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STABIC

Active
Private limited companyfounded 2012active for 14 yearsVan Zantvoordestraat 16, 8700 Tielt, BelgiumKBO/BCE: BE 0846.954.807
Summary

STABIC has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €898,017 and a net result of €31,738. Equity has been stable since 2019 (±1.9% per year). Its solvency ranks better than 82% of 2,797 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 28-06-2012 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-09-2025
Establishment units
2.210.877.943 8700 Tielt, since 28-06-2012
2.353.181.101 8700 Tielt, since 19-12-2023
Financial year end
30 September
Peppol
Reachable since 29-12-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€230,540
▼ 30.5%
Turnover
≈ €810,000
estimated
Profit
€31,738
▼ 65.8%
Equity
€898,017
▲ 3.7%
Total assets
€1.2m
▲ 8.7%
Employees on 30-09-2025
2
=
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.63, cash €747,791Equity €898,017 (72.0% of total assets)Size: 2 FTE, total assets €1.2mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 97-3
equity 72.0% of total assets
Liquidity 89-2
short-term debt 28.0% · cash 60.0%
Profitability 72-7
return on assets 2.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.63 (3.03 in 2024), above the usual 1.5. Short-term debt is 28% and cash 60% of total assets. 28% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 81% of them on solvency, 90% on liquidity, 46% on profitability and 44% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.63, cash €747,791
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €898,017 (72.0% of total assets)
NBB · annual accounts
lowers risk · Size: 2 FTE, total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
on the day
2022
2 days late
2021
1 day early
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 29-04-2026 PDF all 13 filings

Amounts without an identifiable currency are taken as euros.

Turnover
≈ €810,000
Estimated: probably between €560,000 and €1.3m
Total assets
€1.2m▲ 8.7%
2024 · €1.1m
Net result
€31,738▼ 65.8%
2024 · €92,827
Working capital
€568,360▲ 0.2%
2024 · €567,276
Multi-year overview
2019 to 2025, 7 financial years
Operating result
€59,420
▼ 52.1% 2025
20192025
Net result
€31,738
▼ 65.8% 2025
middle half of the sector
20192025
Equity
€898,017
▲ 3.7% 2025
highest quarter of the sector
20192025
Total assets
€1.2m
▲ 8.7% 2025
middle half of the sector
20192025
Debt
€348,740
▲ 24.4% 2025
20192025
Working capital
€568,360
▲ 0.2% 2025
highest quarter of the sector
20192025
Solvency
72.0%
▼ 3.5pp 2025
highest quarter of the sector
20192025
Current ratio
2.63
▼ 0.40 2025
middle half of the sector
20192025
Return on assets (ROA)
2.5%
▼ 5.6pp 2025
middle half of the sector
20192025
Staff (FTE)
2
= 2025
middle half of the sector
20192025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.2m-€0.2m▼ 9.8%€0.2m▲ 11.9%€0.06m▼ 71.3%€0.05m▼ 20.7%€0.1m▲ 160%€0.06m▼ 52.1%
Net result€0.1m-€0.1mabove the sector's middle half▼ 12.3%€0.1mabove the sector's middle half▲ 14.2%€0.04mwithin the sector's middle half▼ 70.2%€0.03mwithin the sector's middle half▼ 34.8%€0.09mwithin the sector's middle half▲ 257%€0.03mwithin the sector's middle half▼ 65.8%
Equity€1.0m-€0.9mabove the sector's middle half▼ 8.0%€1.0mabove the sector's middle half▲ 13.7%€0.9mabove the sector's middle half▼ 16.4%€0.9mabove the sector's middle half▲ 3.0%€0.9mabove the sector's middle half▼ 4.1%€0.9mabove the sector's middle half▲ 3.7%
Total assets€1.3m-€1.5mwithin the sector's middle half▲ 15.6%€1.4mwithin the sector's middle half▼ 7.5%€1.1mwithin the sector's middle half▼ 19.9%€1.3mwithin the sector's middle half▲ 10.4%€1.1mwithin the sector's middle half▼ 9.0%€1.2mwithin the sector's middle half▲ 8.7%
Debt€0.3m-€0.6m▲ 87.1%€0.4m▼ 39.3%€0.3m▼ 29.8%€0.4m▲ 35.0%€0.3m▼ 21.2%€0.3m▲ 24.4%
Working capital€0.9m-€0.7mabove the sector's middle half▼ 22.7%€0.8mabove the sector's middle half▲ 15.4%€0.6mabove the sector's middle half▼ 23.0%€0.6mabove the sector's middle half▲ 2.6%€0.6mabove the sector's middle half▼ 9.9%€0.6mabove the sector's middle half▲ 0.2%
Solvency75.2%-59.9%above the sector's middle half▼ 15.3pp73.7%above the sector's middle half▲ 13.8pp76.9%above the sector's middle half▲ 3.2pp71.7%above the sector's middle half▼ 5.2pp75.6%above the sector's middle half▲ 3.8pp72.0%above the sector's middle half▼ 3.5pp
Current ratio4.55-2.24within the sector's middle half▼ 2.313.50above the sector's middle half▲ 1.263.66above the sector's middle half▲ 0.172.82within the sector's middle half▼ 0.843.03above the sector's middle half▲ 0.212.63within the sector's middle half▼ 0.40
Return on assets (ROA)10.1%-7.6%within the sector's middle half▼ 2.4pp9.4%within the sector's middle half▲ 1.8pp3.5%within the sector's middle half▼ 5.9pp2.1%within the sector's middle half▼ 1.4pp8.1%within the sector's middle half▲ 6.0pp2.5%within the sector's middle half▼ 5.6pp
Staff (FTE)2.3-1.4below the sector's middle half▼ 39.1%1below the sector's middle half▼ 28.6%1below the sector's middle half=1.3within the sector's middle half▲ 30.0%2within the sector's middle half▲ 53.8%2within the sector's middle half=
above within below The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 52% lower than in 2024.

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets €329,780 ▲ 10.2%
Current assets €916,977 ▲ 8.2%
Equity and liabilities €1.2m
Equity €898,017 ▲ 3.7%
Debt €348,740 ▲ 24.4%
Debt's share of the balance-sheet total rises from 24.4% to 28.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81,738▼
2024 · €133,121
Cash flow
€54,056▼
2024 · €101,878
Quick ratio
2.31▼
2024 · 2.86
Debt to equity
0.39▲
2024 · 0.32
ROE
3.5%▼
2024 · 10.7%
Interest coverage
7.15▼
2024 · 55.26
Debt ≤ 1 year
€348,617▲
2024 · €280,062
Income taxes
€20,376▼
2024 · €32,829
Staff costs
€117,429▼
2024 · €134,429
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item30-09-202130-09-202230-09-202330-09-202430-09-2025
Employees at the balance-sheet date11222
full-time11222
part-time---00
in full-time equivalents11222
Average over the year, in full-time equivalents111.322
On a permanent contract11222
Joined--1--
Left--1--
Training hours10202516-

Source: social balance sheet in the 2021 to 2025 annual accounts

Securities and guarantees

on own assets and for others
Item30-09-202130-09-202230-09-202330-09-202430-09-2025
Debts secured on the company's own assets€79,533€56,322€33,253€8,750-
Mortgages, amount registered€175,000€175,000€175,000€175,000-
Carrying value of the mortgaged assets€152,550€152,550€152,550€152,550-

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item30-09-202130-09-202230-09-202330-09-202430-09-2025
Tangible fixed assets€29,099€982-€24,298€52,871
Depreciation and write-downs of the year€13,333€13,529€13,328€9,051€22,317

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.2m▲
Fixed assets21/28€0.3m€0.3m▲
Tangible fixed assets22/27€0.3m€0.3m▲
Land and buildings22€0.2m€0.2m=
Plant, machinery and equipment23€0.02m€0.02m▼
Furniture and vehicles24€0.1m€0.2m▲
Financial fixed assets28€0.003m€0.003m=
Current assets29/58€0.8m€0.9m▲
Stocks and contracts in progress3€0.05m€0.1m▲
Stocks30/36€0.001m€0.003m▲
Contracts in progress37€0.04m€0.1m▲
Amounts receivable within one year40/41€0.07m€0.05m▼
Trade receivables40€0.06m€0.03m▼
Other amounts receivable41€0.009m€0.02m▲
Cash at bank and in hand54/58€0.7m€0.7m▲
Deferred charges and accrued income490/1€0.007m€0.006m▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.2m▲
Equity10/15€0.9m€0.9m▲
Contributions10/11€0.02m€0.02m=
Reserves13€0.8m€0.9m▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€0.02m€0.02m=
Distributable reserves133€0.8m€0.9m▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€0.3m€0.3m▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€0.3m€0.3m▲
Current portion of amounts payable after more than one year42€0.01m€0▼
Trade debts44€0.2m€0.3m▲
Suppliers440/4€0.2m€0.3m▲
Taxes, remuneration and social security45€0.02m€0.03m▲
Taxes450/3€0.007m€0.02m▲
Remuneration and social security454/9€0.01m€0.008m▼
Other amounts payable47/48€0.03m€0▼
Accrued charges and deferred income492/3€223€123▼
Income statement Code20242025
Remuneration, social security and pensions62€0.1m€0.1m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.009m€0.02m▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0.06m€0.02m▼
Other operating charges640/8€0.004m€0.01m▲
Gross operating margin9900€0.3m€0.2m▼
Operating profit (loss)9901€0.1m€0.06m▼
Financial income75/76B€0.004m€0.004m▲
Recurring financial income75€0.004m€0.004m▲
Financial charges65/66B€0.002m€0.01m▲
Recurring financial charges65€0.002m€0.01m▲
Profit (loss) for the period before taxes9903€0.1m€0.05m▼
Income taxes67/77€0.03m€0.02m▼
Profit (loss) for the period9904€0.09m€0.03m▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€0.09m€0.03m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.09m€0.03m▼
Transfer from equity791/2€0.1m€0▼
Transfer to equity691/2€0.06m€0.03m▼
To other reserves6921€0.06m€0.03m▼
Profit to be distributed694/7€0.1m€0▼
Return on contributions (dividend)694€0.1m€0▼
Directors or managers695€0.03m€0▼
Social balance sheet
Average headcount (FTE)90872.02.0=

The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-04-2026.

Line2019202020212022202320242025Change
Remuneration, social security and pensions62--€62,042€72,351€90,834€134,429€117,429▼ 12.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,853€9,223€13,333€13,529€13,328€9,051€22,317▲ 147%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-----€60,000€20,000▼ 66.7%
Other operating charges640/8--€4,055€3,516€3,643€4,265€11,373▲ 167%
Gross operating margin9900€337,804€296,400€289,016€149,489€155,438€331,815€230,540▼ 30.5%
Operating profit (loss)9901€207,650€187,273€209,586€60,093€47,632€124,070€59,420▼ 52.1%
Financial income75/76B--€4,904€5,885€1,750€3,995€4,123▲ 3.2%
Recurring financial income75€1,789€2,785€4,904€5,885€1,750€3,995€4,123▲ 3.2%
Financial charges65/66B--€16,480€5,907€1,160€2,409€11,429▲ 374%
Recurring financial charges65€10,724€6,987€16,480€5,907€1,160€2,409€11,429▲ 374%
Profit (loss) for the period before taxes9903€198,715€183,072€198,011€60,072€48,222€125,656€52,114▼ 58.5%
Income taxes67/77€64,664€65,550€63,857€20,144€22,199€32,829€20,376▼ 37.9%
Profit (loss) for the period9904€134,051€117,523€134,154€39,928€26,023€92,827€31,738▼ 65.8%
Transfer from tax-exempt reserves789----€62,000€0--
Profit (loss) for the period to be appropriated9905€134,051€117,523€134,154€39,928€88,023€92,827€31,738▼ 65.8%
Line2019202020212022202320242025Change
Assets
Total assets20/58€1.3m€1.5m€1.4m€1.1m€1.3m€1.1m€1.2m▲ 8.7%
Formation expenses20€0€0------
Fixed assets21/28€0.2m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m▲ 10.2%
Intangible fixed assets21€0€0------
Tangible fixed assets22/27€0.2m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m▲ 10.3%
Land and buildings22--€0.2m€0.2m€0.2m€0.2m€0.2m=
Plant, machinery and equipment23-----€0.02m€0.02m▼ 23.4%
Furniture and vehicles24--€0.2m€0.1m€0.1m€0.1m€0.2m▲ 28.8%
Other tangible fixed assets26--€122-----
Financial fixed assets28€0.003m€0.003m€0.003m€0.003m€0.003m€0.003m€0.003m=
Current assets29/58€1.1m€1.2m€1.1m€0.8m€1.0m€0.8m€0.9m▲ 8.2%
Amounts receivable after more than one year29--€0.06m-----
Other amounts receivable291--€0.06m-----
Stocks and contracts in progress3€0.02m€0.009m€0.07m€0.01m€0.1m€0.05m€0.1m▲ 151%
Stocks30/36--€0.02m€0.002m€0.003m€0.001m€0.003m▲ 182%
Contracts in progress37--€0.05m€0.009m€0.1m€0.04m€0.1m▲ 150%
Amounts receivable within one year40/41€0.3m€0.5m€0.2m€0.3m€0.2m€0.07m€0.05m▼ 31.4%
Trade receivables40--€0.2m€0.2m€0.1m€0.06m€0.03m▼ 54.9%
Other amounts receivable41--€0.03m€0.05m€0.07m€0.009m€0.02m▲ 128%
Current investments50/53€0€0------
Cash at bank and in hand54/58€0.7m€0.5m€0.7m€0.6m€0.6m€0.7m€0.7m▲ 3.6%
Deferred charges and accrued income490/1--€0.009m€0.009m€0.005m€0.007m€0.006m▼ 14.8%
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.5m€1.4m€1.1m€1.3m€1.1m€1.2m▲ 8.7%
Equity10/15€1.0m€0.9m€1.0m€0.9m€0.9m€0.9m€0.9m▲ 3.7%
Contributions10/11€0.02m-€0.02m€0.02m€0.02m€0.02m€0.02m=
Reserves13€1.0m€0.9m€1.0m€0.9m€0.9m€0.8m€0.9m▲ 3.7%
Non-distributable reserves130/1--€0.002m€0.002m€0.002m€0--
Reserves not available under the articles1311--€0.002m€0.002m€0.002m€0--
Tax-exempt reserves132--€0.08m€0.08m€0.02m€0.02m€0.02m=
Distributable reserves133--€0.9m€0.8m€0.9m€0.8m€0.9m▲ 3.8%
Profit (loss) carried forward14€0€0---€0€0-
Amounts payable17/49€0.3m€0.6m€0.4m€0.3m€0.4m€0.3m€0.3m▲ 24.4%
Amounts payable after more than one year17€0.08m€0.06m€0.06m€0.03m€0.01m€0--
Financial debts170/4--€0.06m€0.03m€0.01m€0--
Amounts payable within one year42/48€0.3m€0.6m€0.3m€0.2m€0.3m€0.3m€0.3m▲ 24.5%
Current portion of amounts payable after more than one year42--€0.02m€0.02m€0.02m€0.01m€0▼ 100%
Trade debts44€0.2m€0.3m€0.3m€0.2m€0.3m€0.2m€0.3m▲ 43.8%
Suppliers440/4--€0.3m€0.2m€0.3m€0.2m€0.3m▲ 43.8%
Taxes, remuneration and social security45--€0.003m€0.005m€0.01m€0.02m€0.03m▲ 58.5%
Taxes450/3--€153€123€174€0.007m€0.02m▲ 173%
Remuneration and social security454/9--€0.003m€0.005m€0.01m€0.01m€0.008m▼ 21.3%
Other amounts payable47/48--€0.009m€10€10€0.03m€0▼ 100%
Accrued charges and deferred income492/3----€192€223€123▼ 44.9%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€134,051€117,523€134,154€39,928€26,023€92,827€31,738▼ 65.8%
+ Depreciation and write-downs630€11,853€9,223€13,333€13,529€13,328€9,051€22,317▲ 147%
Operating cash flow (approximation)€145,904€126,745€147,487€53,457€39,351€101,878€54,056▼ 46.9%
Investment in fixed assets (approximation)--€114,114-€29,099-€982€0-€24,298-€52,871▼ 118%
Change in cash--€181,561€205,773-€177,022€64,519€85,187€25,701▼ 69.8%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 10,904 companies had the same profile as STABIC has now. Two years later, 95.1% were still going and 0.7% had gone bankrupt.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
95.1% was still going
4.0% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of STABIC itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for STABIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 13 filings with the National Bank
Financial year Type Filed Reference Document
30-09-2025 abbreviated format 29-04-2026 2026-00093120 PDF
30-09-2024 abbreviated format 30-04-2025 2025-00083048 PDF
30-09-2023 abbreviated format 30-04-2024 2024-00075121 PDF
30-09-2022 abbreviated format 02-05-2023 2023-00077049 PDF
30-09-2021 abbreviated format 29-04-2022 2022-20016501 PDF
30-09-2020 abbreviated format 30-04-2021 2021-13300578 PDF
30-09-2019 abbreviated format 30-04-2020 2020-10800142 PDF
30-09-2018 abbreviated format 30-04-2019 2019-12000181 PDF
30-09-2017 abbreviated format 30-04-2018 2018-11500191 PDF
30-09-2016 abbreviated format 26-04-2017 2017-10200401 PDF

Show all 13 filings

Board & ownership

Directors

Directors
1 director, last change in 2024
Stabic Invest
Director (not named in the articles) · since 28-06-2012 · earlier manager (not named in the articles), until 09-01-2024 · term without a fixed end · Private limited company · listed in the 2025 annual accounts, filed on 29-04-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
“De volmachtdrager verbindt de vennootschap binnen de noodzakelijk beperkte omvang van zijn mandaat. Bevoegdheden van het bestuursorgaan Als…”
Full text

De volmachtdrager verbindt de vennootschap binnen de noodzakelijk beperkte omvang van zijn mandaat. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend. Indien de vennootschap door meer dan één bestuurder wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die nodig of nuttig zijn voor de verwezenlijking van het voorwerp van de vennootschap, behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden.

deed of 09-01-2024

Owners and capital

Capital transactions

Capital over time
  1. 09-01-2024 Converted to unavailable equity · €18,550
  2. 09-01-2024 Converted to unavailable equity · €1,855

Mandate history

2 people, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Stabic Invest
  • Manager (not named in the articles), until 09-01-2024
  • Director (not named in the articles), appointed in the act of 09-01-2024, still in office
DINNEWETH Christophe
  • Manager (not named in the articles), until 05-12-2023
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“De algemene vergadering die de bestuurder(s) benoemt, bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”
Dissolution ruleThe articles set when and by whom the company can be dissolved.
“De vennootschap kan op elk moment worden ontbonden door beslissing van de algemene vergadering beslissende in de vormen vereist voor de…”

Articles of association, deed of 09-01-2024 (in Dutch)

Network & group

STABIC shares no director with another company.

Companies at the same address

3 other companies

Connections & network

1 current director
Depth

The network starts from the directors of STABIC. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 30-04-2027
2026
29-04
NBB filing Annual accounts 2025 filedPDF
abbreviated format · 1 day before the deadline
2025
30-04
NBB filing Annual accounts 2024 filedPDF
abbreviated format · on the deadline day
2024
30-04
NBB filing Annual accounts 2023 filedPDF
abbreviated format · on the deadline day
09-01
Gazette deed Change of role: STABIC INVEST, from manager to director
Resignation: DINNEWETH Christophe (manager) · Legal-form conversion · Capital conversion17 points ▸
  • General meeting, 05-12-2023
  • Legal-form conversion, “behouden, Besloten vennootschap met beperkte aansprakelijkheid” (deed in Dutch)
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch), mentioned 2 times in the deed
  • Reserve release, “opheffen, naleving van de wettelijke en fiscale bepalingen” (deed in Dutch)
  • Other provision, “netto-actieftest en liquiditeitstest, voldoen aan wettelijke voorwaarden” (deed in Dutch)
  • Director resignation, STABIC INVEST (manager (not named in the articles))
  • Director appointment, STABIC INVEST (director (not named in the articles))
  • Director discharge, STABIC INVEST
  • Director resignation, DINNEWETH Christophe (manager (not named in the articles))
  • Other provision, “kwijting, niet gegeven” (deed in Dutch)
  • Registered-office move, Vlaams Gewest
  • Purpose change
  • The act holds 5 more points.

Open the act in the Belgian Official Gazette

2023
30-09
Financial Weakest financial yearnet €26,023 ▼34.8%
The net result drops to €26,023, the lowest from 2019 to 2025. It recovers the following year.
02-05
NBB filing Annual accounts 2022 filedPDF
abbreviated format · 2 days late
2022
29-04
NBB filing Annual accounts 2021 filedPDF
abbreviated format · 1 day before the deadline
2021
30-09
Financial Highest result from 2019 to 2025net €134,154 ▲14.2%
The operating result of €209,586 and the net result of €134,154 are both a record.
30-09
Financial Equity above €1mequity €1.0m ▲13.7%
With a profit in every financial year since 2019, equity grows to €1.0m.
30-04
NBB filing Annual accounts 2020 filedPDF
abbreviated format · on the deadline day
2020
30-04
NBB filing Annual accounts 2019 filedPDF
abbreviated format · on the deadline day
2019
30-04
NBB filing Annual accounts 2018 filedPDF
abbreviated format · on the deadline day
Show earlier events
2018
30-04
NBB filing Annual accounts 2017 filedPDF
abbreviated format · on the deadline day
2017
26-04
NBB filing Annual accounts 2016 filedPDF
abbreviated format · 4 days before the deadline
2012
10-07
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

STABIC was incorporated on 28 June 2012.1 Total assets went from €1.3m in 2019 to €1.2m in 2025 and headcount from 2.3 to 2 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Register details

Identity

KBO record
Name STABIC in Dutch
Enterprise number 0846.954.807
Legal form Private limited company
Status Active, normale toestand
Founded 28-06-2012
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-01-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, De vennootschap mag, bij enkel besluit van het bestuursorgaan, de zetel verplaatsen, voor zover dit geen wijziging…”
deed of 09-01-2024 (in Dutch)

Registered office and establishments

Registered office Van Zantvoordestraat 16, 8700 Tielt, Belgium
1 former office
  • 8700 Tielt until the act of 09-01-2024
Establishment units STABIC, Van Zantvoordestraat 16, 8700 Tielt since 28-06-2012 · unit number 2.210.877.943
STABIC, Careelstraat 19, 8700 Tielt since 19-12-2023 · unit number 2.353.181.101

Activities

NACEBEL 2025
VAT activities
41001 General construction of residential buildings main activity
25110 Manufacture of metal structures and parts of structures
41003 General construction of other non-residential buildings
43410 Roofing work
43990 Other specialised construction activities
71111 Activities of building architects
Social security (RSZ) activities
41001 General construction of residential buildings main activity
Codes under NACEBEL 2008
VAT activities
41201 General construction of buildings main activity
25110 Manufacture of metal structures and parts of structures
41203 Construction of residential and non-residential buildings
43910 Specialised construction activities
43999 Specialised construction activities
71111 Architectural and engineering activities; technical testing and analysis
Social security (RSZ) activities
41201 General construction of buildings main activity
Joint committees 124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden annual accounts 30-09-2025
PurposeThe purpose describes the activities the company may carry out under its articles.
“-Verkoopsbemiddeling op basis van commissieloon; -Groot- en kleinhandel, import en export van allerhande goederen en producten; -Technisch…”
46 activities
  1. -Verkoopsbemiddeling op basis van commissieloon.
  2. -Groot- en kleinhandel, import en export van allerhande goederen en producten.
  3. -Technisch studiebureel: tekenen, berekenen, coordineren van allerlei bouwwerken.
  4. -Ontwerpbureau: het opmaken van plannen en tekeningen.
  5. -Alle werken, groot- en kleinhandel met betrekking tot de installatie van verwarming met gas en individuele toestellen en sanitaire inrichtingen - sanitaire installateur loodgieter, alsook het installeren van wasverzachters.
  6. -Groothandel in elektrisch materiaal, inclusief installatiemateriaal.
  7. -Alle herstellingen, groot- en kleinhandel met betrekking tot elektrische toestellen, verlichtingsartikelen en radio-elektrisch materiaal, elektrische installatie alsook elektrische apparatuur. Vervaardigen van lichtreclames.
  8. -Onderneming voor het plaatsen van verlichting, drijfkracht en telefoon.
  9. -Onderneming voor het leggen van kabels en diverse leidingen.
  10. -Onderneming voor het bouwen van allerlei gebouwen en bouwwerken: traditioneel, door middel van metselwerk, funderingen, riolering, betonconstructie, uitvoering van grondwerken, enzovoort.
  11. -Onderneming voor het bouwen van allerlei gebouwen en bouwwerken: door aanwending van prefabelementen zoals funderingen, staal, prefabbeton, houten prefabelementen, aluminium, enzovoort.
  12. -Plaatsen van allerlei dakbedekking en wandbekleding.
  13. -Produceren van allerlei bouwmaterialen: traditioneel en prefab.
  14. -Onderneming voor het bouwen van stellingen, alsmede voor het invoegen en reinigen van gevels.
  15. -Alle activiteiten met betrekking tot het waterdicht maken en bedekken van gebouwen met asfalt en teer en voor het droogmaken van gebouwen anders dan met teer en asfalt.
  16. -Alle werkzaamheden die verband houden met warmte- en geluidsisolering.
  17. -Het plaatsen van dakgoten en regenafvoerbuizen.
  18. -De installatie in gebouwen en andere bouwwerken van apparatuur en leidingen voor verwarming, ventilatie, koeling en klimaatregeling.
  19. -Metaalconstructie en metaalbewerking, eveneens omvattende montage- en demontagewerk, buis-en andere soortgelijke constructies. Fabricatie van gesmeed ijzer, hoevesmederij en smederij.
  20. -De vervaardiging en de montage van metalen constructie. De vervaardiging van geprefabriceerde gebouwen, overwegend met metaal bouwketen, modulaire tentoonstellingselementen, telefooncellen en dergelijke. De vervaardiging van metalen ramen, deuren, wanden enzovoort.
  21. -Produceren en/of plaatsen van ondergrondse en bovengrondse bouwwerken, hetzij in beton of in staal.
  22. -Vervaardiging van metalen constructiewerken en delen daarvan.
  23. -Vervaardiging van metalen constructiewerken of gebinten voor de bouw.
  24. -Vervaardiging van metalen constructiewerken voor industriële uitrusting (bv. voor hoogovens, hijs-en hefwerktuigen, enzovoort).
  25. -Het ontwerpen, maken en het monteren van leidingstelsels inclusief de verdere bewerking van buizen tot leidingen leidingstelsels.
  26. -Smeden van metaal.
  27. -Vervaardiging van gesmede werkstukken van metaal voor rekening van derden.
  28. -Vervaardiging ven montage van gesmede werkstukken voor de bouw: trapleuningen ,borstweringen, enzovoort.
  29. -Verspanend bewerken van metalen.
  30. -Vervaardiging van hijs-, hef- en transportwerktuigen, inbegrepen liften.
  31. -Onderhouds- en herstellingswerken van mechanische aardvoor rekening van derden.
  32. -Onderneming voor het monteren van niet-zelfvervaardigde metalen constructiewerken.
  33. -Onderneming voor het optrekken en afbreken van steigers en werkplatforms.
  34. -De verhuur van steigers en werkplatforms zonder optrekken en afbreken.
  35. -Verhuur en lease van andere machines en werktuigen andere materiële goederen.
  36. -Het produceren en verkopen van prefab bouwelementen en toebehoren in de ruimste zin.
  37. -Het bouwen en aanleggen van zwembaden, betonkelders enzovoort.
  38. -Het plaatsen van afsluitingen.
  39. -Voegwerken.
  40. -Isolatiewerken.
  41. -Het verlenen van advies en uitvoeren van studiewerk inzake veiligheid, isolatie, geluid, stabiliteit enzovoort.
  42. -Renoveren, aanpassen van binneninrichting van gebouwen.
  43. - Het maken van kosten of investeringen in roerende of onroerende goederen om (extra)legale voordelen te kunnen verstrekken aan personeel, bestuurders, enzovoort, deel uitmakend van hun verloningspakket, zowel in geld als in natura
  44. Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer van roerend of onroerend patrimonium, zoals onroerende goederen aanwerven, laten bouwen, laten opschikken, laten uitrusten, ombouwen met het oog op het beheer en de opbrengst en niet met het oog op de verkoop of de wederverkoop, onroerende goederen vervreemden met het oog op wederbelegging en opbrengst, beschikbare middelen zonder speculatief karakter beleggen in roerende goederen en waarden.
  45. -Alle hoegenaamde gebouwen of bouwwerken bouwen, afwerken, veranderen, omvormen, renoveren, herstellen, uitbreiden, onderhouden, versieren, opschikken, afbreken. Alsook het laten uitvoeren van deze werken door onderaannemers.
  46. -Alle aannemingen van werken, zowel private als openbare aanvaarden en uitvoeren, nieuwbouw en verbouwingen, hetzij volledig zelfstandig, hetzij door bemiddeling van onderaannemers, dit omvat
deed of 09-01-2024 (in Dutch)

Invoicing and payment

VAT number BE 0846.954.807
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0846954807
Other Peppol ID 9925:BE0846954807
Registered 29-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0846.954.807

Financial year and general meeting

Accounts at the NBB
Financial year end 30-09
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Saturday of March at 10:00
deed of 09-01-2024 (in Dutch)

Sites & property

Location
registered office establishment All 2 establishment units on the map
4 companies at this address See who is registered here

Buildings and parcels at the addresses

Ground area
2,348 m²
Building footprint
657 m²
Building volume
888 m³
Tallest building: 6.3 m.
Cadastral parcel Region Area Buildings Height / floors
37303I0147/00R002 Flanders 1,697 m² 1 · 471 m² -
37015K0548/00M000 Flanders 652 m² 1 · 186 m² 6.3 m · 2