Equity
-€8,462
Debts exceed assets in financial year 2025.
SSH RESTO
Overview
Lifetime
1 annual account with figurespeak €93,876 (2025)
€93,876
lowest -€25,462 (2025)
-€25,462
peak -€8,462 (2025)
-€8,462
€42,448
Board2 names since 2024
1 directorCHAUDHARY Aneela Sabahat
Documentsfilings and deeds
24-09-202655 days late
2025micro format
Loss of €25,462First year with figures
Key points
from the 2025 annual accounts2025 accounts filed 55 days after the deadline
Checked score
29
Weak
Financially stronger than 7% of micro companies without a NACE code
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
9.7% Elevated
0%0.5%1.5%4%10%≥ 25%
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 2.5%lowest value
07-2025: 2.6%▲ +0.1 percentage points vs 06-2025
08-2025: 2.6%● unchanged vs 07-2025
09-2025: 3.2%▲ +0.6 percentage points vs 08-2025
10-2025: 3.2%● unchanged vs 09-2025
11-2025: 3.5%▲ +0.3 percentage points vs 10-2025
12-2025: 3.7%▲ +0.2 percentage points vs 11-2025
01-2026: 3.7%● unchanged vs 12-2025
02-2026: 3.6%▼ -0.1 percentage points vs 01-2026
03-2026: 3.6%● unchanged vs 02-2026
04-2026: 9.6%▲ +6.0 percentage points vs 03-2026
05-2026: 9.7%▲ +0.1 percentage points vs 04-2026
06-2026: 9.7%● unchanged vs 05-2026
07-2026: 9.7%● unchanged vs 06-2026
08-2026: 9.7%● unchanged vs 07-2026
09-2026: 9.7%● unchanged vs 08-2026
10-2026: 9.8%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 9.7%▼ -0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
No main activity registered
lowers risk
Size: turnover €93,876, total assets €33,986
Figures for financial year 2025 (filed on 26-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 10% of them on solvency, 8% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as SSH RESTO has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SSH RESTO itself: 9.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for SSH RESTO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.25, below 1. Short-term debt is 124.9% and cash 5.9% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
55 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered office moved within Brussels
New registered office: avenue Renouveau, 33/43 à 1140 Bruxelles · Previous registered office: Avenue Montjoie, 23 à 1180 Bruxelles · Appointment: CHAUDHARY Aneela Sabahat (director) · General meeting of 30-06-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009334884
First establishment
Herlevingslaan 33, Evere
Incorporation
Founding capital of €17,000 · Founder: MUHAMMAD HAMID RAFE QURESHI · Founding capital of EUROS 17,000, 100 shares · Appointment: MUHAMMAD HAMID RAFE QURESHI (director) · published on 23-05-2024 · Gazette deed
Official details
Source: KBO- Status
- Active since 14-05-2024Normal situation
- Registered office
- 10 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- “Le commerce,la vente en gros ou en détail,la représentation,la distribution,le service,le conditionnement,l'importation,l'exploitation,le courtage,la fabrication…” (deed in French)From the articles, 21 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.359.924.7771140 Evere, since 31-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-03-2025
Annual accounts 2025
- €93,876
- €25,462
- -€8,462
- €33,986
- ≈ 0.3 FTEestimated
- Filing
- Filed on 24-09-2026
Insights on SSH RESTO
The computed 12-month bankruptcy probability of SSH RESTO is 9.7% (elevated). The 2025 annual accounts show negative equity (-€8,462) and a net result of -€25,462.
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-09-2026, 55 days late€93,876
-€25,298
-€22,298
-€22,462
-24.9%
0.25
Money flows
of every €100 of turnover, €27.12 was lost in 2025Balance sheet
balance sheet total €33,986 on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
33,986 | |
21/28 |
23,201 | |
22/27 |
12,000 | |
23 |
12,000 | |
28 |
11,201 | |
29/58 |
10,784 | |
40/41 |
8,765 | |
41 |
8,765 | |
54/58 |
2,019 | |
| Balance sheet: equity and liabilities | ||
10/49 |
33,986 | |
10/15 |
-8,462 | |
10/11 |
17,000 | |
14 |
-25,462 | |
17/49 |
42,448 | |
42/48 |
42,448 | |
44 |
29,183 | |
440/4 |
29,183 | |
47/48 |
13,265 | |
| Income statement | ||
70 |
93,876 | |
9900 |
-14,998 | |
60/61 |
108,873 | |
62 |
7,301 | |
630 |
3,000 | |
9901 |
-25,298 | |
65/66B |
164 | |
65 |
164 | |
9903 |
-25,462 | |
9904 |
-25,462 | |
9905 |
-25,462 | |
| Appropriation of the result | ||
9906 |
-25,462 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 55 days after the deadline. Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00525393.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-09-2026 | 2026-00525393 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -22,298 | ||
| -22,462 | ||
| 26,201 | ||
| -31,664 | ||
| -26.9% | ||
| -24.9% | ||
| 0.25 | ||
| -74.9% | ||
| -136.22 | ||
| 34 days | ||
| 98 days |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €15,000 |
| Financial fixed assets | €11,201 |
| €3,000 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SSH RESTO
Equity is negative. Debt (€42,448) exceeds the balance-sheet total (€33,986).
Board & ownership
Board
1 director, no change since 2025Mandates through the years
2 names, the dashed line is todayCHAUDHARY Aneela Sabahat
Director
Director
MUHAMMAD HAMID RAFE QURESHI
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- CHAUDHARY Aneela Sabahat
- Director, appointed by deed of 13-03-2026, still in office
- MUHAMMAD HAMID RAFE QURESHI
- Director (not named in the articles), appointed by deed of 23-05-2024, until 30-06-2025
Control
Capital
- Contribution
- €17,000
- Shares
- 100
- Contribution per share
- €170
- Equity per share
- -€84.62 in 2025
- Source
- deed of 23-05-2024
Articles of association
deed of 23-05-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 10:00
Founder
At incorporation
deed of 23-05-2024 ↗
- MUHAMMAD HAMID RAFE QURESHI sole founder · 100% at incorporation
Network & group
No group
SSH RESTO has no parent and no holdings in its annual accounts. CHAUDHARY Aneela Sabahat is the only director. SSH RESTO shares no director with another company.
At the same address
Herlevingslaan 33, 1140 Evere · 9 other companies| GULOSANTE
registered office since 01-12-2017 · founded in 2017 |
total assets €207,711 (2025) 0685.537.305 |
| SM GROUP
establishment since 19-05-2017 · founded in 2017 · negative equity (2025) |
turnover €76,206 (2025) 0670.866.153 |
| VEAMAA
registered office since 27-03-2013 · founded in 2013 |
total assets €6,315 (2025) 0524.896.692 |
| Services Degroote
establishment since 15-07-2026 |
founded in 2026 1040.340.044 |
| Poffé, Jordan (sole trader)
establishment since 01-07-2025 |
founded in 2025 1026.876.444 |
| My BeCab
registered office since 23-06-2025 |
founded in 2025 1024.007.818 |
| Malali, Nathalie (sole trader)
establishment since 01-10-2016 |
founded in 2016 0662.402.112 |
| Haeck, Hervé Francis (sole trader)
establishment since 13-10-2010 |
founded in 2010 0830.234.084 |
| ASSOC DES COPROPRIETAIRE AV RENOUVEAU 33-35 ACP
registered office since 01-01-1977 |
founded in 1977 0850.238.652 |
Timeline
Timeline
5 events since 2024Board
Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 55 days late
Registered office moved within BrusselsNew registered office: avenue Renouveau, 33/43 à 1140 Bruxelles · Previous registered office: Avenue Montjoie, 23 à 1180 Bruxelles · Appointment: CHAUDHARY Aneela Sabahat (director) · General meeting of 30-06-20255 points ▸
- General meeting, 30-06-2025
- Director appointment, CHAUDHARY Aneela Sabahat
- Director resignation, MUHAMMAD HAMID RAFE QURESHI
- Director discharge, MUHAMMAD HAMID RAFE QURESHI
- Registered-office move, avenue Renouveau, 33/43 à 1140 Bruxelles
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1009334884
2024
First establishment Herlevingslaan 33, Evere
IncorporationFounding capital of €17,000 · Founder: MUHAMMAD HAMID RAFE QURESHI · Founding capital of EUROS 17,000, 100 shares · Appointment: MUHAMMAD HAMID RAFE QURESHI (director) · published on 23-05-20244 points ▸
- Founder, MUHAMMAD HAMID RAFE QURESHI
- Founding capital, euros 17.000, 100 shares
- Registered office clause, Avenue Montjoie 23, 1180 Uccle
- Director appointment, MUHAMMAD HAMID RAFE QURESHI (director (not named in the articles))
- The deed holds 4 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 14 May 2024, SSH RESTO was incorporated as a private limited company by one natural person, with a starting capital of €17,000.12 In 2026 the registered office moved to Brussels.3 CHAUDHARY Aneela Sabahat is director of the company, appointed by deed of 13-03-2026.3
Company details
Identity
- Enterprise number
- 1009.334.884
- VAT number
- BE 1009.334.884
- Peppol ID
- 0208:1009334884
- Other Peppol ID
- 9925:BE1009334884
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 14-05-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 10:00deed of 23-05-2024 (in French)
- Peppol
- Reachable since 26-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SSH RESTO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 23-05-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 23-05-2024 (in French)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le commerce,la vente en gros ou en détail,la représentation,la distribution,le service,le conditionnement,l'importation,l'exploitation,le…”deed of 23-05-2024 (in French)
21 activities
- Le commerce,la vente en gros ou en détail,la représentation,la distribution,le service,le conditionnement,l'importation,l'exploitation,le courtage,la fabrication de tous produits ou denrées alimentaires ainsi que tout ce qui se rapporte à l'alimentation générale.
- Toutes opérations se rapportant directement ou indirectement à l'installation,l'exploitation et la gestion en matière d'hôtellerie,brasseries,friteries,snack-bar,salon de consommation,bars,débits de boissons,cafés,tavernes,tea-rooms,club privés,service traiteur,take-away,petite restauration,restauration et accueil,au sens le plus large du mot.
- La préparation,commercialisation et vente de repas préparés et de boissons.
- L'exploitation d'une cuisine commerciale pour la préparation des repas.
- Les services de vente à emporter et de livraison pour la nourriture et les boissons.
- Les services de livraison,y compris les plateformes de commande en ligne.
- Le partenariat avec des services de livraison tiers tels que uber eats,doordash,etc.
- L'offre de services de restauration pour événements,entreprises et soirées privées.
- Les plans de repas personnalisés et préparation pour des événements spéciaux
- Le développement et la vente de menus axés sur la santé et spécifiques à certains régimes (par exemple,vegan,sans gluten,bio).
- Les conseils en nutrition et services de planification de repas personnalisés.
- La vente de produits associés tels que ingrédients de cuisine,kits de repas,livres de cuisine et marchandise de marque.
- Les services d'abonnement pour la livraison régulière de produits alimentaires ou de kits de repas.
- La proposition de cours de cuisine et d'ateliers.
- La fourniture de services de conseil en gestion de restaurant,sécurité alimentaire et techniques culinaires.
- Le développement et la maintenance d'un système de commande en ligne propriétaire.
- Le développement d'applications mobiles pour la commande et l'engagement des clients.
- La production et distribution de matériel promotionnel.
- Les services de marketing numérique et gestion des réseaux sociaux spécifiquement pour l'industrie alimentaire et des boissons.
- L'innovation dans les techniques de cuisine,les recettes et les méthodes de conservation des aliments.
- La recherche sur les pratiques alimentaires durables et les solutions d'emballage écologiques.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Herlevingslaan 33 registered office 1140 Evere 56112 Limited-service restaurants, excluding mobile food services | 31-05-2024 | 2.359.924.777 |
1 former office
- Avenue Montjoie, 23, 1180 Bruxelles until 30-06-2025 · deed of 13-03-2026
Buildings and parcels at the address
- Ground area
- 3,540 m²
- Buildings
- 605 m²
- Volume, LiDAR
- 11,968 m³
- Tallest building
- 23.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21006A0297/00Y000 | 3,540 m² | 1 · 605 m² | 23.1 m · 7 |