Private limited company · founded 2020 · 6 yrs activeRue des Fripiers 9, 5000 Namur, BelgiumKBO/BCE: BE 0752.662.887
Summary
ST NCLS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €112,239 and a net result of -€11,787. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 8211 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
NACE 64210Holiday cottages, homes and apartments NACE 55203Holdings NACE 64200
2 sites
How big
€516,191total assets 2025
Staff
3.9 FTE
Equity
€112,239
Loss
-€11,787
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
Accounts filed 26 d late0 of 3 deeds read
SignalsFiled after the deadlineShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
1 signal. The signal on the left, the evidence on the right.
○neutral
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neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
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neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (4 of the last 5 filed years within 42 days of that day).