ 6.7%
Provisions for liabilities and charges160/5€0-----
Other liabilities and charges164/5€0-----
Deferred taxes168€0.4m€0.3m€0.3m€0.3m€0.3m▼ 6.7%
Amounts payable17/49€8.5m€9.7m€8.6m€8.4m€11.2m▲ 33.3%
Amounts payable after more than one year17€2.8m€3.4m€3.3m€2.6m€2.1m▼ 19.0%
Financial debts170/4€2.8m€3.4m€3.3m€2.6m€2.1m▼ 19.0%
Subordinated loans170€0.8m€1.5m€1.3m€1.1m€0.9m▼ 19.2%
Leasing and similar obligations172€0.05m€0.03m€0.4m€0.4m€0.3m▼ 17.3%
Credit institutions173€1.6m€1.6m€1.4m€1.1m€0.9m▼ 14.2%
Other loans174€0.3m€0.3m€0.2m€0.1m€0.04m▼ 66.0%
Amounts payable within one year42/48€5.7m€6.3m€5.3m€5.7m€9.0m▲ 58.4%
Current portion of amounts payable after more than one year42€0.5m€0.5m€0.8m€0.7m€0.7m▲ 0.2%
Financial debts43€1.1m€1.7m€2.3m€2.3m€3.8m▲ 64.7%
Credit institutions430/8€1.1m€1.7m€2.3m€2.3m€3.8m▲ 64.7%
Trade debts44€2.4m€1.2m€1.2m€1.5m€2.1m▲ 39.5%
Suppliers440/4€2.4m€1.2m€1.2m€1.5m€2.1m▲ 39.5%
Advances received on contracts in progress46€0.7m€1.4m€0.4m€0.4m€1.4m▲ 210%
Taxes, remuneration and social security45€0.6m€0.6m€0.5m€0.5m€0.8m▲ 38.5%
Taxes450/3€0.1m€0.2m€0.07m€0.1m€0.2m▲ 142%
Remuneration and social security454/9€0.5m€0.4m€0.5m€0.4m€0.5m▲ 16.4%
Other amounts payable47/48€0.3m€0.8m€0.1m€0.2m€0.3m▲ 37.5%
Accrued charges and deferred income492/3€0.009m€0.02m€0.03m€0.04m€0.01m▼ 75.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€0.1m-€0.04m-€0.05m-€0.2m-€0.1m▲ 33.4%
+ Depreciation and write-downs630€0.8m€0.7m€0.7m€0.7m€0.6m▼ 9.7%
Operating cash flow (approximation)€0.7m€0.7m€0.6m€0.5m€0.5m▼ 2.9%
Investment in fixed assets (approximation)--€1.2m-€0.8m-€0.3m-€0.3m▲ 5.8%
Change in cash-€0.2m-€0.6m-€0.03m€0.3m▲ 1,074%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 105 companies in this sector we hold annual accounts for 75. 45 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

Parent FINANCIERE RIBER · 100%1 holding

Directors

Directors
No directors read yet: 0 of 12 Gazette acts processed. See the function holders in the CBE →

Structure & network

Owners and holdings

1 owner · 1 holding

Chain of control

  1. BLC HOLDING 100%
  2. FINANCIERE RIBER 100%
  3. STABILAME

Highest known parent: BLC HOLDING. The sources do not say who stands above it.

Owners 1

Holdings 1

According to the 2025 annual accounts of STABILAME and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 12 Gazette acts processed.

Timeline

13 eventsLatest 09-07-2026Next filing 31-07-2027

History

STABILAME was incorporated on 23 December 1989.1 Revenue grew from €11.0m in 2018 to €14.8m in 2025 and headcount from 75 to 76.1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Weakest financial yearnet -€156,918
Net result drops to -€156,918, the lowest in the series; recovery starts the following year.
11-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
13-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
07-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Highest result since 2018net €163,880 ▲35.8%
Net result €163,880, the highest in the series.
10-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €120,705
Net result €120,705 after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
12-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
13-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Support & recognitions

1 register with a recognition
Registered contractor
6
categories
Recognitions · licences · registrations1

Recognised contractor

6 categories
STABILAME SAapproval no. 31693
category D, class 7 · category D1, class 7 · category D4, class 1 · category D5, class 6 · category E, class 4 · category G, class 4
decision 20-06-2022

Company details

Public limited company · founded 23-12-1989Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPublic limited company
Founded23-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
16210Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
16230Manufacture of other builders' carpentry and joinery
41001General construction of residential buildings
43120Site preparation
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
Contact
E-mail info@stabilame.be
Phone 060/31.00.64
Fax 060/31.00.63
E-invoicing
Reachable via Peppol
Peppol ID 0208:0439218473
Also 9925:BE0439218473
Registered 16-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 1990
seat establishment The establishment unit on the map
Ground area
1.8 ha
Building footprint
1.4 ha
Parcel 93039B0096/00N003, Wallonia. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
STABILAME SA
Rue du Karting 5, 5660 CouvinManufacture of chemicals and chemical products
since 1990unit no. 2.046.407.119
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93039B0096/00N003 Wallonia 1.8 ha 1 · 1.4 ha -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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