ST CONSULTING
ActiveST CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €283k and a net result of €63k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.59 against 9.22 in 2024; short-term debt: 7.6% and cash: 65.4% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
20.4%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
36 d early
2023
37 d early
2022
11 d late
2021
1 d early
2020
7 d early
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€283k▼ 12.1%
2024 · €322k
2018: €168k
2019: €193k
2020: €233k
2021: €260k
2022: €284k
2023: €300k
2024: €322k
2018 → 2025
Total assets
€311k▼ 13.6%
2024 · €360k
2018: €202k
2019: €229k
2020: €273k
2021: €294k
2022: €350k
2023: €355k
2024: €360k
2018 → 2025
Net result
€63k▲ 37.1%
2024 · €46k
2018: €24k
2019: €25k
2020: €40k
2021: €38k
2022: €43k
2023: €37k
2024: €46k
2018 → 2025
Working capital
€202k▼ 5.9%
2024 · €215k
2018: €120k
2019: €141k
2020: €176k
2021: €196k
2022: €176k
2023: €187k
2024: €215k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€260k-€284k▲ 9.0%€300k▲ 5.8%€322k▲ 7.4%€283k▼ 12.1%
Operating result€54k-€61k▲ 12.5%€55k▼ 9.6%€65k▲ 18.0%€92k▲ 41.5%
Net result€38k-€43k▲ 14.8%€37k▼ 13.6%€46k▲ 23.4%€63k▲ 37.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€85k▼ 28.2%
Current assets
€226k▼ 6.3%
Equity and liabilities €311k
Equity
€283k▼ 12.1%
Debt
€28k▼ 26.1%
The debt ratio falls from 10.4% to 8.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €89k
Cash flow
€75k▲
2024 · €71k
Solvency
91.1%▲
2024 · 89.6%
Current ratio
9.59▲
2024 · 9.22
Quick ratio
9.59▲
2024 · 9.22
Debt / equity
0.10▼
2024 · 0.12
ROE
22.4%▲
2024 · 14.3%
ROA
20.4%▲
2024 · 12.9%
Interest coverage
29.89▼
2024 · 87.70
Debt
€28k▼
2024 · €37k
Debt ≤ 1 year
€24k▼
2024 · €26k
Debt > 1 year
€4k▼
2024 · €11k
Income taxes
€25k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€360k€311k▼
Fixed assets21/28€119k€85k▼
Tangible fixed assets22/27€119k€85k▼
Land and buildings22€76k€71k▼
Plant, machinery and equipment23€809€420▼
Furniture and vehicles24€42k€14k▼
Current assets29/58€241k€226k▼
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€15k€20k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€221k€203k▼
Deferred charges and accrued income490/1€968€128▼
Equity and liabilities
Total equity and liabilities10/49€360k€311k▼
Equity10/15€322k€283k▼
Contributions10/11€6k€6k=
Reserves13€316k€277k▼
Distributable reserves133€316k€277k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€37k€28k▼
Amounts payable after more than one year17€11k€4k▼
Financial debts170/4€11k€4k▼
Amounts payable within one year42/48€26k€24k▼
Current portion of amounts payable after more than one year42€14k€5k▼
Trade debts44€344€173▼
Suppliers440/4€344€173▼
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€12k€19k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€12k▼
Other operating charges640/8€636€626▼
Non-recurring operating charges66A€0€6k▲
Gross operating margin9900€90k€110k▲
Operating profit (loss)9901€65k€92k▲
Financial income75/76B€954€106▼
Recurring financial income75€954€106▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€65k€88k▲
Income taxes67/77€19k€25k▲
Profit (loss) for the period9904€46k€63k▲
Profit (loss) for the period to be appropriated9905€46k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€63k▲
Transfer from equity791/2€24k€102k▲
Transfer to equity691/2€46k€63k▲
To other reserves6921€46k€63k▲
Profit to be distributed694/7€24k€102k▲
Return on contributions (dividend)694€24k€102k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €63k ▲37.1%
Operating result €92k, net result €63k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €233k ▲20.6%
3 profitable years in a row build equity to €233k.
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat(BOR) 272880 BornemGround area
785 m²
Building footprint
88 m²
Volume, LiDAR
595 m³
Parcel 12007B0700/00H004, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ST CONSULTING
since 20112.203.871.276
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0700/00H004 | Flanders | 785 m² | 1 · 88 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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B.U.M.
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Agence locale pour l'Emploi de la Ville de Bruxelles - Plaatselijk Werkgelegenheidsagentschap van de Stad Brussel
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FLY Consult
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 996 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2011
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.