Result
-€63,264 -€63,264
From profit to loss in 2025, after a profit of €399,239 in 2024.
ROMOS IMMO
Lifetime
3 annual accounts with figures on one time axispeak €521,385 (2024)
€24,990▼ 95.2%
lowest -€589,360 (2023)
-€63,264▼ €462,503
peak €90,879 (2024)
€27,615▼ 69.6%
€4.2m▲ 23.1%
Board3 names since 2023
1 directorJacques PLISNIER
Owners2 names in the annual accounts
Documentsfilings and deeds
25-06-202636 days before the deadline
2025abbreviated format
Gross margin from €521,385 to €24,990Loss of €63,264Equity from €90,879 to €27,615Debts from €3.4m to €4.2mInvestments €878,653Cash from €166,280 to €109,216
Key points
from the 2025 annual accountsTurnover
≈ €96,000 estimated
The accounts state no turnover.
Debts
€4.2m 99% of the balance sheet
Suppliers 0%Taxes and wages 0%Other 100%
Of this, €4.2m falls due within a year.
Investments
€878,653 14.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 26.8% higher than in 2024.
Filings
3 annual accounts since 2023
The last three annual accounts were filed 14 to 36 days before the end of the period.
Position in the sector
-€63,264
Lower net result than 85% of companies in real estate. Sector median €9,988 · 11,280 companies.
Checked score
53
Fair
Financially stronger than 11% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,998 companies (NACE 68, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.7%▲ +0.2 percentage points vs 05-2025highest value
07-2025: 0.1%▼ -0.6 percentage points vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Equity €27,615 (0.6% of total assets)
Liquidity: current ratio 0.10, cash €109,216
lowers risk
Size: total assets €4.3m
Figures for financial year 2025 (filed on 25-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 16% of them on solvency, 6% on liquidity, 15% on profitability and 7% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 912 companies had the same profile as ROMOS IMMO has now. Each dot stands for 3 companies, two years later.
95.3%
were still trading
2.1%
stopped another way
2.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ROMOS IMMO itself is lower: 0.1% within 12 months. It rests on far more data about ROMOS IMMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 912 companies, not a prediction for ROMOS IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.1 (0.15 in 2024), below 1. Short-term debt is 99.2% and cash 2.6% of total assets. 99.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 11289 sector peers (2025).
NBB · sector comparisonPosition among 11289 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
36 days early
2024
34 days early
2023
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 28 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- FIB SERVICES HOLDING 100%score 94equity €16.8m (2025) · 2025 annual accounts of FIB SERVICES HOLDING
- FIB SERVICES HOLDING 100%equity €15.0m (2023) · 2023 annual accounts of FIB SERVICES HOLDING
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003960787
Incorporation
Registered office moved from Windhof to Saint-Ghislain · New registered office: rue des Azalées 3, 7331 Saint-Ghislain · Previous registered office: L-8399 Windhof, rue de l’Industrie 20 · Gazette deed
First establishment
Rue des Azalées 3, Saint-Ghislain
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROMOS IMMO Saint-Ghislain | €4.3m | €24,990 | 0.6% | - |
| MAN'S FIELD Anderlecht | €3.9m | €29,480 | 12.2% | - |
| HOGEMA Maaseik | €4.3m | €29,419 | 99.4% | 0 |
| RED real estate designers Ghent | €4.9m | €28,381 | -6.8% | - |
| DERAM INVEST Comines-Warneton | €3.7m | €50,650 | 91.3% | - |
| Authentic Invest Mons | €7.2m | €22,231 | 25.4% | - |
| SAMKO Alveringem | €4.1m | €32,956 | 49.3% | 0.2 |
These companies have the same main activity as ROMOS IMMO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €3.7m and €7.2m, founded between 2010 and 2013.
Official details
Source: KBO- Status
- Active since 09-01-2013Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 3 others
- Establishment unit
- 2.354.092.8027331 Saint-Ghislain, since 27-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €4.3m▲ 20.7%
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on ROMOS IMMO
ROMOS IMMO files the abbreviated format. That format states no turnover. The gross margin rose from -€431,572 in 2023 to €24,990 in 2025.
FIB SERVICES HOLDING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROMOS IMMO
- What is the company number of ROMOS IMMO?
- The company number of ROMOS IMMO is 1003.960.787. The VAT number is the same number with BE in front: BE 1003.960.787.
- Where is ROMOS IMMO based?
- The registered office is at Rue des Azalées 3, 7331 Saint-Ghislain.Company details
- What does ROMOS IMMO do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of ROMOS IMMO?
- ROMOS IMMO is a private limited company (BV).
- When was ROMOS IMMO founded?
- ROMOS IMMO was founded on 09-01-2013.
- Is ROMOS IMMO still active?
- Yes, ROMOS IMMO is an active enterprise in the KBO register.
- What is the turnover of ROMOS IMMO?
- The turnover in financial year 2025 is ≈ €96,000. This figure is estimated from the gross margin of €24,990 and 30 comparable companies (NACE 68110). It probably lies between €52,000 and €240,000. It is a rough estimate.Financials
- Is ROMOS IMMO profitable?
- In financial year 2025, ROMOS IMMO made a loss of €63,264.
- Where can I find the annual accounts of ROMOS IMMO?
- ROMOS IMMO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ROMOS IMMO due?
- ROMOS IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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