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SRI IPtelnet

Active
Private limited company (pre-2019)founded 200521 yrs activeTerhulpensesteenweg 197, 3090 Overijse, BelgiumKBO/BCE: BE 0874.279.113

SRI IPtelnet has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €21k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 29% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
66 / 100
Healthy▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+78
Solvency44▲+8
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.39 in 2024), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.5%
Return on assets
5.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
28 d late
2023
49 d late
2022
64 d late
2021
57 d late
2020
75 d late
2019
56 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€136k▲ 18.5%
2024 · €114k
2018: €130k 2019: €136k 2020: €152k 2021: €135k 2022: €157k 2023: €134k 2024: €114k
2018 → 2025
Total assets
€417k▲ 8.9%
2024 · €383k
2018: €532k 2019: €522k 2020: €499k 2021: €455k 2022: €462k 2023: €424k 2024: €383k
2018 → 2025
Net result
€21k
2024 · €-19k
2018: €15k 2019: €6k 2020: €17k 2021: €-17k 2022: €21k 2023: €-23k 2024: €-19k
2018 → 2025
Working capital
€-36k▲ 10.4%
2024 · €-40k
2018: €51k 2019: €44k 2020: €55k 2021: €31k 2022: €37k 2023: €-1k 2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€135k-€157k▲ 15.8%€134k▼ 14.8%€114k▼ 14.3%€136k▲ 18.5%
Operating result€-9k-€34k€-17k€-12k▲ 28.3%€28k
Net result€-17k-€21k€-23k€-19k▲ 17.8%€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €-9k€-9kNet result 2021: €-17k€-17kOperating result 2022: €34k€34kNet result 2022: €21k€21kOperating result 2023: €-17k€-17kNet result 2023: €-23k€-23kOperating result 2024: €-12k€-12kNet result 2024: €-19k€-19kOperating result 2025: €28k€28kNet result 2025: €21k€21k20212022202320242025
The operating result returns to profit in 2025: €28k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417k
Fixed assets €347k▼ 2.8%
Current assets €70k▲ 171%
Equity and liabilities €417k
Equity €136k▲ 18.5%
Debt €281k▲ 4.8%
The debt ratio falls from 70.1% to 67.5%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€38k
2024 · €-2k
Cash flow
€31k
2024 · €-9k
Solvency
32.5%
2024 · 29.9%
Current ratio
0.66
2024 · 0.39
Quick ratio
0.66
2024 · 0.39
Debt / equity
2.07
2024 · 2.34
ROE
15.6%
2024 · -16.6%
ROA
5.1%
2024 · -5.0%
Interest coverage
5.94
2024 · -0.35
Debt
€281k
2024 · €268k
Debt ≤ 1 year
€106k
2024 · €66k
Debt > 1 year
€176k
2024 · €203k
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€383k€417k
Fixed assets21/28€357k€347k
Tangible fixed assets22/27€357k€347k
Land and buildings22€356k€346k
Plant, machinery and equipment23€104€0
Furniture and vehicles24€123€0
Other tangible fixed assets26€1k€825
Current assets29/58€26k€70k
Amounts receivable within one year40/41€5k€31k
Trade receivables40€5k€31k
Other amounts receivable41€370€0
Current investments50/53€20k€11k
Cash at bank and in hand54/58€195€28k
Equity and liabilities
Total equity and liabilities10/49€383k€417k
Equity10/15€114k€136k
Contributions10/11€6k€6k=
Reserves13€131k€131k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€129k€129k=
Profit (loss) carried forward14€-23k€-1k
Amounts payable17/49€268k€281k
Amounts payable after more than one year17€203k€176k
Financial debts170/4€203k€176k
Amounts payable within one year42/48€66k€106k
Current portion of amounts payable after more than one year42€27k€27k
Financial debts43€10k€0
Credit institutions430/8€10k€0
Trade debts44€843€4k
Suppliers440/4€843€4k
Taxes, remuneration and social security45€0€34k
Taxes450/3€0€9k
Remuneration and social security454/9-€25k
Other amounts payable47/48€29k€40k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Remuneration, social security and pensions62-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k
Other operating charges640/8€400€393
Gross operating margin9900€-2k€49k
Operating profit (loss)9901€-12k€28k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€7k€6k
Recurring financial charges65€7k€6k
Profit (loss) for the period before taxes9903€-19k€21k
Profit (loss) for the period9904€-19k€21k
Profit (loss) for the period to be appropriated9905€-19k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-1k
Profit (loss) brought forward from the previous period14P€-4k€-23k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €21k
Net result €21k after 2 loss-making years.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
18-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial Weakest financial yearnet €-23k ▼208%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
03-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial Equity above €150kEq €157k ▲15.8%
Equity rises from €135k to €157k.
26-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
14-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 75 days late
2020
31-12
Financial Equity above €150kEq €152k ▲12.1%
3 profitable years in a row build equity to €152k.
25-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
05-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 66 days late
2018
26-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
30-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Terhulpensesteenweg 1973090 Overijse
Ground area
1,369 m²
Building footprint
153 m²
Volume, LiDAR
664 m³
Parcel 23546L0338/00G004, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
sri iptelnet
Terhulpensesteenweg 197, 3090 OverijseHoldings
since 20052.147.403.915
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23546L0338/00G004 Flanders 1,369 m² 1 · 153 m² 7.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600DH5DB20OGQHW25
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,348 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded06-06-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.