Summary
B.E. Fin is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €26.9m and a net result of €319,020. Equity has been stable since 2018 (±54% per year). Its solvency ranks better than 74% of 3,032 sector peers (NACE 64, financial year 2025). The company has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 29-01-1979 Normal situation
- Registered office
- 45 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- Activities of holding companies NACE 64210and 1 other
- Joint committee
- 200 Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.015.891.513 4000 Liège, since 08-02-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Board and ownership
Board
- MAES Valérie Galina JeanneDirector · since 13-03-2023
- Valérie MaesDirector · since 13-03-2023
- Véronique Maria Elisabeth Francesca GRAFFDirector · since 05-10-2023
- Auditor
- LIBRA – AUDIT & ASSURANCE
Shareholders
- Wallonie Entreprendre40.34%2025 annual accounts of Wallonie Entreprendre
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €319,020
- ▲ 331%
- Equity
- €26.9m
- ▲ 133%
- Total assets
- €31.4m
- ▲ 106%
- Employees on 31-12-2025
- 16
- ▲ 6.7%
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €26.9m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 days early
2024
30 days early
2023
27 days early
2022
39 days early
2021
47 days early
2020
38 days early
2019
66 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Result rose in 2025from €74,029 to €319,020 ▲ 331% View
- Board changedlatest change 13-11-2025 · 9 in office 6 joined · 5 left View
- Positive: 4th fastest staff growth in the province of Liège, Finance and insurance…in the Checked rankings No. 4 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Public contracts awardedto 4 suppliers, 2025 11 awards View
Recent changes
- · Gazette deed Capital increase of €20,000,000 to €54,762,386.96Capital from €34,762,386.96 to €54,762,386.96, 15,083 new shares · REGION WALLONNE holds 510 shares · REGION WALLONNE holds 15,312 shares
- · Gazette deed 8 directors appointed, 6 directors resigningAppointments: Jean-François Corbisier, Valérie Maes and 6 others · Resignations: Perrin Dominique, De Weyer Dimitri and 4 others
- · Gazette deed Resignation: Jean-Paul BASTIN (director)
Comparable companies
These companies have the same main activity as B.E. Fin: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €11m and €93m, founded between 1979 and 1994.
| Company | Total assets | Gross margin |
|---|---|---|
| B.E. Fin Liège | €31.4m | €2.9m |
| ELECTRO PROJECT Deinze | €47.7m | €2.9m |
| BELRO MEDICAL Waterloo | €18.8m | €3.4m |
| ORSA FUND Marche-en-Famenne | €58.1m | €5.1m |
| HAIR CLUB Antwerp | €10.9m | €2.1m |
| ANDRE CELIS - HOLDING Lubbeek | €12.0m | €1.5m |
| BEGOOS Lokeren | €92.7m | €2.1m |
Key facts about B.E. Fin
- What is the company number of B.E. Fin?
- The company number of B.E. Fin is 0419.202.029. The VAT number is the same number with BE in front: BE 0419.202.029.
- Where is B.E. Fin based?
- The registered office is at Avenue Maurice-Destenay 13, 4000 Liège.Company details
- What does B.E. Fin do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of B.E. Fin?
- B.E. Fin is a public limited company (NV).
- When was B.E. Fin founded?
- B.E. Fin was founded on 29-01-1979.
- Is B.E. Fin still active?
- Yes, B.E. Fin is an active enterprise in the KBO register.
- How many employees does B.E. Fin have?
- B.E. Fin had an average of 16.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does B.E. Fin fall under?
- In its 2025 annual accounts, B.E. Fin states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of B.E. Fin?
- The turnover in financial year 2025 is ≈ €5.0m. This figure is estimated from the gross margin of €2.9m and 1,584 comparable companies of the same size. It probably lies between €3.4m and €8.3m. It is a rough estimate.
- Is B.E. Fin profitable?
- In financial year 2025, B.E. Fin made a profit of €319,020.
- Where can I find the annual accounts of B.E. Fin?
- B.E. Fin filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B.E. Fin due?
- B.E. Fin must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed
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