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SS Concept

Active
Private limited company·Andere reinigingsactiviteiten· 4 yrs active
Alsembergsesteenweg 859 ·1180 Ukkel, Belgium
KBO/BCE: BE 0786.442.247
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Connections43

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SS Concept is 12.7% (high). The 2024 annual accounts show equity of €24k and a net result of €11k. Its solvency ranks better than 24% of 1972 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
12.7% High
0%0,5%1,5%4%10%≥25%
Young company +Recent warning signals +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

2 events
31-10-2025
KBO administration Address strikeout annulled
20-10-2025
KBO administration Address struck

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1972 sector peers (2024).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-09-2025 59 d late 2025-00507970
31-12-2023 31-07-2024 04-04-2024 118 d early 2024-00056950

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

1 signal
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

2 events
Address struckAddress strikeout annulled

Financials

Turnover€515k
EBIT margin3.8%
Net result€11k+9.0%
Working capital€-5k+69.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-09-2025 with the NBB · fiscal year 2024 · micro
€0€200k€400k€600kRevenue 2023: €515k€515kOperating result 2023: €20k€20kNet result 2023: €10k€10kOperating result 2024: €14k€14kNet result 2024: €11k€11k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.0% 36.6%
better than 24% of 1972 sector peers
Net result €11k €10k
better than 52% of 1964 sector peers
Equity €24k €29k
better than 44% of 1973 sector peers
Gross operating margin €20k €39k
better than 32% of 1962 sector peers
Total assets €169k €91k
better than 72% of 1973 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€515k
- 23-24
EBITDA
€18k
-17.0% 23-24
Net profit
€11k
+9.0% 23-24
Cash flow
€15k
+21.1% 23-24
Total assets
€169k
+59.1% 23-24
Equity
€24k
+92.5% 23-24
Working capital
€-5k
+69.2% 23-24
Income taxes
€8k
+2.5% 23-24
Debt
€145k
+54.7% 23-24
Debt ≤ 1y
€144k
+54.0% 23-24
Current ratio
0.97
+15.7% 23-24
Quick ratio
0.97
+15.7% 23-24
Solvency
14.0%
+21.0% 23-24
Debt / equity
6.12
-19.6% 23-24
ROE
48.1%
-43.4% 23-24
ROA
6.7%
-31.5% 23-24
Net margin
2.0%
- 23-24
EBITDA margin
4.2%
- 23-24
Interest coverage
57.59
+294.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€18k
Net profit€11k
Cash flow€15k
Staff costs-
Income taxes€8k
Dividends-
Total assets€169k
Equity€24k
Debt€145k
of which ≤ 1y€144k
of which > 1y-
Working capital€-5k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.97
Quick ratio0.97
Working capital ratio-2.8%
Solvency14.0%
Debt / equity6.12
Long-term debt ratio-
Interest coverage57.59
Gross margin-
Net margin-
ROA6.7%
ROE48.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€169k
Fixed assets 21/28€29k
Intangible fixed assets 21€25k
Tangible fixed assets 22/27€4k
Current assets 29/58€140k
Amounts receivable within one year 40/41€137k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€169k
Equity 10/15€24k
Contributions / capital 10/11€2k
Reserves 13€22k
Amounts payable 17/49€145k
Amounts payable within one year 42/48€144k
Trade debts payable within one year 44€137k
Income statement
Gross operating margin 9900€20k
Operating result 9901€14k
Financial income 75€5k
Financial charges 65€315
Result before taxes 9903€19k
Income taxes 67/77€8k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

43 connected companies
+43 companies via a shared address +43via a sharedaddressSS Concept SS Concept0786.442.247
Shared address / shareholderBundled connections
Network connections
ATACADAO
Shared address
BAM & Co
Shared address
BOYANCA
Shared address
BXL TRAITEUR
Shared address
BYHNKY
Shared address
COUPE PATRICK
Shared address
Cuse Technics
Shared address
DE HOPDUVEL IMMO
Shared address
DIAMANTINO
Shared address
DP Aalst
Shared address
eMorrow Trading Ltd.
Shared address
FESTIIIFOOD
Shared address
Inframara
Shared address
J & M Rénovations
Shared address
Julieva
Shared address
Kooi Security België
Shared address
LAZARE KAPLAN BELGIUM
Shared address
Linatex
Shared address
LOGINITY
Shared address
LOOCA
Shared address
MAROBE
Shared address
Mayfaro
Shared address
MIROLU
Shared address
Ourghin Invest
Shared address
PLATO GROUP
Shared address
Premium Cleaning
Shared address
Provast België
Shared address
PureAgency
Shared address
QSSH
Shared address
SmileStudio4Kids
Shared address
TIM CONSTRUCT
Shared address
VAN MEIJEL BELGIUM
Shared address
WAVIN BELGIUM
Shared address
WeSolved Belgium
Shared address
WODAN AI
Shared address
ZANTZA
Shared address
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
SS Concept
Luxemburgstraat 20, 9140 TemseGevelreiniging
since 20222.331.917.711
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area7,280 m²
Buildings1
Building footprint1,412 m²
Volume (LiDAR)16,298 m³
Tallest building16.4 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
46025B0179/09E000 Flanders 7,219 m² 1 · 1,412 m² 16.4 m · 4 fl.
21616A0133/00A002 Brussels 61 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
31-10-2025
KBO administration Address strikeout annulled
20-10-2025
KBO administration Address struck

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-20 · KBO administration · Address struck2025-10-31 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

5 acts
Address history · 4
28-10-2025
v3.2
08-11-2024
v3.2
11-07-2023
v3.2
06-04-2023
v3.2
All acts · 5 updated 9 months ago
2025
28-10-2025 Registered office moved from Duffel to Temse Registered-office change
  • Jasmisse 8, 2570 Duffel → Luxemburgstraat 20, 9140 Temse
Summary: v3.2
2024
08-11-2024 Registered office moved from Lier to Duffel Registered-office change
  • Benedenbaan 26, 2500 Lier → Jasmisse 8, 2570 Duffel
Summary: v3.2
2023
11-07-2023 Registered office moved from Herentals to Lier Registered-office change
  • Gareelmakersstraat 35, 2200 Herentals → Benedenbaan 26, 2500 Lier
Summary: v3.2
06-04-2023 Registered office moved from Wommelgem to Herentals Registered-office change
  • Nijverheidsstraat 70, 2160 Wommelgem → Gareelmakersstraat 35, 2200 Herentals
Summary: v3.2
2022
25-05-2022 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health56Profitability100Solvency20Growth78Stability78
66 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 100
Solvency 20
Growth 78
Stability 78

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290
Primary activity highlighted.
Names & trade names
Legal nameNL SS Concept
Registered office
Alsembergsesteenweg 859
1180 Ukkel, Belgium
Registration history
  1. 31-10-2025 Address strikeout annulled
  2. 20-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.