Summary
ST CALL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €22,164 and a net result of €6,126. Equity is growing by ~45.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 9872 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9872 sector peers (2024).
NBB · sector comparisonPosition among 9872 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
31 d late
2022
13 d early
2021
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€22,164▲ 38.2%
2023 · €16,038
Net result
€6,126▼ 81.6%
2023 · €33,374
Total assets
€191,702▲ 46.8%
2023 · €130,547
Solvency
11.6%▼ 0.7pp
2023 · 12.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€2,185-€14,917▲ 583%€45,568▲ 205%€18,558▼ 59.3%
Net result€1,287below the sector's middle half-€11,376within the sector's middle half▲ 784%€33,374within the sector's middle half▲ 193%€6,126within the sector's middle half▼ 81.6%
Equity€1,288below the sector's middle half-€12,664below the sector's middle half▲ 883%€16,038below the sector's middle half▲ 26.6%€22,164below the sector's middle half▲ 38.2%
Total assets€15,962below the sector's middle half-€28,474below the sector's middle half▲ 78.4%€130,547within the sector's middle half▲ 358%€191,702within the sector's middle half▲ 46.8%
Debt€14,674-€15,809▲ 7.7%€114,509▲ 624%€169,538▲ 48.1%
Working capital€1,288within the sector's middle half-€12,664within the sector's middle half▲ 883%€15,948within the sector's middle half▲ 25.9%€12,575within the sector's middle half▼ 21.1%
Solvency8.1%below the sector's middle half-44.5%within the sector's middle half▲ 36.4pp12.3%below the sector's middle half▼ 32.2pp11.6%below the sector's middle half▼ 0.7pp
Current ratio1.09within the sector's middle half-1.80within the sector's middle half▲ 0.711.14within the sector's middle half▼ 0.661.07within the sector's middle half▼ 0.07
Return on assets (ROA)8.1%within the sector's middle half-40.0%above the sector's middle half▲ 31.9pp25.6%above the sector's middle half▼ 14.4pp3.2%within the sector's middle half▼ 22.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 59% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €191,702
Fixed assets
€9,589 ▲ 10,459%
Current assets
€182,114 ▲ 39.6%
Equity and liabilities €191,702
Equity
€22,164 ▲ 38.2%
Debt
€169,538 ▲ 48.1%
Debt's share of the balance-sheet total rises from 87.7% to 88.4%. Equity and debt are higher.
Key figures and ratios
ROE
27.6%▼
2023 · 208.1%
Debt ≤ 1 year
€169,538▲
2023 · €114,509
Income taxes
€3,500▼
2023 · €11,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €963 | - |
| Other operating charges640/8 | - | €514 | €3,606 | €18,457 | ▲ 412% |
| Gross operating margin9900 | €2,185 | €15,431 | €49,174 | €37,978 | ▼ 22.8% |
| Operating profit (loss)9901 | €2,185 | €14,917 | €45,568 | €18,558 | ▼ 59.3% |
| Financial income75/76B | €0 | €19 | €19 | - | - |
| Recurring financial income75 | €0 | €19 | €19 | - | - |
| Financial charges65/66B | €573 | €598 | €1,014 | €8,932 | ▲ 781% |
| Recurring financial charges65 | €573 | €598 | €1,014 | €8,767 | ▲ 765% |
| Non-recurring financial charges66B | - | - | - | €165 | - |
| Profit (loss) for the period before taxes9903 | €1,613 | €14,338 | €44,574 | €9,626 | ▼ 78.4% |
| Income taxes67/77 | €325 | €2,962 | €11,200 | €3,500 | ▼ 68.7% |
| Profit (loss) for the period9904 | €1,287 | €11,376 | €33,374 | €6,126 | ▼ 81.6% |
| Profit (loss) for the period to be appropriated9905 | €1,287 | €11,376 | €33,374 | €6,126 | ▼ 81.6% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €15,962 | €28,474 | €130,547 | €191,702 | ▲ 46.8% |
| Fixed assets21/28 | - | - | €91 | €9,589 | ▲ 10,459% |
| Tangible fixed assets22/27 | - | - | - | €9,498 | - |
| Plant, machinery and equipment23 | - | - | - | €3,125 | - |
| Furniture and vehicles24 | - | - | - | €6,373 | - |
| Financial fixed assets28 | - | - | €91 | €91 | = |
| Current assets29/58 | €15,962 | €28,474 | €130,457 | €182,114 | ▲ 39.6% |
| Amounts receivable within one year40/41 | €5,750 | €20,934 | €125,631 | €177,778 | ▲ 41.5% |
| Trade receivables40 | €5,750 | €20,620 | €36,679 | €38,030 | ▲ 3.7% |
| Other amounts receivable41 | - | €314 | €88,951 | €139,748 | ▲ 57.1% |
| Cash at bank and in hand54/58 | €212 | €6,431 | €4,645 | €1,698 | ▼ 63.4% |
| Deferred charges and accrued income490/1 | €10,000 | €1,109 | €181 | €2,638 | ▲ 1,356% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €15,962 | €28,474 | €130,547 | €191,702 | ▲ 46.8% |
| Equity10/15 | €1,288 | €12,664 | €16,038 | €22,164 | ▲ 38.2% |
| Contributions10/11 | €1 | €1 | €1 | €1 | = |
| Profit (loss) carried forward14 | €1,287 | €12,663 | €16,037 | €22,163 | ▲ 38.2% |
| Amounts payable17/49 | €14,674 | €15,809 | €114,509 | €169,538 | ▲ 48.1% |
| Amounts payable within one year42/48 | €14,674 | €15,809 | €114,509 | €169,538 | ▲ 48.1% |
| Current portion of amounts payable after more than one year42 | - | - | €1,850 | - | - |
| Financial debts43 | - | - | - | €17,875 | - |
| Credit institutions430/8 | - | - | - | €17,875 | - |
| Trade debts44 | €7,936 | €5,740 | €50,708 | €99,904 | ▲ 97.0% |
| Suppliers440/4 | €7,936 | €5,740 | €50,708 | €99,904 | ▲ 97.0% |
| Advances received on contracts in progress46 | €305 | - | - | - | - |
| Taxes, remuneration and social security45 | €2,813 | €6,450 | €28,332 | €18,140 | ▼ 36.0% |
| Taxes450/3 | €2,813 | €6,450 | €25,332 | €16,640 | ▼ 34.3% |
| Remuneration and social security454/9 | - | - | €3,000 | €1,500 | ▼ 50.0% |
| Other amounts payable47/48 | €3,620 | €3,620 | €33,620 | €33,620 | = |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,287 | €11,376 | €33,374 | €6,126 | ▼ 81.6% |
| + Depreciation and write-downs630 | - | - | - | €963 | - |
| Operating cash flow (approximation) | €1,287 | €11,376 | €33,374 | €7,089 | ▼ 78.8% |
| Investment in fixed assets (approximation) | - | - | - | -€10,461 | - |
| Change in cash | - | €6,218 | -€1,786 | -€2,946 | ▼ 65.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2021net €33,374 ▲193%
Operating result €45,568, net result €33,374, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2020
Ground area
547 m²
Building footprint
53 m²
Parcel 55302B0039/00H004, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ST CALL
since 20202.309.140.131
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55302B0039/00H004 | Wallonia | 547 m² | 1 · 53 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 7,772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0756987109
Also
9925:BE0756987109
Registered
28-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.