St.De. Consult

Active

Private limited companyfounded 20241 yr activeRue de Bouillon 68, 5555 Bièvre, BelgiumKBO/BCE: BE 1015.271.878

St.De. Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €37k. Its solvency ranks better than 53% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

82 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency83

Growth-

Track record67

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 2.38; short-term debt: 42.1% and cash: 51.1% of total assets), and 42.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

20 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€40k

Total assets

€69k

Net result

€37k

Working capital

€40k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €69k

57.9%

42.1%

Equity €40k

Debt €29k

Debt finances 42.1% of the balance-sheet total.

Key figures and ratios

2024 value

Solvency

57.9%

Current ratio

2.38

Quick ratio

2.38

Debt / equity

0.73

ROE

92.5%

ROA

53.5%

Debt

€29k

Debt ≤ 1 year

€29k

Income taxes

€9k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€69k

Current assets29/58€69k

Amounts receivable after more than one year29€8k

Other amounts receivable291€8k

Amounts receivable within one year40/41€25k

Trade receivables40€25k

Cash at bank and in hand54/58€35k

Equity and liabilities

Total equity and liabilities10/49€69k

Equity10/15€40k

Contributions10/11€3k

Profit (loss) carried forward14€37k

Amounts payable17/49€29k

Amounts payable within one year42/48€29k

Trade debts44€4k

Suppliers440/4€4k

Taxes, remuneration and social security45€25k

Taxes450/3€25k

Income statement Code2024

Other operating charges640/8€662

Gross operating margin9900€47k

Operating profit (loss)9901€46k

Financial income75/76B€32

Recurring financial income75€32

Financial charges65/66B€6

Recurring financial charges65€6

Profit (loss) for the period before taxes9903€46k

Income taxes67/77€9k

Profit (loss) for the period9904€37k

Profit (loss) for the period to be appropriated9905€37k

Appropriation of the result

Profit (loss) to be appropriated9906€37k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

11-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bièvre · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Bouillon 685555 Bièvre

Ground area

2,049 m²

Building footprint

175 m²

Parcel 91015B0432/00Y000, Wallonia. Linked by address, not a title deed.

1 establishment unit

St.De. Consult

Rue de Bouillon 68, 5555 BièvreActivities of head offices; management consultancy activities

since 20242.365.976.191

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
91015B0432/00Y000	Wallonia	2,049 m²	1 · 175 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,384 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-10-2024

Fiscal year end31-12

Activities, NACEBEL

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.