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BAMEL

Active
Private limited companyfounded 1983active for 43 yearsBurgemeester Etienne Demunterl. 5, 1090 Jette, BelgiumKBO/BCE: BE 0424.565.535
Summary

BAMEL has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of -€38,044. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 47% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-08-1983 Normal situation
Registered office
82 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 2 others
Establishment unit
2.302.718.236 1090 Jette, since 24-09-2019
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board
  • ELOcoDirector · since 07-10-2020 · permanent representative MORINA Armend

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€166,815
▲ 145%
Turnover
≈ €240,000
estimated
Loss
€38,044
▲ 417%
Equity
€1.0m
▼ 3.5%
Total assets
€3.7m
▲ 22.5%
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskLiquidity: current ratio 0.06, cash €51,242, halvedlowers riskSize: total assets €3.7mFigures for financial year 2025 (filed on 02-09-2026)Founded in 1983Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 53-8
equity 28.0% of total assets
Liquidity 30-10
short-term debt 44.4% · cash 1.4%
Profitability 39+10
return on assets -1.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,993 companies, NACE 68, small)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%▼ -0.3 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.5 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.06 (0.22 in 2024), below 1. Short-term debt is 44.4% and cash 1.4% of total assets. 72% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 48% of them on solvency, 23% on liquidity, 38% on profitability and 31% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €3.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.06, cash €51,242, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-09-2026)
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
22 days late
2023
30 days late
2022
11 days early
2021
31 days late
2020
30 days late
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 81% of companies in real estatesector median €10,001 · 11,250 companies -€38,044 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€38,044 View

Recent changes

  1. · Gazette deed Merger: BAMEL takes over DIMANICResignation: MORINA Armend (director) · Appointment: ELOCO (director) · Permanent representative: MORINA Armend
  2. · Gazette deed Merger proposal: BAMEL takes over DIMANIC
  3. · Gazette deed Registered office moved from Molenbeek-Saint-Jean to Jette
All 21 events

Comparable companies

These companies have the same main activity as BAMEL: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €3.3m and €4m, founded between 1987 and 1988.

CompanyTotal assetsGross margin
BAMEL Jette€3.7m€0.2m
EPCOM REAL ESTATE Watermaal-Bosvoorde€3.3m€0.1m
SADIMMO Schilde€3.8m€0.2m
Xavaldho Sint-Niklaas€3.9m€0.2m
TAELMAN - REGENCY Knokke-Heist€4.0m€0.2m
SOFYMO Schilde€3.9m€0.2m
BEDAWA Froidchapelle€3.7m€0.2m
Full comparison

Key facts about BAMEL

What is the company number of BAMEL?
The company number of BAMEL is 0424.565.535. The VAT number is the same number with BE in front: BE 0424.565.535.
Where is BAMEL based?
The registered office is at Burgemeester Etienne Demunterl. 5, 1090 Jette.Company details
What does BAMEL do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of BAMEL?
The legal form of BAMEL is Private limited company (BV).
When was BAMEL founded?
BAMEL was founded on 19-08-1983.
Is BAMEL still active?
Yes, BAMEL is an active enterprise in the KBO register.
What is the turnover of BAMEL?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €166,815 and 31 comparable companies (NACE 68201). It probably lies between €190,000 and €330,000.Financials
Is BAMEL profitable?
In financial year 2025, BAMEL made a loss of €38,044.
Where can I find the annual accounts of BAMEL?
BAMEL filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BAMEL due?
BAMEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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