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Staar & Co

Active
Private limited companyfounded 198342 years activeKapelsestraat 9, 2950 Kapellen, BelgiumKBO/BCE: BE 0426.053.494
Summary

The computed 12-month bankruptcy probability of Staar & Co is 2.6% (moderate). The annual accounts of Staar & Co for fiscal year 2025 show a net loss of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €13,066 and a net result of -€75,629. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 22,158 sector peers (NACE 47, fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of motorcycles and motorcycle parts and accessories
NACE 47830
1 site
Size
€217,019total assets 2025
Equity
€13,066
Loss
-€75,629
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Structure
Accounts filed 31 days late0 of 1 deed read
Why 50- Loss of €75,629, the second in a row (FY 2025)- Sector Retail trade (NACE 47)- Liquidity: current ratio 1.12, cash €51, halved+ Size: total assets €217,019Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 31-18
equity 6.0% of total assets
Liquidity 21-7
short-term debt 56.0% · cash 0.0%
Profitability 0-66
return on assets -34.8%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.4%▼ -0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.3 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 0.5%▼ -0.5 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 2.6%▲ +1.4 percentage points vs 08-2026highest value 10-2026: 2.6%● unchanged vs 09-2026highest value
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.12 against 1.38 in 2024; short-term debt: 56% and cash: 0% of total assets), and 94% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 23% on solvency, 19% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Loss of €75,629, the second in a row (FY 2025)
NBB · annual accounts
lowers risk · Size: total assets €217,019
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 1.12, cash €51, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€75,629
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
on the day
2023
5 days late
2022
3 days late
2021
65 days late
2020
23 days early
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€75,629
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Result fell in 2025from -€8,458 to -€75,629 ▼ 794% View
  • Caution: Among the weakest 5% on net resultsector median €5,032 · 22,136 companies -€75,629 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€75,629 View

By topic

Financials

Fiscal year
2025
Total assets
€217,019
Loss
-€75,629
Solvency
6.0%
Total assets▼ 41.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 05-08-2024Annual accounts filed
  2. 03-08-2023Annual accounts filed
  3. 04-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of motorcycles and motorcycle parts and…NACE 47830
Founded
28-12-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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