ST. JAN
ActiveSummary
ST. JAN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €23k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 3705 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+7
Solvency100▲+17
Growth44=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 61.12 against 1.61 in 2024; short-term debt: 1% and cash: 20.4% of total assets), and 1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
94 d early
2023
183 d early
2022
88 d early
2021
40 d early
2020
36 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€41k▼ 11.5%
2019 · €47k
2018: €46k
2019: €47k▲ +1.9% vs 2018highest in 3 years
2020: €41k▼ -11.5% vs 2019lowest in 3 years
2018 → 2020
EBIT margin
18.2%▼ 12.2pp
2019 · 30.4%
2018: 24.1%
2019: 30.4%▲ +26.0% vs 2018highest in 3 years
2020: 18.2%▼ -40.2% vs 2019lowest in 3 years
2018 → 2020
Net result
€23k▲ 14.4%
2024 · €20k
2018: €8k
2019: €14k▲ +82.5% vs 2018
2020: €7k▼ -48.1% vs 2019
2021: €7k▼ -6.1% vs 2020lowest in 8 years
2022: €13k▲ +91.3% vs 2021
2023: €22k▲ +70.1% vs 2022
2024: €20k▼ -8.2% vs 2023
2025: €23k▲ +14.4% vs 2024highest in 8 years
2018 → 2025
Working capital
€104k▲ 62.3%
2024 · €64k
2018: €77k
2019: €115k▲ +49.6% vs 2018
2020: €146k▲ +27.0% vs 2019
2021: €177k▲ +21.0% vs 2020
2022: €214k▲ +20.9% vs 2021
2023: €257k▲ +20.3% vs 2022highest in 8 years
2024: €64k▼ -75.0% vs 2023lowest in 8 years
2025: €104k▲ +62.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€312k-€325k▲ 4.2%€347k▲ 6.8%€147k▼ 57.6%€170k▲ 15.8%
2021: €312k
2022: €325k▲ +4.2% vs 2021
2023: €347k▲ +6.8% vs 2022highest in 5 years
2024: €147k▼ -57.6% vs 2023lowest in 5 years
2025: €170k▲ +15.8% vs 2024
Operating result€7k-€13k▲ 88.4%€19k▲ 38.9%€16k▼ 14.6%€28k▲ 77.5%
2021: €7klowest in 5 years
2022: €13k▲ +88.4% vs 2021
2023: €19k▲ +38.9% vs 2022
2024: €16k▼ -14.6% vs 2023
2025: €28k▲ +77.5% vs 2024highest in 5 years
Net result€7k-€13k▲ 91.3%€22k▲ 70.1%€20k▼ 8.2%€23k▲ 14.4%
2021: €7klowest in 5 years
2022: €13k▲ +91.3% vs 2021
2023: €22k▲ +70.1% vs 2022
2024: €20k▼ -8.2% vs 2023
2025: €23k▲ +14.4% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€66k ▼ 20.3%
Current assets
€106k ▼ 37.8%
Equity and liabilities €172k
Equity
€170k ▲ 15.8%
Debt
€2k ▼ 98.4%
Debt's share of the balance-sheet total falls from 41.9% to 1.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €40k
Cash flow
€40k▼
2024 · €45k
Current ratio
61.12▲
2024 · 1.61
Debt to equity
0.01▼
2024 · 0.72
ROE
13.6%▼
2024 · 13.8%
ROA
13.5%▲
2024 · 8.0%
Interest coverage
219.41▲
2024 · 77.57
Debt ≤ 1 year
€2k▼
2024 · €106k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€253k€172k▼
Fixed assets21/28€83k€66k▼
Tangible fixed assets22/27€83k€66k▼
Land and buildings22€83k€66k▼
Current assets29/58€171k€106k▼
Amounts receivable within one year40/41€63k€60k▼
Trade receivables40€13k€10k▼
Other amounts receivable41€51k€50k▼
Cash at bank and in hand54/58€99k€35k▼
Deferred charges and accrued income490/1€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€253k€172k▼
Equity10/15€147k€170k▲
Contributions10/11€118k€118k=
Capital10€118k€118k=
Issued capital100€118k€118k=
Revaluation surpluses12€2k-
Reserves13€64k€66k▲
Distributable reserves133€64k€66k▲
Profit (loss) carried forward14€-37k€-14k▲
Amounts payable17/49€106k€2k▼
Amounts payable within one year42/48€106k€2k▼
Trade debts44€368€370▲
Suppliers440/4€368€370▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€106k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€17k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€47k€52k▲
Operating profit (loss)9901€16k€28k▲
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€518€205▼
Recurring financial charges65€518€205▼
Profit (loss) for the period before taxes9903€20k€31k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€20k€23k▲
Profit (loss) for the period to be appropriated9905€20k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-14k▲
Profit (loss) brought forward from the previous period14P€-58k€-37k▲
Transfer from equity791/2€8k-
Profit to be distributed694/7€8k-
Return on contributions (dividend)694€8k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €24k | €24k | €24k | €17k | ▼ 30.9% |
| Other operating charges640/8 | €6k | €6k | €7k | €7k | €7k | ▲ 3.3% |
| Gross operating margin9900 | €37k | €43k | €49k | €47k | €52k | ▲ 10.5% |
| Operating profit (loss)9901 | €7k | €13k | €19k | €16k | €28k | ▲ 77.5% |
| Financial income75/76B | - | - | €4k | €5k | €3k | ▼ 45.3% |
| Recurring financial income75 | - | - | €4k | €5k | €3k | ▼ 45.3% |
| Financial charges65/66B | €275 | €321 | €534 | €518 | €205 | ▼ 60.5% |
| Recurring financial charges65 | €275 | €321 | €534 | €518 | €205 | ▼ 60.5% |
| Profit (loss) for the period before taxes9903 | €7k | €13k | €22k | €20k | €31k | ▲ 50.6% |
| Income taxes67/77 | - | - | - | - | €7k | - |
| Profit (loss) for the period9904 | €7k | €13k | €22k | €20k | €23k | ▲ 14.4% |
| Profit (loss) for the period to be appropriated9905 | €7k | €13k | €22k | €20k | €23k | ▲ 14.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €312k | €326k | €347k | €253k | €172k | ▼ 32.1% |
| Fixed assets21/28 | €135k | €111k | €90k | €83k | €66k | ▼ 20.3% |
| Tangible fixed assets22/27 | €135k | €111k | €90k | €83k | €66k | ▼ 20.3% |
| Land and buildings22 | €135k | €111k | €90k | €83k | €66k | ▼ 20.3% |
| Current assets29/58 | €177k | €215k | €258k | €171k | €106k | ▼ 37.8% |
| Amounts receivable within one year40/41 | - | €9k | €60k | €63k | €60k | ▼ 5.6% |
| Trade receivables40 | - | €9k | €10k | €13k | €10k | ▼ 22.8% |
| Other amounts receivable41 | - | - | €50k | €51k | €50k | ▼ 1.3% |
| Current investments50/53 | - | - | €150k | - | - | - |
| Cash at bank and in hand54/58 | €173k | €202k | €39k | €99k | €35k | ▼ 64.4% |
| Deferred charges and accrued income490/1 | €4k | €4k | €9k | €8k | €11k | ▲ 33.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €312k | €326k | €347k | €253k | €172k | ▼ 32.1% |
| Equity10/15 | €312k | €325k | €347k | €147k | €170k | ▲ 15.8% |
| Contributions10/11 | €330k | €330k | €330k | €118k | €118k | = |
| Capital10 | €330k | €330k | €330k | €118k | €118k | = |
| Issued capital100 | €330k | €330k | €330k | €118k | €118k | = |
| Revaluation surpluses12 | €9k | €6k | €4k | €2k | - | - |
| Reserves13 | €66k | €68k | €70k | €64k | €66k | ▲ 2.6% |
| Distributable reserves133 | €66k | €68k | €70k | €64k | €66k | ▲ 2.6% |
| Profit (loss) carried forward14 | €-93k | €-80k | €-58k | €-37k | €-14k | ▲ 62.3% |
| Amounts payable17/49 | €363 | €1k | €445 | €106k | €2k | ▼ 98.4% |
| Amounts payable within one year42/48 | €363 | €1k | €445 | €106k | €2k | ▼ 98.4% |
| Trade debts44 | €363 | €1k | €445 | €368 | €370 | ▲ 0.5% |
| Suppliers440/4 | €363 | €1k | €445 | €368 | €370 | ▲ 0.5% |
| Taxes, remuneration and social security45 | - | - | - | - | €1k | - |
| Taxes450/3 | - | - | - | - | €1k | - |
| Other amounts payable47/48 | - | - | - | €106k | - | - |
| Accrued charges and deferred income492/3 | - | €23 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €13k | €22k | €20k | €23k | ▲ 14.4% |
| + Depreciation and write-downs630 | €24k | €24k | €24k | €24k | €17k | ▼ 30.9% |
| Operating cash flow (approximation) | €31k | €37k | €46k | €45k | €40k | ▼ 10.3% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €-18k | €0 | ▲ 100% |
| Change in cash | - | €29k | €-162k | €60k | €-64k | ▼ 207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €23k ▲14.4%
Operating result €28k, net result €23k, both a record.
31-12
Financial
Liquidity times 38current ratio 61.12
Current ratio from 1.61 to 61.12; short-term debt falls from €106k to €2k.
31-12
Financial
Equity above €150kEq €170k ▲15.8%
8 profitable years in a row build equity to €170k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 578.90
Current ratio from 188.04 to 578.90; short-term debt falls from €1k to €445.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €7k ▼6.1%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Liquidity times 294current ratio 602.50
Current ratio from 2.05 to 602.50; short-term debt falls from €74k to €192.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2000
Ground area
2,263 m²
Building footprint
440 m²
Volume, LiDAR
22 m³
Parcel 36017A0079/00H000, Flanders · tallest building 2.5 m. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
St. Jan nv
since 20002.240.183.326
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0079/00H000 | Flanders | 2,263 m² | 1 · 440 m² | 2.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,861 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
55100Hotels and similar accommodation
56301Cafés and bars
Scores and ratios are computed by Checked and are not a credit decision.