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SS Concept

Active
Private limited companyfounded 20224 yrs activeAlsembergsesteenweg 859, 1180 Ukkel, BelgiumKBO/BCE: BE 0786.442.247
Summary

The computed 12-month bankruptcy probability of SS Concept is 13.1% (high). The 2024 annual accounts show equity of €23,685 and a net result of €11,383. Its solvency ranks better than 21% of 5896 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2024
Axes · tick = 2023
Profitability77▲+11
Solvency39▲+2
Growth78
Track record78
Bankruptcy probability, 12 months
13.1% High
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.97 against 0.84 in 2023; short-term debt: 85.6% and cash: 1.3% of total assets), and 86% of the assets are financed with debt.
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Signals

Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
14%
Return on assets
6.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5896 sector peers (2024).
NBB · sector comparison
Position among 5896 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
59 d late
2023
118 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled

History

On 21 May 2022, SS Concept was incorporated as a Private limited company.1 In 2026 the registered office moved to Ukkel.2 Marquez Uzquiano Alfonso has served as niet statutair benoemde bestuurder of the company since 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 06-07-2026

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Financials · fiscal year 2024, micro schema

Turnover
€515,316
EBIT margin
3.8%
Net result
€11,383▲ 9.0%
2023 · €10,442
Working capital
-€4,746▲ 69.2%
2023 · -€15,405
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Turnover€515,316-
Operating result€19,571-€14,105▼ 27.9%
Net result€10,442within the sector's middle half-€11,383within the sector's middle half▲ 9.0%
EBIT margin3.8%-
Equity€12,302below the sector's middle half-€23,685within the sector's middle half▲ 92.5%
Total assets€106,061within the sector's middle half-€168,745within the sector's middle half▲ 59.1%
Debt€93,760-€145,060▲ 54.7%
Working capital-€15,405below the sector's middle half--€4,746within the sector's middle half▲ 69.2%
Solvency11.6%below the sector's middle half-14.0%below the sector's middle half▲ 2.4pp
Current ratio0.84below the sector's middle half-0.97within the sector's middle half▲ 0.13
Return on assets (ROA)9.8%within the sector's middle half-6.7%within the sector's middle half▼ 3.1pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000€20,000Operating result 2023: €19,571€19,571Net result 2023: €10,442€10,442Operating result 2024: €14,105€14,105Net result 2024: €11,383€11,38320232024€0€5,000€10,000€15,000€20,000Operating result 2023: €19,571€19,600Net result 2023: €10,442€10,400Operating result 2024: €14,105€14,100Net result 2024: €11,383€11,40020232024
The operating result falls in 2024; 2024 is 28% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €168,745
Fixed assets €29,112 ▲ 5.1%
Current assets €139,633 ▲ 78.2%
Equity and liabilities €168,745
Equity €23,685 ▲ 92.5%
Debt €145,060 ▲ 54.7%
Debt's share of the balance-sheet total falls from 88.4% to 86.0%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€18,150▼
2023 · €21,864
Cash flow
€15,427▲
2023 · €12,735
Debt to equity
6.12▼
2023 · 7.62
ROE
48.1%▼
2023 · 84.9%
Interest coverage
57.59▲
2023 · 14.61
Debt ≤ 1 year
€144,379▲
2023 · €93,760
Income taxes
€7,829▲
2023 · €7,634
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 13.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€106,061€168,745▲
Fixed assets21/28€27,707€29,112▲
Intangible fixed assets21€27,707€24,707▼
Tangible fixed assets22/27-€4,405
Furniture and vehicles24-€4,405
Current assets29/58€78,355€139,633▲
Amounts receivable within one year40/41€74,408€136,661▲
Trade receivables40€71,518€135,657▲
Other amounts receivable41€2,890€1,003▼
Cash at bank and in hand54/58€3,946€2,211▼
Deferred charges and accrued income490/1-€761
Equity and liabilities
Total equity and liabilities10/49€106,061€168,745▲
Equity10/15€12,302€23,685▲
Contributions10/11€1,860€1,860=
Reserves13€10,442€21,825▲
Distributable reserves133€10,442€21,825▲
Amounts payable17/49€93,760€145,060▲
Amounts payable within one year42/48€93,760€144,379▲
Trade debts44€84,125€136,545▲
Suppliers440/4€84,125€136,545▲
Taxes, remuneration and social security45€7,634€7,833▲
Taxes450/3€7,634€7,833▲
Other amounts payable47/48€2,000-
Accrued charges and deferred income492/3-€681
Income statement Code20232024
Turnover70€515,316-
Goods, raw materials, services and sundry goods60/61€491,995-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,293€4,045▲
Other operating charges640/8€1,458€1,519▲
Gross operating margin9900€23,322€19,669▼
Operating profit (loss)9901€19,571€14,105▼
Financial income75/76B€1€5,421▲
Recurring financial income75€1€5,421▲
Financial charges65/66B€1,496€315▼
Recurring financial charges65€1,496€315▼
Profit (loss) for the period before taxes9903€18,076€19,212▲
Income taxes67/77€7,634€7,829▲
Profit (loss) for the period9904€10,442€11,383▲
Profit (loss) for the period to be appropriated9905€10,442€11,383▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,442€11,383▲
Transfer to equity691/2€10,442€11,383▲
To other reserves6921€10,442€11,383▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Turnover70€515,316--
Goods, raw materials, services and sundry goods60/61€491,995--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,293€4,045▲ 76.4%
Other operating charges640/8€1,458€1,519▲ 4.2%
Gross operating margin9900€23,322€19,669▼ 15.7%
Operating profit (loss)9901€19,571€14,105▼ 27.9%
Financial income75/76B€1€5,421▲ 401,479%
Recurring financial income75€1€5,421▲ 401,479%
Financial charges65/66B€1,496€315▼ 78.9%
Recurring financial charges65€1,496€315▼ 78.9%
Profit (loss) for the period before taxes9903€18,076€19,212▲ 6.3%
Income taxes67/77€7,634€7,829▲ 2.5%
Profit (loss) for the period9904€10,442€11,383▲ 9.0%
Profit (loss) for the period to be appropriated9905€10,442€11,383▲ 9.0%
Line20232024Change
Assets
Total assets20/58€106,061€168,745▲ 59.1%
Fixed assets21/28€27,707€29,112▲ 5.1%
Intangible fixed assets21€27,707€24,707▼ 10.8%
Tangible fixed assets22/27-€4,405-
Furniture and vehicles24-€4,405-
Current assets29/58€78,355€139,633▲ 78.2%
Amounts receivable within one year40/41€74,408€136,661▲ 83.7%
Trade receivables40€71,518€135,657▲ 89.7%
Other amounts receivable41€2,890€1,003▼ 65.3%
Cash at bank and in hand54/58€3,946€2,211▼ 44.0%
Deferred charges and accrued income490/1-€761-
Equity and liabilities
Total equity and liabilities10/49€106,061€168,745▲ 59.1%
Equity10/15€12,302€23,685▲ 92.5%
Contributions10/11€1,860€1,860=
Reserves13€10,442€21,825▲ 109%
Distributable reserves133€10,442€21,825▲ 109%
Amounts payable17/49€93,760€145,060▲ 54.7%
Amounts payable within one year42/48€93,760€144,379▲ 54.0%
Trade debts44€84,125€136,545▲ 62.3%
Suppliers440/4€84,125€136,545▲ 62.3%
Taxes, remuneration and social security45€7,634€7,833▲ 2.6%
Taxes450/3€7,634€7,833▲ 2.6%
Other amounts payable47/48€2,000--
Accrued charges and deferred income492/3-€681-
Line20232024Change
Profit (loss) for the period9904€10,442€11,383▲ 9.0%
+ Depreciation and write-downs630€2,293€4,045▲ 76.4%
Operating cash flow (approximation)€12,735€15,427▲ 21.1%
Investment in fixed assets (approximation)--€5,450-
Change in cash--€1,736-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
State Gazette act Resignation: Dave Stessens (director)
Appointment: Marquez Uzquiano Alfonso (niet statutair benoemde bestuurder) · Registered-office move4 facts ▸
  • General meeting, 10-04-2026
  • Director resignation, Dave Stessens (director)
  • Director appointment, Marquez Uzquiano Alfonso (niet statutair benoemde bestuurder)
  • Registered-office move, 1180 UKKEL,ALSEMBERGSESTEENWEG 859
2025
31-10
KBO administration Address strikeout annulled
20-10
KBO administration Address struck
28-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
04-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
SignalState Gazette actNBB filing
1 of 6 acts read
About the unread acts

Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Marquez Uzquiano Alfonso
Niet statutair benoemde bestuurder · since 10-04-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
7,280 m²
Building footprint
1,412 m²
Volume, LiDAR
16,298 m³
2 parcels, Brussels, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
SS Concept
Luxemburgstraat 20, 9140 TemseSpecialised construction activities
since 20222.331.917.711
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
46025B0179/09E000 Flanders 7,219 m² 1 · 1,412 m² 16.4 m · 4 fl.
21616A0133/00A002 Brussels 61 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Marquez Uzquiano Alfonso
  • Niet statutair benoemde bestuurder, from 10-04-2026 to date
Dave Stessens
  • Director, until 10-04-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector, comparable size

Of 1,706 companies in sector 81230 we hold annual accounts for 473. 318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
81230Other cleaning activities
Contact
E-mail info@ssfacilities.be
E-invoicing
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Register as of 29 September 2026 · Peppol Directory

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