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ROMOS IMMO

Active
Private limited companyfounded 201313 yrs activeRue des Azalées(B) 3, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 1003.960.787
Summary

ROMOS IMMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90,879 and a net result of €399,239. The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability83▲+80
Solvency28▲+10
Growth78
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.01 in 2023; short-term debt: 97% and cash: 4.7% of total assets), and 97.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
36 d early
2024
34 d early
2023
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ROMOS IMMO was incorporated on 9 January 2013.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€399,239
2023 · -€589,360
Working capital
-€2.9m▲ 39.5%
2023 · -€4.8m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€549,085-€425,891
Net result-€589,360below the sector's middle half-€399,239above the sector's middle half
Equity-€308,360below the sector's middle half-€90,879within the sector's middle half
Total assets€4.6mwithin the sector's middle half-€3.5mwithin the sector's middle half▼ 22.9%
Debt€4.9m-€3.4m▼ 29.6%
Working capital-€4.8mbelow the sector's middle half--€2.9mbelow the sector's middle half▲ 39.5%
Solvency-6.7%below the sector's middle half-2.6%below the sector's middle half▲ 9.3pp
Current ratio0.01below the sector's middle half-0.15below the sector's middle half▲ 0.14
Return on assets (ROA)-12.9%below the sector's middle half-11.3%above the sector's middle half▲ 24.2pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€1.0m-€500,000€0€500,000Operating result 2023: -€549,085-€549,085Net result 2023: -€589,360-€589,360Operating result 2024: €425,891€425,891Net result 2024: €399,239€399,23920232024-€1m-€500,000€0€500,000Operating result 2023: -€549,085-€549,000Net result 2023: -€589,360-€589,000Operating result 2024: €425,891€426,000Net result 2024: €399,239€399,00020232024
The operating result returns to profit in 2024: €425,891 after a loss of €549,085 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.5m
Fixed assets €3.0m ▼ 33.3%
Current assets €518,734 ▲ 718%
Equity and liabilities €3.5m
Equity €90,879
Debt €3.4m
Debt finances 97.4% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€476,022▲
2023 · -€456,753
Cash flow
€449,370▲
2023 · -€497,028
Debt to equity
37.78▲
2023 · -15.82
ROE
439.3%
Interest coverage
12.50▲
2023 · -11.49
Debt ≤ 1 year
€3.4m▼
2023 · €4.9m
Income taxes
€505▼
2023 · €535
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 536 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.4% stopped otherwise
96% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 536 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€4.6m€3.5m▼
Fixed assets21/28€4.5m€3.0m▼
Tangible fixed assets22/27€4.5m€3.0m▼
Land and buildings22€4.5m€3.0m▼
Plant, machinery and equipment23€820-
Current assets29/58€63,429€518,734▲
Amounts receivable within one year40/41€14,033€440▼
Trade receivables40€13,632€440▼
Other amounts receivable41€401-
Current investments50/53-€267,641
Cash at bank and in hand54/58€33,747€166,280▲
Deferred charges and accrued income490/1€15,649€84,373▲
Equity and liabilities
Total equity and liabilities10/49€4.6m€3.5m▼
Equity10/15-€308,360€90,879▲
Contributions10/11€281,000€281,000=
Profit (loss) carried forward14-€589,360-€190,121▲
Amounts payable17/49€4.9m€3.4m▼
Amounts payable within one year42/48€4.9m€3.4m▼
Current portion of amounts payable after more than one year42€4.8m€3.4m▼
Trade debts44€8,233€15,279▲
Suppliers440/4€8,233€15,279▲
Advances received on contracts in progress46€1,100€1,100=
Taxes, remuneration and social security45€535€738▲
Taxes450/3€535€738▲
Other amounts payable47/48€11,300-
Accrued charges and deferred income492/3€21,894€13,585▼
Income statement Code20232024
Non-recurring operating income76A-€397,561
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92,332€50,131▼
Other operating charges640/8€25,181€45,363▲
Gross operating margin9900-€431,572€521,385▲
Operating profit (loss)9901-€549,085€425,891▲
Financial income75/76B-€11,944
Recurring financial income75-€11,944
Financial charges65/66B€39,740€38,091▼
Recurring financial charges65€39,740€38,091▼
Profit (loss) for the period before taxes9903-€588,825€399,744▲
Income taxes67/77€535€505▼
Profit (loss) for the period9904-€589,360€399,239▲
Profit (loss) for the period to be appropriated9905-€589,360€399,239▲
Appropriation of the result
Profit (loss) to be appropriated9906-€589,360-€190,121▲
Profit (loss) brought forward from the previous period14P--€589,360

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Non-recurring operating income76A-€397,561-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92,332€50,131▼ 45.7%
Other operating charges640/8€25,181€45,363▲ 80.1%
Gross operating margin9900-€431,572€521,385▲ 221%
Operating profit (loss)9901-€549,085€425,891▲ 178%
Financial income75/76B-€11,944-
Recurring financial income75-€11,944-
Financial charges65/66B€39,740€38,091▼ 4.1%
Recurring financial charges65€39,740€38,091▼ 4.1%
Profit (loss) for the period before taxes9903-€588,825€399,744▲ 168%
Income taxes67/77€535€505▼ 5.6%
Profit (loss) for the period9904-€589,360€399,239▲ 168%
Profit (loss) for the period to be appropriated9905-€589,360€399,239▲ 168%
Line20232024Change
Assets
Total assets20/58€4.6m€3.5m▼ 22.9%
Fixed assets21/28€4.5m€3.0m▼ 33.3%
Tangible fixed assets22/27€4.5m€3.0m▼ 33.3%
Land and buildings22€4.5m€3.0m▼ 33.3%
Plant, machinery and equipment23€820--
Current assets29/58€63,429€518,734▲ 718%
Amounts receivable within one year40/41€14,033€440▼ 96.9%
Trade receivables40€13,632€440▼ 96.8%
Other amounts receivable41€401--
Current investments50/53-€267,641-
Cash at bank and in hand54/58€33,747€166,280▲ 393%
Deferred charges and accrued income490/1€15,649€84,373▲ 439%
Equity and liabilities
Total equity and liabilities10/49€4.6m€3.5m▼ 22.9%
Equity10/15-€308,360€90,879▲ 129%
Contributions10/11€281,000€281,000=
Profit (loss) carried forward14-€589,360-€190,121▲ 67.7%
Amounts payable17/49€4.9m€3.4m▼ 29.6%
Amounts payable within one year42/48€4.9m€3.4m▼ 29.6%
Current portion of amounts payable after more than one year42€4.8m€3.4m▼ 29.7%
Trade debts44€8,233€15,279▲ 85.6%
Suppliers440/4€8,233€15,279▲ 85.6%
Advances received on contracts in progress46€1,100€1,100=
Taxes, remuneration and social security45€535€738▲ 37.9%
Taxes450/3€535€738▲ 37.9%
Other amounts payable47/48€11,300--
Accrued charges and deferred income492/3€21,894€13,585▼ 38.0%
Line20232024Change
Profit (loss) for the period9904-€589,360€399,239▲ 168%
+ Depreciation and write-downs630€92,332€50,131▼ 45.7%
Operating cash flow (approximation)-€497,028€449,370▲ 190%
Investment in fixed assets (approximation)-€1.5m-
Change in cash-€132,533-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €399,239
Net result €399,239 after one loss-making year.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
2,716 m²
Volume, LiDAR
28,158 m³
Parcel 53009B0448/00E000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROMOS IMMO
Rue des Azalées(B) 3, 7331 Saint-GhislainReal estate activities
since 20232.354.092.802
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53009B0448/00E000 Wallonia 1.2 ha 1 · 2,716 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Chain of control

  1. FIB SERVICES HOLDING 100%
  2. ROMOS IMMO

Highest known parent: FIB SERVICES HOLDING. The sources do not say who stands above it.

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,643 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Contact
E-mail mail@romos-immo.lu
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003960787
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.