STA
ActiveSummary
STA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €1.81M. Equity is growing by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency94▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 1.92 in 2024; short-term debt: 30.6% and cash: 47.1% of total assets), and 31.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
85.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
30 d late
2023
64 d late
2022
7 d early
2021
4 d early
2020
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.46M▲ 338%
2024 · €334k
2020: €2k
2021: €115k
2022: €149k
2023: €225k
2024: €334k
2020 → 2025
Total assets
€2.13M▲ 328%
2024 · €497k
2020: €15k
2021: €456k
2022: €403k
2023: €415k
2024: €497k
2020 → 2025
Net result
€1.81M▲ 1,566%
2024 · €109k
2020: €1k
2021: €113k
2022: €34k
2023: €136k
2024: €109k
2020 → 2025
Working capital
€1.42M▲ 1,396%
2024 · €95k
2020: €3k
2021: €58k
2022: €46k
2023: €55k
2024: €95k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€149k▲ 29.4%€225k▲ 51.7%€334k▲ 48.2%€1.46M▲ 338%
Operating result€155k-€51k▼ 66.8%€187k▲ 264%€150k▼ 19.9%€1.90M▲ 1,167%
Net result€113k-€34k▼ 70.0%€136k▲ 302%€109k▼ 19.9%€1.81M▲ 1,566%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,167% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€57k ▼ 80.8%
Current assets
€2.07M ▲ 946%
Equity and liabilities €2.13M
Equity
€1.46M ▲ 338%
Debt
€665k ▲ 309%
Debt's share of the balance-sheet total falls from 32.7% to 31.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.91M▲
2024 · €160k
Cash flow
€1.82M▲
2024 · €118k
Current ratio
3.18▲
2024 · 1.92
Debt to equity
0.46▼
2024 · 0.49
ROE
123.9%▲
2024 · 32.5%
ROA
85.1%▲
2024 · 21.9%
Interest coverage
802.38▲
2024 · 48.89
Debt ≤ 1 year
€651k▲
2024 · €103k
Debt > 1 year
€14k▼
2024 · €59k
Income taxes
€91k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€497k€2.13M▲
Fixed assets21/28€299k€57k▼
Tangible fixed assets22/27€49k€47k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€20k€14k▼
Other tangible fixed assets26€22k€28k▲
Financial fixed assets28€250k€10k▼
Current assets29/58€198k€2.07M▲
Amounts receivable after more than one year29-€810k
Other amounts receivable291-€810k
Amounts receivable within one year40/41€84k€250k▲
Trade receivables40€12k€75k▲
Other amounts receivable41€73k€175k▲
Current investments50/53€0€4k▲
Cash at bank and in hand54/58€108k€1.00M▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€497k€2.13M▲
Equity10/15€334k€1.46M▲
Contributions10/11€1k€1k=
Reserves13€333k€1.46M▲
Distributable reserves133€333k€1.46M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€163k€665k▲
Amounts payable after more than one year17€59k€14k▼
Financial debts170/4€59k€14k▼
Amounts payable within one year42/48€103k€651k▲
Current portion of amounts payable after more than one year42€61k€62k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€16k€3k▼
Suppliers440/4€16k€3k▼
Taxes, remuneration and social security45€26k€37k▲
Taxes450/3€26k€37k▲
Other amounts payable47/48€0€549k▲
Income statement
Code20242025
Non-recurring operating income76A-€1.55M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€162k€1.92M▲
Operating profit (loss)9901€150k€1.90M▲
Financial income75/76B€816€2k▲
Recurring financial income75€816€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€148k€1.90M▲
Income taxes67/77€39k€91k▲
Profit (loss) for the period9904€109k€1.81M▲
Profit (loss) for the period to be appropriated9905€109k€1.81M▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€1.81M▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€333k
Transfer to equity691/2€109k€1.46M▲
To other reserves6921€109k€1.46M▲
Profit to be distributed694/7€0€683k▲
Return on contributions (dividend)694€0€683k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €1.81M ▲1566%
Operating result €1.90M, net result €1.81M, both a record.
31-12
Financial
Equity above €1MEq €1.46M ▲338%
6 profitable years in a row build equity to €1.46M.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
31-12
Financial
Equity above €200kEq €225k ▲51.7%
4 profitable years in a row build equity to €225k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €115k ▲4875%
2 profitable years in a row build equity to €115k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Andreas Vesaliuslaan 362650 EdegemGround area
1,011 m²
Building footprint
169 m²
Volume, LiDAR
812 m³
Parcel 11013A0264/00R002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STA
since 20202.309.259.105
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0264/00R002 | Flanders | 1,011 m² | 1 · 169 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 3,391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.