ST-ANNA DEVELOPMENT
ActiveST-ANNA DEVELOPMENT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.68M and a net result of €-66k. Equity is growing by ~47.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-4
Solvency60▼-14
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.97 in 2024; short-term debt: 65.3% and cash: 1.2% of total assets), but 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.7%
Return on assets
-1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
53 d early
2024
55 d early
2023
51 d early
2022
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-66k
2024 · €8k
2022: €26k
2023: €109k
2024: €8k
2022 → 2025
Working capital
€1.68M▼ 3.8%
2024 · €1.74M
2022: €126k
2023: €984k
2024: €1.74M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€126k-€984k▲ 682%€1.74M▲ 77.0%€1.68M▼ 3.8%
Operating result€35k-€149k▲ 320%€-6k€-48k▼ 652%
Net result€26k-€109k▲ 321%€8k▼ 92.5%€-66k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €4.84M
Equity
€1.68M▼ 3.8%
Debt
€3.16M▲ 75.4%
The debt ratio rises from 50.8% to 65.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
34.7%▼
2024 · 49.2%
Current ratio
1.53▼
2024 · 1.97
Quick ratio
0.52▼
2024 · 0.81
Debt / equity
1.89▲
2024 · 1.03
ROE
-3.9%▼
2024 · 0.5%
ROA
-1.4%▼
2024 · 0.2%
Debt
€3.16M▲
2024 · €1.80M
Debt ≤ 1 year
€3.16M▲
2024 · €1.80M
Income taxes
€-66▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.54M€4.84M▲
Current assets29/58€3.54M€4.84M▲
Stocks and contracts in progress3€2.09M€3.21M▲
Contracts in progress37€2.09M€3.21M▲
Amounts receivable within one year40/41€1.45M€1.57M▲
Other amounts receivable41€1.45M€1.57M▲
Cash at bank and in hand54/58€10k€56k▲
Equity and liabilities
Total equity and liabilities10/49€3.54M€4.84M▲
Equity10/15€1.74M€1.68M▼
Contributions10/11€1.60M€1.60M=
Profit (loss) carried forward14€143k€77k▼
Amounts payable17/49€1.80M€3.16M▲
Amounts payable within one year42/48€1.80M€3.16M▲
Trade debts44€30k€569k▲
Suppliers440/4€30k€569k▲
Advances received on contracts in progress46€1.73M€2.59M▲
Taxes, remuneration and social security45€40k€301▼
Taxes450/3€40k€301▼
Income statement
Code20242025
Operating income70/76A€695k€2.85M▲
Change in stocks of work in progress, finished goods and contracts in progress71€695k€2.85M▲
Operating charges60/66A€702k€2.90M▲
Goods for resale, raw materials and consumables60€695k€2.89M▲
Purchases600/8€695k€2.89M▲
Services and other goods61€6k€10k▲
Other operating charges640/8€505€1k▲
Operating profit (loss)9901€-6k€-48k▼
Financial income75/76B€18k-
Recurring financial income75€18k-
Income from current assets751€18k-
Financial charges65/66B€616€18k▲
Recurring financial charges65€616€18k▲
Debt charges650-€18k
Other financial charges652/9€616€651▲
Profit (loss) for the period before taxes9903€11k€-66k▼
Income taxes67/77€3k€-66▼
Taxes670/3€3k-
Tax adjustments and reversals of tax provisions77-€66
Profit (loss) for the period9904€8k€-66k▼
Profit (loss) for the period to be appropriated9905€8k€-66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€143k€77k▼
Profit (loss) brought forward from the previous period14P€134k€143k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-66k ▼912%
Net result drops to €-66k, the lowest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €1MEq €1.74M ▲77%
3 profitable years in a row build equity to €1.74M.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2022net €109k ▲321%
Operating result €149k, net result €109k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.10
Current ratio from 1.23 to 3.10; short-term debt falls from €556k to €470k.
31-12
Financial
Equity above €500kEq €984k ▲682%
2 profitable years in a row build equity to €984k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borsbeeksebrug 222600 AntwerpenGround area
2.4 ha
Building footprint
2,699 m²
Parcel 11302A0095/00E008, Flanders. Linked by address, not a title deed.
1 establishment unit
ST-ANNA DEVELOPMENT
since 20222.336.217.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0095/00E008 | Flanders | 2.4 ha | 1 · 2,699 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Care and welfare
1 service · 0 liveBuur & Berg
Similar companies · same sector, comparable size
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CREFIN PROJECTS
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DAGERAAD
BE 0428.262.324
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IBENS PROPERTY DEVELOPMENT
BE 0841.307.328
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Enebra
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Of 1,292 companies in sector 68122 we hold annual accounts for 901. 500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2022
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@kairos.be