SSNV
ActiveSummary
SSNV has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142,798 and a net result of €62,373. Equity is growing by ~52.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 3221 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-28
Solvency91▲+28
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.57 in 2024; short-term debt: 24.6% and cash: 2.8% of total assets), and 33.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
28.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-02-2026, 80 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
80 d early
2024
58 d early
2023
8 d early
2022
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€62,373▲ 176%
2024 · €22,613
Working capital
€6,821▼ 80.8%
2024 · €35,596
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€56,139-€30,199▼ 46.2%€35,105▲ 16.2%€44,343▲ 26.3%
Net result€36,447within the sector's middle half-€19,364within the sector's middle half▼ 46.9%€22,613within the sector's middle half▲ 16.8%€62,373within the sector's middle half▲ 176%
Equity€38,447below the sector's middle half-€57,811below the sector's middle half▲ 50.4%€80,425below the sector's middle half▲ 39.1%€142,798below the sector's middle half▲ 77.6%
Total assets€172,830below the sector's middle half-€177,531below the sector's middle half▲ 2.7%€209,843below the sector's middle half▲ 18.2%€215,503below the sector's middle half▲ 2.7%
Debt€134,383-€119,719▼ 10.9%€129,419▲ 8.1%€72,706▼ 43.8%
Working capital€47,436-€35,341▼ 25.5%€35,596▲ 0.7%€6,821▼ 80.8%
Solvency22.2%within the sector's middle half-32.6%within the sector's middle half▲ 10.3pp38.3%within the sector's middle half▲ 5.8pp66.3%within the sector's middle half▲ 27.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215,503
Fixed assets
€155,586 ▲ 39.3%
Current assets
€59,917 ▼ 38.9%
Equity and liabilities €215,503
Equity
€142,798 ▲ 77.6%
Debt
€72,706 ▼ 43.8%
Debt's share of the balance-sheet total falls from 61.7% to 33.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45,154▲
2024 · €35,736
Cash flow
€63,184▲
2024 · €23,245
Current ratio
1.13▼
2024 · 1.57
Debt to equity
0.51▼
2024 · 1.61
ROE
43.7%▲
2024 · 28.1%
ROA
28.9%▲
2024 · 10.8%
Interest coverage
0.43▼
2024 · 8.04
Debt ≤ 1 year
€53,096▼
2024 · €62,540
Debt > 1 year
€16,550▼
2024 · €60,050
Income taxes
€20,031▲
2024 · €8,048
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €187 | €631 | €631 | €811 | ▲ 28.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €36,000 | - | -€36,000 | - |
| Other operating charges640/8 | €7,245 | €1,246 | €3,118 | €36,647 | ▲ 1,075% |
| Gross operating margin9900 | €63,571 | €68,076 | €38,854 | €45,801 | ▲ 17.9% |
| Operating profit (loss)9901 | €56,139 | €30,199 | €35,105 | €44,343 | ▲ 26.3% |
| Financial income75/76B | €1 | - | - | €143,888 | - |
| Recurring financial income75 | €1 | - | - | €143,888 | - |
| Financial charges65/66B | €3,992 | €3,881 | €4,443 | €105,827 | ▲ 2,282% |
| Recurring financial charges65 | €3,992 | €3,881 | €4,443 | €105,827 | ▲ 2,282% |
| Profit (loss) for the period before taxes9903 | €52,148 | €26,317 | €30,661 | €82,403 | ▲ 169% |
| Income taxes67/77 | €15,701 | €6,953 | €8,048 | €20,031 | ▲ 149% |
| Profit (loss) for the period9904 | €36,447 | €19,364 | €22,613 | €62,373 | ▲ 176% |
| Profit (loss) for the period to be appropriated9905 | €36,447 | €19,364 | €22,613 | €62,373 | ▲ 176% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €172,830 | €177,531 | €209,843 | €215,503 | ▲ 2.7% |
| Fixed assets21/28 | €102,969 | €107,338 | €111,707 | €155,586 | ▲ 39.3% |
| Tangible fixed assets22/27 | €2,969 | €2,338 | €1,707 | €2,836 | ▲ 66.2% |
| Plant, machinery and equipment23 | - | - | - | €1,134 | - |
| Furniture and vehicles24 | €2,969 | €2,338 | €1,707 | €1,703 | ▼ 0.2% |
| Financial fixed assets28 | €100,000 | €105,000 | €110,000 | €152,750 | ▲ 38.9% |
| Current assets29/58 | €69,861 | €70,192 | €98,136 | €59,917 | ▼ 38.9% |
| Amounts receivable within one year40/41 | €30,061 | €66,400 | €87,220 | €52,080 | ▼ 40.3% |
| Trade receivables40 | €30,061 | €66,400 | €87,220 | €52,080 | ▼ 40.3% |
| Cash at bank and in hand54/58 | €38,547 | €2,024 | €7,898 | €6,022 | ▼ 23.8% |
| Deferred charges and accrued income490/1 | €1,253 | €1,769 | €3,018 | €1,815 | ▼ 39.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €172,830 | €177,531 | €209,843 | €215,503 | ▲ 2.7% |
| Equity10/15 | €38,447 | €57,811 | €80,425 | €142,798 | ▲ 77.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €36,400 | €36,400 | €36,400 | €98,700 | ▲ 171% |
| Distributable reserves133 | €36,400 | €36,400 | €36,400 | €98,700 | ▲ 171% |
| Profit (loss) carried forward14 | €47 | €19,411 | €42,025 | €42,098 | ▲ 0.2% |
| Amounts payable17/49 | €134,383 | €119,719 | €129,419 | €72,706 | ▼ 43.8% |
| Amounts payable after more than one year17 | €110,000 | €81,000 | €60,050 | €16,550 | ▼ 72.4% |
| Financial debts170/4 | €110,000 | €81,000 | €60,050 | €16,550 | ▼ 72.4% |
| Amounts payable within one year42/48 | €22,425 | €34,851 | €62,540 | €53,096 | ▼ 15.1% |
| Trade debts44 | €3,716 | €5,993 | €9,233 | €1,308 | ▼ 85.8% |
| Suppliers440/4 | €3,716 | €5,993 | €9,233 | €1,308 | ▼ 85.8% |
| Taxes, remuneration and social security45 | €18,709 | €27,546 | €43,016 | €27,122 | ▼ 36.9% |
| Taxes450/3 | €18,225 | €27,546 | €41,016 | €27,122 | ▼ 33.9% |
| Remuneration and social security454/9 | €484 | - | €2,000 | - | - |
| Other amounts payable47/48 | - | €1,312 | €10,291 | €24,665 | ▲ 140% |
| Accrued charges and deferred income492/3 | €1,958 | €3,868 | €6,828 | €3,060 | ▼ 55.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,447 | €19,364 | €22,613 | €62,373 | ▲ 176% |
| + Depreciation and write-downs630 | €187 | €631 | €631 | €811 | ▲ 28.5% |
| Operating cash flow (approximation) | €36,634 | €19,995 | €23,245 | €63,184 | ▲ 172% |
| Investment in fixed assets (approximation) | - | -€5,000 | -€5,000 | -€44,690 | ▼ 794% |
| Change in cash | - | -€36,523 | €5,875 | -€1,876 | ▼ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 01-09-2026
- Registered-office move, Rue de Séroule 11, 4800 Verviers
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Highest result since 2022net €62,373 ▲176%
Net result €62,373, the highest in the series.
30-09
Financial
Equity above €100,000Eq €142,798 ▲77.6%
4 profitable years in a row build equity to €142,798.
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Weakest financial yearnet €19,364 ▼46.9%
Net result drops to €19,364, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2021
Ground area
894 m²
Building footprint
60 m²
Volume, LiDAR
740 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SSNV
since 20212.322.823.564
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099A0186/00V000 | Wallonia | 728 m² | - | - |
| 63079D0428/00B009 | Wallonia | 166 m² | 1 · 60 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
-
3.41%
According to the annual accounts to 30-09-2025 of SSNV and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
AMILTHEA
BE 0599.903.032
Braine-le-Comte · Eq €142,795
OMEGA DELTA
BE 0741.673.282
Beersel · Eq €142,783
JACOB PROJECT CONTROL
BE 0794.903.122
Sint-Niklaas · Eq €142,776
CROLLÉ-MANAGEMENT
BE 0533.830.392
Aubel · Eq €142,823
RJ CONSULTANCY
BE 0688.758.693
Essen · Eq €142,824
Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,885 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-10-2021
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775478871
Registered
02-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.