Summary
SRM Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €71,042 and a net result of -€231,989. Its solvency ranks better than 10% of 9872 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9872 sector peers (2024).
NBB · sector comparisonPosition among 9872 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€71,042▼ 76.6%
2023 · €303,031
Net result
-€231,989
2023 · €3,031
Total assets
€1.7m▼ 37.2%
2023 · €2.7m
Solvency
4.2%▼ 7.0pp
2023 · 11.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€23,511--€206,426
Net result€3,031below the sector's middle half--€231,989below the sector's middle half
Equity€303,031within the sector's middle half-€71,042within the sector's middle half▼ 76.6%
Total assets€2.7mabove the sector's middle half-€1.7mabove the sector's middle half▼ 37.2%
Debt€2.4m-€1.6m▼ 32.3%
Working capital-€1.3mbelow the sector's middle half--€174,741below the sector's middle half▲ 86.7%
Solvency11.2%below the sector's middle half-4.2%below the sector's middle half▼ 7.0pp
Current ratio0.45below the sector's middle half-0.87within the sector's middle half▲ 0.42
Return on assets (ROA)0.1%below the sector's middle half--13.7%below the sector's middle half▼ 13.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €206,426 after €23,511 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.7m
Fixed assets
€481,645 ▼ 70.4%
Current assets
€1.2m ▲ 12.6%
Equity and liabilities €1.7m
Equity
€71,042 ▼ 76.6%
Debt
€1.6m ▼ 32.3%
Debt's share of the balance-sheet total rises from 88.8% to 95.8%. Equity and debt are lower.
Key figures and ratios
ROE
-326.6%▼
2023 · 1.0%
Debt ≤ 1 year
€1.4m▼
2023 · €2.4m
Debt > 1 year
€235,826
Income taxes
€291▼
2023 · €1,157
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €27,576 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,892 | €37,875 | ▲ 326% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €88,684 | €204,254 | ▲ 130% |
| Other operating charges640/8 | €6,686 | €9,009 | ▲ 34.7% |
| Gross operating margin9900 | €127,773 | €44,711 | ▼ 65.0% |
| Operating profit (loss)9901 | €23,511 | -€206,426 | ▼ 978% |
| Financial charges65/66B | €19,323 | €25,271 | ▲ 30.8% |
| Recurring financial charges65 | €19,323 | €25,271 | ▲ 30.8% |
| Profit (loss) for the period before taxes9903 | €4,188 | -€231,698 | ▼ 5,633% |
| Income taxes67/77 | €1,157 | €291 | ▼ 74.8% |
| Profit (loss) for the period9904 | €3,031 | -€231,989 | ▼ 7,754% |
| Profit (loss) for the period to be appropriated9905 | €3,031 | -€231,989 | ▼ 7,754% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.7m | €1.7m | ▼ 37.2% |
| Fixed assets21/28 | €1.6m | €481,645 | ▼ 70.4% |
| Tangible fixed assets22/27 | €1.6m | €477,667 | ▼ 70.5% |
| Land and buildings22 | €1.6m | €289,500 | ▼ 81.8% |
| Furniture and vehicles24 | €31,271 | €136,297 | ▲ 336% |
| Other tangible fixed assets26 | - | €51,869 | - |
| Financial fixed assets28 | €3,978 | €3,978 | = |
| Current assets29/58 | €1.1m | €1.2m | ▲ 12.6% |
| Stocks and contracts in progress3 | €1.0m | €1.1m | ▲ 6.9% |
| Stocks30/36 | €1.0m | €1.1m | ▲ 6.9% |
| Amounts receivable within one year40/41 | €17,256 | €125,535 | ▲ 627% |
| Trade receivables40 | €16,581 | €66,328 | ▲ 300% |
| Other amounts receivable41 | €675 | €59,208 | ▲ 8,671% |
| Cash at bank and in hand54/58 | €58,630 | €17,599 | ▼ 70.0% |
| Deferred charges and accrued income490/1 | €4,636 | €4,977 | ▲ 7.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.7m | €1.7m | ▼ 37.2% |
| Equity10/15 | €303,031 | €71,042 | ▼ 76.6% |
| Contributions10/11 | €300,000 | €300,000 | = |
| Reserves13 | €3,031 | €3,031 | = |
| Distributable reserves133 | €3,031 | €3,031 | = |
| Profit (loss) carried forward14 | - | -€231,989 | - |
| Amounts payable17/49 | €2.4m | €1.6m | ▼ 32.3% |
| Amounts payable after more than one year17 | - | €235,826 | - |
| Financial debts170/4 | - | €235,826 | - |
| Amounts payable within one year42/48 | €2.4m | €1.4m | ▼ 41.7% |
| Current portion of amounts payable after more than one year42 | - | €14,174 | - |
| Trade debts44 | €29,305 | €14,327 | ▼ 51.1% |
| Suppliers440/4 | €29,305 | €14,327 | ▼ 51.1% |
| Taxes, remuneration and social security45 | €19,239 | €7,524 | ▼ 60.9% |
| Taxes450/3 | €19,239 | €7,524 | ▼ 60.9% |
| Other amounts payable47/48 | €2.3m | €1.4m | ▼ 42.1% |
| Accrued charges and deferred income492/3 | €13,328 | €36 | ▼ 99.7% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €3,031 | -€231,989 | ▼ 7,754% |
| + Depreciation and write-downs630 | €8,892 | €37,875 | ▲ 326% |
| Operating cash flow (approximation) | €11,923 | -€194,114 | ▼ 1,728% |
| Investment in fixed assets (approximation) | - | €1.1m | - |
| Change in cash | - | -€41,031 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2022
Ground area
2,088 m²
Building footprint
287 m²
Volume, LiDAR
1,423 m³
Parcel 34007B0189/00K004, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kerkvoetweg(Bis) 46, 8501 Kortrijk
since 20222.336.809.677
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34007B0189/00K004 | Flanders | 2,088 m² | 1 · 287 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 11,440 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0792357366
Also
9925:BE0792357366
Registered
06-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.