SRL SMITHY

Active

Private limited companyfounded 20196 yrs activePlace du Prince(CH) 1, 6460 Chimay, BelgiumKBO/BCE: BE 0734.617.028

The computed 12-month bankruptcy probability of SRL SMITHY is 5.2% (elevated). The 2025 annual accounts show negative equity (€-42k) and a net result of €-52k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 13090 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

31 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability8▼-51

Solvency18▼-9

Growth32▼-26

Track record100

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.02 against 1.14 in 2024; short-term debt: 18.9% and cash: 10.8% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-6.8%

Return on assets

-8.4%

Age of the figures

15 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €-42k

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

1 d early

2024

on the day

2023

2 d early

2022

on the day

2021

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close17-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-42k

2024 · €10k

2021: €19k 2022: €20k 2023: €5k 2024: €10k

2021 → 2025

Total assets

€613k▼ 0.8%

2024 · €618k

2021: €592k 2022: €625k 2023: €579k 2024: €618k

2021 → 2025

Net result

€-52k

2024 · €5k

2021: €-26k 2022: €848 2023: €-15k 2024: €5k

2021 → 2025

Working capital

€3k▼ 85.1%

2024 · €19k

2021: €5k 2022: €-8k 2023: €-28k 2024: €19k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€19k-€20k▲ 4.4%€5k▼ 75.9%€10k▲ 106%€-42k

Operating result€-17k-€9k€-3k€16k€-39k

Net result€-26k-€848€-15k€5k€-52k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €39k after €16k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €611k

80.5%

19.5%

Fixed assets €492k▲ 6.2%

Current assets €119k▼ 22.0%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-681▼

2024 · €51k

Cash flow

€-13k▼

2024 · €39k

Solvency

-6.8%▼

2024 · 1.6%

Current ratio

1.02▼

2024 · 1.14

Quick ratio

0.95▼

2024 · 1.07

Debt / equity

-15.73▼

2024 · 60.27

ROA

-8.4%▼

2024 · 0.8%

Interest coverage

-0.06▼

2024 · 4.66

Debt

€655k▲

2024 · €608k

Debt ≤ 1 year

€116k▼

2024 · €133k

Debt > 1 year

€513k▲

2024 · €474k

Income taxes

€428▼

2024 · €435

Staff costs

€140k▼

2024 · €157k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€618k€613k▼

Formation expenses20€2k€2k▼

Fixed assets21/28€463k€492k▲

Tangible fixed assets22/27€463k€492k▲

Land and buildings22€402k€441k▲

Plant, machinery and equipment23€35k€30k▼

Furniture and vehicles24€25k€21k▼

Financial fixed assets28€322€322=

Current assets29/58€152k€119k▼

Stocks and contracts in progress3€10k€8k▼

Stocks30/36€10k€8k▼

Amounts receivable within one year40/41€37k€16k▼

Trade receivables40€20k-

Other amounts receivable41€17k€16k▼

Cash at bank and in hand54/58€101k€66k▼

Deferred charges and accrued income490/1€4k€28k▲

Equity and liabilities

Total equity and liabilities10/49€618k€613k▼

Equity10/15€10k€-42k▼

Contributions10/11€45k€45k=

Profit (loss) carried forward14€-35k€-87k▼

Amounts payable17/49€608k€655k▲

Amounts payable after more than one year17€474k€513k▲

Financial debts170/4€474k€513k▲

Amounts payable within one year42/48€133k€116k▼

Current portion of amounts payable after more than one year42€43k€41k▼

Trade debts44€45k€33k▼

Suppliers440/4€45k€33k▼

Taxes, remuneration and social security45€38k€42k▲

Taxes450/3€21k€20k▼

Remuneration and social security454/9€17k€22k▲

Other amounts payable47/48€7k€7▼

Accrued charges and deferred income492/3€643€26k▲

Income statement Code20242025

Remuneration, social security and pensions62€157k€140k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k▲

Other operating charges640/8€5k€8k▲

Gross operating margin9900€213k€147k▼

Operating profit (loss)9901€16k€-39k▼

Financial charges65/66B€11k€12k▲

Recurring financial charges65€11k€12k▲

Profit (loss) for the period before taxes9903€6k€-51k▼

Income taxes67/77€435€428▼

Profit (loss) for the period9904€5k€-52k▼

Profit (loss) for the period to be appropriated9905€5k€-52k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-35k€-87k▼

Profit (loss) brought forward from the previous period14P€-40k€-35k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-01-2027

2026

30-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

Financial Weakest financial yearnet €-52k ▼1097%

Net result drops to €-52k, the lowest in the series.

31-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

Financial Back to profitnet €5k

Net result €5k after one loss-making year.

29-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-06

Financial Back to profitnet €848

Net result €848 after one loss-making year.

31-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Chimay · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place du Prince(CH) 16460 Chimay

Ground area

113 m²

Building footprint

48 m²

Volume, LiDAR

521 m³

Parcel 56016D0423/00D003, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Bistro de la Place du Prince

Place du Prince(CH) 1, 6460 ChimayFood and beverage service activities

since 20202.294.401.079

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56016D0423/00D003	Wallonia	113 m²	1 · 48 m²	12.9 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Chimay2.294.401.079

1 permission

Toelating · Eetgelegenheid · since 02-10-2020

Similar companies · same sector, comparable size

Beyne-Heusay · Eq €10k

Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 7,061 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-09-2019

Fiscal year end30-06

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56301Cafés and bars

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56210Event catering

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:smet.benoit@hotmail.com

Enterprise

Phone:+32470930359

Enterprise