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SADIMMO

Active
Private limited companyfounded 198739 yrs activeSpeelhofdreef 50, 2970 Schilde, BelgiumKBO/BCE: BE 0431.583.781

SADIMMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.75M and a net result of €-20k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 62% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
48 / 100
Fair▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency60▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.18 in 2024), and 54.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 39 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45.7%
Return on assets
-0.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
29 d late
2023
20 d late
2022
31 d late
2021
30 d late
2020
25 d late
2019
82 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€268k
EBIT margin
7.0%
Net result
€-20k▲ 51.5%
2024 · €-41k
2018: €-36k 2019: €334k 2020: €17k 2021: €3k 2022: €-3k 2023: €-30k 2024: €-41k
2018 → 2025
Working capital
€-259k▲ 6.0%
2024 · €-276k
2018: €61k 2019: €283k 2020: €153k 2021: €16k 2022: €-49k 2023: €-286k 2024: €-276k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.84M-€1.84M▼ 0.2%€1.81M▼ 1.7%€1.77M▼ 2.2%€1.75M▼ 1.1%
Operating result€611-€12k▲ 1,861%€-11k€-26k▼ 147%€-17k▲ 36.6%
Net result€3k-€-3k€-30k▼ 778%€-41k▼ 33.7%€-20k▲ 51.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20kOperating result 2021: €611€611Net result 2021: €3k€3kOperating result 2022: €12k€12kNet result 2022: €-3k€-3kOperating result 2023: €-11k€-11kNet result 2023: €-30k€-30kOperating result 2024: €-26k€-26kNet result 2024: €-41k€-41kOperating result 2025: €-17k€-17kNet result 2025: €-20k€-20k20212022202320242025
The operating result stays negative: a loss of €17k in 2025 against €26k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.83M
Fixed assets €3.78M▼ 3.2%
Current assets €52k▼ 15.3%
Equity and liabilities €3.83M
Equity €1.75M▼ 1.1%
Provisions €466k▼ 4.1%
Debt €1.61M▼ 5.6%
The debt ratio falls from 43.1% to 42.2%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€135k
2024 · €126k
Cash flow
€132k
2024 · €111k
Solvency
45.7%
2024 · 44.6%
Current ratio
0.17
2024 · 0.18
Quick ratio
0.17
2024 · 0.18
Debt / equity
0.92
2024 · 0.97
ROE
-1.1%
2024 · -2.3%
ROA
-0.5%
2024 · -1.0%
Interest coverage
4.66
2024 · 3.62
Debt
€1.61M
2024 · €1.71M
Debt ≤ 1 year
€311k
2024 · €337k
Debt > 1 year
€1.30M
2024 · €1.37M
Income taxes
€7k
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.97M€3.83M
Fixed assets21/28€3.90M€3.78M
Tangible fixed assets22/27€3.90M€3.78M
Land and buildings22€3.69M€3.57M
Furniture and vehicles24€12k€10k
Other tangible fixed assets26€200k€194k
Current assets29/58€61k€52k
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€47k€17k
Trade receivables40€35k€8k
Other amounts receivable41€13k€9k
Cash at bank and in hand54/58€8k€29k
Deferred charges and accrued income490/1€6k€7k
Equity and liabilities
Total equity and liabilities10/49€3.97M€3.83M
Equity10/15€1.77M€1.75M
Contributions10/11€526k€526k=
Reserves13€1.24M€1.20M
Tax-exempt reserves132€1.02M€976k
Distributable reserves133€227k€227k=
Profit (loss) carried forward14€106€21k
Provisions and deferred taxes16€486k€466k
Deferred taxes168€486k€466k
Amounts payable17/49€1.71M€1.61M
Amounts payable after more than one year17€1.37M€1.30M
Financial debts170/4€1.35M€1.29M
Other amounts payable178/9€21k€9k
Amounts payable within one year42/48€337k€311k
Current portion of amounts payable after more than one year42€204k€204k
Financial debts43€101k€80k
Credit institutions430/8€101k€80k
Trade debts44€18k€13k
Suppliers440/4€18k€13k
Advances received on contracts in progress46-€594
Taxes, remuneration and social security45€6k€10k
Taxes450/3€3k€10k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€8k€4k
Accrued charges and deferred income492/3-€5k
Income statement Code20242025
Non-recurring operating income76A-€245
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€152k€152k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€32k€31k
Non-recurring operating charges66A€10k€0
Gross operating margin9900€167k€170k
Operating profit (loss)9901€-26k€-17k
Financial income75/76B€667€13k
Recurring financial income75€667€13k
Financial charges65/66B€35k€29k
Recurring financial charges65€35k€29k
Profit (loss) for the period before taxes9903€-60k€-33k
Transfer from deferred taxes780€20k€20k=
Income taxes67/77€0€7k
Profit (loss) for the period9904€-41k€-20k
Transfer from tax-exempt reserves789€41k€41k=
Profit (loss) for the period to be appropriated9905€106€21k
Appropriation of the result
Profit (loss) to be appropriated9906€106€21k
Profit (loss) brought forward from the previous period14P-€106
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
25-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
21-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 82 days late
2019
31-12
Financial Back to profitnet €334k
Net result €334k after one loss-making year.
05-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2020
Buysse Ann
Director · since 01-01-2020
Current
Dils Stefan
Director · since 01-01-2020
Current
01-01-2020 Buysse Ann: Appointed as Director
01-01-2020 Buysse Ann: Resigned as Manager
01-01-2020 Dils Stefan: Appointed as Director
01-01-2020 Dils Stefan: Resigned as Manager
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1987
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Speelhofdreef 502970 Schilde
Ground area
3,126 m²
Building footprint
132 m²
Volume, LiDAR
769 m³
Parcel 11922C0333/00S000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SADIMMO
Speelhofdreef 50, 2970 SchildeNACE 65210
since 19872.029.861.887
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11922C0333/00S000 Flanders 3,126 m² 1 · 132 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

699400HNAYHWTEQ6YW63
live in the LEI register

Similar companies · same sector, comparable size

Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,406 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-07-1987
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.