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ST. JAN

Active
Public limited companyfounded 199234 yrs activeSchaapbruggestraat 50, 8800 Roeselare, BelgiumKBO/BCE: BE 0447.588.781
Summary

ST. JAN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,482 and a net result of €23,220. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 3757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability86▲+7
Solvency100▲+17
Growth44=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 61.12 against 1.61 in 2024; short-term debt: 1% and cash: 20.4% of total assets), and 1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99%
Return on assets
13.5%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
107 d early
2024
94 d early
2023
183 d early
2022
88 d early
2021
40 d early
2020
36 d early
2019
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 84 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 June 1992, ST. JAN was incorporated.1 Revenue went from EUR 45,941 in 2018 to EUR 41,423 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2020

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Financials · fiscal year 2025, abbreviated schema

Turnover
€41,423▼ 11.5%
2019 · €46,819
EBIT margin
18.2%▼ 12.2pp
2019 · 30.4%
Net result
€23,220▲ 14.4%
2024 · €20,305
Working capital
€104,388▲ 62.3%
2024 · €64,305
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result€7,072▼ 6.0%€13,326▲ 88.4%€18,504▲ 38.9%€15,798▼ 14.6%€28,041▲ 77.5%
Net result€6,798within the sector's middle half▼ 6.1%€13,005within the sector's middle half▲ 91.3%€22,122within the sector's middle half▲ 70.1%€20,305within the sector's middle half▼ 8.2%€23,220within the sector's middle half▲ 14.4%
EBIT margin
Equity€311,830above the sector's middle half▲ 2.2%€324,836above the sector's middle half▲ 4.2%€346,958above the sector's middle half▲ 6.8%€147,262within the sector's middle half▼ 57.6%€170,482within the sector's middle half▲ 15.8%
Total assets€312,193within the sector's middle half▲ 2.2%€326,002within the sector's middle half▲ 4.4%€347,403within the sector's middle half▲ 6.6%€253,494within the sector's middle half▼ 27.0%€172,219within the sector's middle half▼ 32.1%
Debt€363▼ 21.0%€1,167▲ 221%€445▼ 61.8%€106,232▲ 23,757%€1,736▼ 98.4%
Working capital€177,041▲ 21.0%€213,973▲ 20.9%€257,326▲ 20.3%€64,305▼ 75.0%€104,388▲ 62.3%
Solvency99.9%above the sector's middle half=99.6%above the sector's middle half▼ 0.2pp99.9%above the sector's middle half▲ 0.2pp58.1%above the sector's middle half▼ 41.8pp99.0%above the sector's middle half▲ 40.9pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €7,072€7,072Net result 2021: €6,798€6,798Operating result 2022: €13,326€13,326Net result 2022: €13,005€13,005Operating result 2023: €18,504€18,504Net result 2023: €22,122€22,122Operating result 2024: €15,798€15,798Net result 2024: €20,305€20,305Operating result 2025: €28,041€28,041Net result 2025: €23,220€23,22020212022202320242025€0€10,000€20,000€30,000Operating result 2023: €18,504€18,500Net result 2023: €22,122€22,100Operating result 2024: €15,798€15,800Net result 2024: €20,305€20,300Operating result 2025: €28,041€28,000Net result 2025: €23,220€23,200202320242025
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172,219
Fixed assets €66,094 ▼ 20.3%
Current assets €106,124 ▼ 37.8%
Equity and liabilities €172,219
Equity €170,482 ▲ 15.8%
Debt €1,736 ▼ 98.4%
Debt's share of the balance-sheet total falls from 41.9% to 1.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44,904▲
2024 · €40,200
Cash flow
€40,083▼
2024 · €44,707
Current ratio
61.12▲
2024 · 1.61
Debt to equity
0.01▼
2024 · 0.72
ROE
13.6%▼
2024 · 13.8%
ROA
13.5%▲
2024 · 8.0%
Interest coverage
219.41▲
2024 · 77.57
Debt ≤ 1 year
€1,736▼
2024 · €106,232
Income taxes
€7,366
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€253,494€172,219▼
Fixed assets21/28€82,957€66,094▼
Tangible fixed assets22/27€82,957€66,094▼
Land and buildings22€82,957€66,094▼
Current assets29/58€170,537€106,124▼
Amounts receivable within one year40/41€63,339€59,776▼
Trade receivables40€12,668€9,776▼
Other amounts receivable41€50,672€50,000▼
Cash at bank and in hand54/58€98,763€35,113▼
Deferred charges and accrued income490/1€8,435€11,236▲
Equity and liabilities
Total equity and liabilities10/49€253,494€172,219▼
Equity10/15€147,262€170,482▲
Contributions10/11€118,416€118,416=
Capital10€118,416€118,416=
Issued capital100€118,416€118,416=
Revaluation surpluses12€1,660-
Reserves13€64,436€66,096▲
Distributable reserves133€64,436€66,096▲
Profit (loss) carried forward14-€37,250-€14,030▲
Amounts payable17/49€106,232€1,736▼
Amounts payable within one year42/48€106,232€1,736▼
Trade debts44€368€370▲
Suppliers440/4€368€370▲
Taxes, remuneration and social security45-€1,366
Taxes450/3-€1,366
Other amounts payable47/48€105,864-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,402€16,863▼
Other operating charges640/8€6,673€6,890▲
Gross operating margin9900€46,873€51,794▲
Operating profit (loss)9901€15,798€28,041▲
Financial income75/76B€5,025€2,750▼
Recurring financial income75€5,025€2,750▼
Financial charges65/66B€518€205▼
Recurring financial charges65€518€205▼
Profit (loss) for the period before taxes9903€20,305€30,586▲
Income taxes67/77-€7,366
Profit (loss) for the period9904€20,305€23,220▲
Profit (loss) for the period to be appropriated9905€20,305€23,220▲
Appropriation of the result
Profit (loss) to be appropriated9906-€37,250-€14,030▲
Profit (loss) brought forward from the previous period14P-€57,554-€37,250▲
Transfer from equity791/2€8,272-
Profit to be distributed694/7€8,272-
Return on contributions (dividend)694€8,272-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,904€23,904€23,904€24,402€16,863▼ 30.9%
Other operating charges640/8€5,817€6,174€6,537€6,673€6,890▲ 3.3%
Gross operating margin9900€36,794€43,404€48,946€46,873€51,794▲ 10.5%
Operating profit (loss)9901€7,072€13,326€18,504€15,798€28,041▲ 77.5%
Financial income75/76B--€4,152€5,025€2,750▼ 45.3%
Recurring financial income75--€4,152€5,025€2,750▼ 45.3%
Financial charges65/66B€275€321€534€518€205▼ 60.5%
Recurring financial charges65€275€321€534€518€205▼ 60.5%
Profit (loss) for the period before taxes9903€6,798€13,005€22,122€20,305€30,586▲ 50.6%
Income taxes67/77----€7,366-
Profit (loss) for the period9904€6,798€13,005€22,122€20,305€23,220▲ 14.4%
Profit (loss) for the period to be appropriated9905€6,798€13,005€22,122€20,305€23,220▲ 14.4%
Line20212022202320242025Change
Assets
Total assets20/58€312,193€326,002€347,403€253,494€172,219▼ 32.1%
Fixed assets21/28€134,789€110,885€89,632€82,957€66,094▼ 20.3%
Tangible fixed assets22/27€134,789€110,885€89,632€82,957€66,094▼ 20.3%
Land and buildings22€134,789€110,885€89,632€82,957€66,094▼ 20.3%
Current assets29/58€177,404€215,117€257,771€170,537€106,124▼ 37.8%
Amounts receivable within one year40/41-€8,960€59,989€63,339€59,776▼ 5.6%
Trade receivables40-€8,960€9,861€12,668€9,776▼ 22.8%
Other amounts receivable41--€50,128€50,672€50,000▼ 1.3%
Current investments50/53--€150,000---
Cash at bank and in hand54/58€173,084€201,681€39,187€98,763€35,113▼ 64.4%
Deferred charges and accrued income490/1€4,320€4,476€8,595€8,435€11,236▲ 33.2%
Equity and liabilities
Total equity and liabilities10/49€312,193€326,002€347,403€253,494€172,219▼ 32.1%
Equity10/15€311,830€324,836€346,958€147,262€170,482▲ 15.8%
Contributions10/11€330,144€330,144€330,144€118,416€118,416=
Capital10€330,144€330,144€330,144€118,416€118,416=
Issued capital100€330,144€330,144€330,144€118,416€118,416=
Revaluation surpluses12€8,611€6,262€3,914€1,660--
Reserves13€65,757€68,106€70,454€64,436€66,096▲ 2.6%
Distributable reserves133€65,757€68,106€70,454€64,436€66,096▲ 2.6%
Profit (loss) carried forward14-€92,682-€79,677-€57,554-€37,250-€14,030▲ 62.3%
Amounts payable17/49€363€1,167€445€106,232€1,736▼ 98.4%
Amounts payable within one year42/48€363€1,144€445€106,232€1,736▼ 98.4%
Trade debts44€363€1,144€445€368€370▲ 0.5%
Suppliers440/4€363€1,144€445€368€370▲ 0.5%
Taxes, remuneration and social security45----€1,366-
Taxes450/3----€1,366-
Other amounts payable47/48---€105,864--
Accrued charges and deferred income492/3-€23----
Line20212022202320242025Change
Profit (loss) for the period9904€6,798€13,005€22,122€20,305€23,220▲ 14.4%
+ Depreciation and write-downs630€23,904€23,904€23,904€24,402€16,863▼ 30.9%
Operating cash flow (approximation)€30,702€36,909€46,026€44,707€40,083▼ 10.3%
Investment in fixed assets (approximation)-€0-€2,651-€17,727€0▲ 100%
Change in cash-€28,596-€162,494€59,576-€63,651▼ 207%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €23,220 ▲14.4%
Operating result €28,041, net result €23,220, both a record.
31-12
Financial Liquidity times 38current ratio 61.12
Current ratio from 1.61 to 61.12; short-term debt falls from €106,232 to €1,736.
31-12
Financial Equity above €150,000Eq €170,482 ▲15.8%
8 profitable years in a row build equity to €170,482.
28-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity triplescurrent ratio 578.90
Current ratio from 188.04 to 578.90; short-term debt falls from €1,144 to €445.
04-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Weakest financial yearnet €6,798 ▼6.1%
Net result drops to €6,798, the lowest in the series; recovery starts the following year.
25-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial Liquidity times 294current ratio 602.50
Current ratio from 2.05 to 602.50; short-term debt falls from €73,509 to €192.
15-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
2,263 m²
Building footprint
440 m²
Volume, LiDAR
22 m³
Parcel 36017A0079/00H000, Flanders · tallest building 2.5 m. Linked by address, not a title deed.
11 companies at this address See who is registered here
1 establishment unit
St. Jan nv
Schaapbruggestraat 50, 8800 RoeselareNACE 7020301
since 20002.240.183.326
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36017A0079/00H000 Flanders 2,263 m² 1 · 440 m² 2.5 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 20,505 companies in sector 56111 we hold annual accounts for 11,454. 8,856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded11-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
55100Hotels and similar accommodation
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:0447588781
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.