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STAALGAERD

Active
Private limited companyfounded 20233 yrs activeReyenstraat 32, 3900 Pelt, BelgiumKBO/BCE: BE 0799.568.822
Summary

The computed 12-month bankruptcy probability of STAALGAERD is 3.2% (moderate). The 2025 annual accounts show equity of €7,059 and a net result of -€612. Equity is growing by ~27% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability37▼-63
Solvency25▼-75
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.04 against 6.41 in 2024; short-term debt: 5.1% and cash: 0.2% of total assets), and 99.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.2%
Return on assets
0%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 d early
2024
47 d early
2023
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 December (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 March 2023, STAALGAERD was incorporated as a Private limited company.1 Total assets went from EUR 3,316 in 2023 to EUR 3.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€6,000
EBIT margin
92.5%
Net result
-€612
2024 · €4,418
Working capital
-€177,941
2024 · €7,670
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€6,000
Operating result€316-€5,552▲ 1,657%-€568
Net result€253-€4,418▲ 1,648%-€612
EBIT margin92.5%
Equity€3,253-€7,670▲ 136%€7,059▼ 8.0%
Total assets€3,316-€9,088▲ 174%€3.6m▲ 39,950%
Debt€63-€1,417▲ 2,143%€3.6m▲ 256,226%
Working capital€3,253-€7,670▲ 136%-€177,941
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000€6,000Operating result 2023: €316€316Net result 2023: €253€253Operating result 2024: €5,552€5,552Net result 2024: €4,418€4,418Operating result 2025: -€568-€568Net result 2025: -€612-€612202320242025-€2,000€0€2,000€4,000€6,000Operating result 2023: €316€316Net result 2023: €253€253Operating result 2024: €5,552€5,550Net result 2024: €4,418€4,420Operating result 2025: -€568-€568Net result 2025: -€612-€612202320242025
The operating result turns negative in 2025: a loss of €568 after €5,552 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.6m
Fixed assets €3.6m
Current assets €7,059
Equity and liabilities €3.6m
Equity €7,059 ▼ 8.0%
Debt €3.6m ▲ 256,226%
Debt's share of the balance-sheet total rises from 15.6% to 99.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.04▼
2024 · 6.41
ROE
-8.7%▼
2024 · 57.6%
ROA
0.0%▼
2024 · 48.6%
Debt ≤ 1 year
€185,000▲
2024 · €1,417
Debt > 1 year
€3.4m
A ratio outside any meaningful range has been withheld (balance sheet total €3.6m, equity €7,059).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,088€3.6m▲
Fixed assets21/28-€3.6m
Financial fixed assets28-€3.6m
Current assets29/58€9,088€7,059▼
Amounts receivable within one year40/41€1,815-
Trade receivables40€1,815-
Cash at bank and in hand54/58€7,273€7,059▼
Equity and liabilities
Total equity and liabilities10/49€9,088€3.6m▲
Equity10/15€7,670€7,059▼
Contributions10/11€3,000€3,000=
Reserves13€4,670€4,059▼
Non-distributable reserves130/1€4,670-
Other1319€4,670-
Distributable reserves133-€4,059
Amounts payable17/49€1,417€3.6m▲
Amounts payable after more than one year17-€3.4m
Financial debts170/4-€3.4m
Amounts payable within one year42/48€1,417€185,000▲
Current portion of amounts payable after more than one year42-€185,000
Taxes, remuneration and social security45€1,417-
Taxes450/3€1,417-
Income statement Code20242025
Turnover70€6,000-
Goods, raw materials, services and sundry goods60/61€64€64▲
Other operating charges640/8€384€504▲
Gross operating margin9900€5,936-€64▼
Operating profit (loss)9901€5,552-€568▼
Financial charges65/66B€26€44▲
Recurring financial charges65€26€44▲
Profit (loss) for the period before taxes9903€5,526-€612▼
Income taxes67/77€1,108-
Profit (loss) for the period9904€4,418-€612▼
Profit (loss) for the period to be appropriated9905€4,418-€612▼
Appropriation of the result
Profit (loss) to be appropriated9906€4,418-€612▼
Transfer from equity791/2-€612
Transfer to equity691/2€4,418-
To other reserves6921€4,418-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70-€6,000--
Goods, raw materials, services and sundry goods60/61-€64€64▲ 0.3%
Other operating charges640/8€325€384€504▲ 31.2%
Gross operating margin9900€641€5,936-€64▼ 101%
Operating profit (loss)9901€316€5,552-€568▼ 110%
Financial charges65/66B-€26€44▲ 65.7%
Recurring financial charges65-€26€44▲ 65.7%
Profit (loss) for the period before taxes9903€316€5,526-€612▼ 111%
Income taxes67/77€63€1,108--
Profit (loss) for the period9904€253€4,418-€612▼ 114%
Profit (loss) for the period to be appropriated9905€253€4,418-€612▼ 114%
Line202320242025Change
Assets
Total assets20/58€3,316€9,088€3.6m▲ 39,950%
Fixed assets21/28--€3.6m-
Financial fixed assets28--€3.6m-
Current assets29/58€3,316€9,088€7,059▼ 22.3%
Amounts receivable within one year40/41€47€1,815--
Trade receivables40-€1,815--
Other amounts receivable41€47---
Cash at bank and in hand54/58€3,269€7,273€7,059▼ 2.9%
Equity and liabilities
Total equity and liabilities10/49€3,316€9,088€3.6m▲ 39,950%
Equity10/15€3,253€7,670€7,059▼ 8.0%
Contributions10/11€3,000€3,000€3,000=
Reserves13€253€4,670€4,059▼ 13.1%
Non-distributable reserves130/1-€4,670--
Other1319-€4,670--
Distributable reserves133€253-€4,059-
Amounts payable17/49€63€1,417€3.6m▲ 256,226%
Amounts payable after more than one year17--€3.4m-
Financial debts170/4--€3.4m-
Amounts payable within one year42/48€63€1,417€185,000▲ 12,954%
Current portion of amounts payable after more than one year42--€185,000-
Taxes, remuneration and social security45€63€1,417--
Taxes450/3€63€1,417--
Line202320242025Change
Profit (loss) for the period9904€253€4,418-€612▼ 114%
Operating cash flow (approximation)€253€4,418-€612▼ 114%
Change in cash-€4,004-€214▼ 105%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Weakest financial yearnet -€612
Net result drops to -€612, the lowest in the series.
2024
15-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2023net €4,418 ▲1,648%
Operating result €5,552, net result €4,418, both a record.
2023
24-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,444 m²
Building footprint
184 m²
Volume, LiDAR
953 m³
Parcel 72502E0583/02G000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
STAALGAERD
Reyenstraat 32, 3900 PeltBusiness consulting
since 20232.343.150.311
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72502E0583/02G000 Flanders 2,444 m² 1 · 184 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded15-03-2023
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

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Register as of 1 October 2026 · Peppol Directory

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