ST_AX consulting

Active

Private limited companyfounded 20233 yrs activeRaapstraat 4, 2000 Antwerpen, BelgiumKBO/BCE: BE 0803.200.976

Summary

ST_AX consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,240 and a net result of €28,780. Its solvency ranks better than 47% of 9439 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

ST_AX consultingActiveChecked score 85/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

€63,670total assets 2025

Equity: €30,240
Profit: €28,780

Turnover not published (abridged schema)

Financial health

85 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts filed 19 d late1 of 2 deeds read

Why 85- 1 change of registered office in 24 months+ Sector Office administrative, office support and other business support activities (NACE 82)+ Liquidity: current ratio 1.89, cash €15,620+ Equity €30,240 (47.5% of total assets)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Better than 61% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 72

equity 47.5% of total assets

Liquidity 54

short-term debt 52.5% · cash 24.5%

Profitability 100

return on assets 45.2%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,482 companies)

Last 24 months 11-2024: 0.7% 12-2024: 0.8%▲ +12.1% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%▲ +11.8% vs 01-2025 03-2025: 0.9%▲ +2.3% vs 02-2025 04-2025: 0.8%▼ -5.1% vs 03-2025 05-2025: 0.9%▲ +10.8% vs 04-2025 06-2025: 1.0%▲ +5.1% vs 05-2025 07-2025: 1.0%▲ +1.4% vs 06-2025highest value 08-2025: 1.0%● 0.0% vs 07-2025highest value 09-2025: 0.9%▼ -1.6% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.2%▼ -84.1% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.1%▼ -2.0% vs 01-2026lowest value 03-2026: 0.3%▲ +103% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%▲ +5.6% vs 06-2026 08-2026: 0.4%▲ +13.2% vs 07-2026 09-2026: 0.4%▼ -1.1% vs 08-2026 10-2026: 0.4%▲ +4.2% vs 09-2026

Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Liquidity: current ratio 1.89, cash €15,620 lowers the probability
1 change of registered office in 24 months raises the probability
Equity €30,240 (47.5% of total assets) lowers the probability

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 1.89; short-term debt: 52.5% and cash: 24.5% of total assets), but 52.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 49%, liquidity 47%, profitability 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.89, cash €15,620

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Equity €30,240 (47.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 19-11-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

19 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage