SRTem Consulting
ActiveSummary
SRTem Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-2k. Equity is shrinking by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-16
Solvency51▲+12
Growth22▼-10
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.12 in 2024; short-term debt: 31.4% and cash: 3.3% of total assets), but 74.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
-3.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12738 sector peers (2025).
NBB · sector comparisonPosition among 12738 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-09-2026, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
51 d late
2024
on the day
2023
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€58k▼ 34.0%
2024 · €88k
EBIT margin
0.0%▼ 20.8pp
2024 · 20.8%
Net result
€-2k
2024 · €12k
Working capital
€15k▲ 211%
2024 · €5k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Turnover€88k€58k▼ 34.0%
Operating result€35k-€18k▼ 47.0%€19▼ 99.9%
Net result€25k-€12k▼ 51.9%€-2k
EBIT margin20.8%0.0%▼ 20.8pp
Equity€14k-€11k▼ 21.2%€12k▲ 6.5%
Total assets€35k-€76k▲ 120%€46k▼ 40.0%
Debt€21k-€65k▲ 215%€34k▼ 47.9%
Working capital€12k-€5k▼ 60.2%€15k▲ 211%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€17k ▼ 50.4%
Current assets
€29k ▼ 31.8%
Equity and liabilities €46k
Equity
€12k ▲ 6.5%
Debt
€34k ▼ 47.9%
Debt's share of the balance-sheet total falls from 85.6% to 74.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €35k
Cash flow
€16k▼
2024 · €29k
Current ratio
2.02▲
2024 · 1.12
Debt to equity
2.90▼
2024 · 5.92
ROE
-13.2%▼
2024 · 109.1%
ROA
-3.4%▼
2024 · 15.8%
Interest coverage
10.29▼
2024 · 27.45
Debt ≤ 1 year
€14k▼
2024 · €38k
Debt > 1 year
€20k▼
2024 · €28k
Income taxes
€34▼
2024 · €5k
Staff costs
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | - | €88k | €58k | ▼ 34.0% |
| Non-recurring operating income76A | - | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €47k | €39k | ▼ 17.9% |
| Remuneration, social security and pensions62 | €4k | €2k | €1k | ▼ 46.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €17k | €17k | = |
| Other operating charges640/8 | €886 | €3k | €1k | ▼ 64.2% |
| Non-recurring operating charges66A | - | €0 | - | - |
| Gross operating margin9900 | €40k | €41k | €20k | ▼ 52.4% |
| Operating profit (loss)9901 | €35k | €18k | €19 | ▼ 99.9% |
| Financial income75/76B | €16 | €216 | €121 | ▼ 44.0% |
| Recurring financial income75 | €16 | €216 | €121 | ▼ 44.0% |
| Non-recurring financial income76B | - | €0 | - | - |
| Financial charges65/66B | €35 | €1k | €2k | ▲ 28.8% |
| Recurring financial charges65 | €35 | €1k | €2k | ▲ 28.8% |
| Non-recurring financial charges66B | - | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €35k | €17k | €-2k | ▼ 109% |
| Income taxes67/77 | €10k | €5k | €34 | ▼ 99.3% |
| Profit (loss) for the period9904 | €25k | €12k | €-2k | ▼ 113% |
| Profit (loss) for the period to be appropriated9905 | €25k | €12k | €-2k | ▼ 113% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €35k | €76k | €46k | ▼ 40.0% |
| Formation expenses20 | €0 | - | - | - |
| Fixed assets21/28 | €2k | €34k | €17k | ▼ 50.4% |
| Tangible fixed assets22/27 | €2k | €34k | €17k | ▼ 50.4% |
| Furniture and vehicles24 | €2k | €34k | €17k | ▼ 50.4% |
| Current assets29/58 | €32k | €42k | €29k | ▼ 31.8% |
| Amounts receivable within one year40/41 | €4k | €12k | €22k | ▲ 83.7% |
| Trade receivables40 | €4k | €1k | €6k | ▲ 383% |
| Other amounts receivable41 | - | €11k | €16k | ▲ 47.9% |
| Current investments50/53 | €20k | €21k | €5k | ▼ 75.5% |
| Cash at bank and in hand54/58 | €7k | €9k | €2k | ▼ 82.9% |
| Deferred charges and accrued income490/1 | €791 | €441 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €35k | €76k | €46k | ▼ 40.0% |
| Equity10/15 | €14k | €11k | €12k | ▲ 6.5% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €13k | €10k | €11k | ▲ 7.2% |
| Amounts payable17/49 | €21k | €65k | €34k | ▼ 47.9% |
| Amounts payable after more than one year17 | - | €28k | €20k | ▼ 28.6% |
| Financial debts170/4 | - | €28k | €20k | ▼ 28.6% |
| Other amounts payable178/9 | - | €0 | - | - |
| Amounts payable within one year42/48 | €21k | €38k | €14k | ▼ 62.0% |
| Current portion of amounts payable after more than one year42 | - | €14k | €8k | ▼ 44.7% |
| Trade debts44 | €5k | €5k | €4k | ▼ 19.8% |
| Suppliers440/4 | €5k | €5k | €4k | ▼ 19.8% |
| Taxes, remuneration and social security45 | €15k | €18k | €2k | ▼ 87.6% |
| Taxes450/3 | €15k | €18k | €2k | ▼ 87.6% |
| Other amounts payable47/48 | €1k | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €12k | €-2k | ▼ 113% |
| + Depreciation and write-downs630 | €1k | €17k | €17k | = |
| Operating cash flow (approximation) | €26k | €29k | €16k | ▼ 46.7% |
| Investment in fixed assets (approximation) | - | €-49k | €0 | ▲ 100.0% |
| Change in cash | - | €1k | €-7k | ▼ 627% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 51 days late
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2022
Ground area
440 m²
Building footprint
130 m²
Parcel 25782C0156/00G000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SRTem Consulting
since 20222.337.189.759
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0156/00G000 | Wallonia | 440 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 3,378 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
srtemconsulting@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.