SRDB IMMO
ActiveSRDB IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €19k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+31
Solvency61▼-9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 63.71 against 32.96 in 2024; short-term debt: 1.5% and cash: 16.6% of total assets), but 64.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.9%
Return on assets
5.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
35 d early
2024
44 d early
2023
95 d early
2022
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▲ 17.0%
2024 · €111k
2022: €94k
2023: €111k
2024: €111k
2022 → 2025
Total assets
€360k▲ 46.4%
2024 · €246k
2022: €527k
2023: €249k
2024: €246k
2022 → 2025
Net result
€19k
2024 · €-280
2022: €-6k
2023: €17k
2024: €-280
2022 → 2025
Working capital
€349k▲ 50.4%
2024 · €232k
2022: €525k
2023: €239k
2024: €232k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€94k-€111k▲ 17.5%€111k▼ 0.3%€129k▲ 17.0%
Operating result€-2k-€29k€6k▼ 77.8%€23k▲ 264%
Net result€-6k-€17k€-280€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 264% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€5k▼ 20.4%
Current assets
€355k▲ 48.1%
Equity and liabilities €360k
Equity
€129k▲ 17.0%
Debt
€231k▲ 70.5%
The debt ratio rises from 55.0% to 64.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €7k
Cash flow
€20k▲
2024 · €-163
Solvency
35.9%▼
2024 · 45.0%
Current ratio
63.71▲
2024 · 32.96
Quick ratio
11.69▲
2024 · 7.66
Debt / equity
1.78▲
2024 · 1.22
ROE
14.5%▲
2024 · -0.3%
ROA
5.2%▲
2024 · -0.1%
Interest coverage
3.96▲
2024 · 0.98
Debt
€231k▲
2024 · €135k
Debt ≤ 1 year
€6k▼
2024 · €7k
Debt > 1 year
€225k▲
2024 · €128k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€360k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€6k€5k▼
Current assets29/58€240k€355k▲
Stocks and contracts in progress3€184k€290k▲
Stocks30/36€184k€290k▲
Amounts receivable within one year40/41€1k€5k▲
Trade receivables40€1k-
Other amounts receivable41-€5k
Cash at bank and in hand54/58€55k€60k▲
Equity and liabilities
Total equity and liabilities10/49€246k€360k▲
Equity10/15€111k€129k▲
Contributions10/11€100k€100k=
Reserves13€11k€29k▲
Distributable reserves133€11k€29k▲
Profit (loss) carried forward14€-280-
Amounts payable17/49€135k€231k▲
Amounts payable after more than one year17€128k€225k▲
Financial debts170/4€128k€225k▲
Amounts payable within one year42/48€7k€6k▼
Trade debts44€7k€908▼
Suppliers440/4€7k€908▼
Taxes, remuneration and social security45€189€5k▲
Taxes450/3€189€5k▲
Other amounts payable47/48€140€142▲
Accrued charges and deferred income492/3€3€11▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117€1k▲
Gross operating margin9900€7k€25k▲
Operating profit (loss)9901€6k€23k▲
Financial income75/76B-€6k
Recurring financial income75-€6k
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-280€23k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€-280€19k▲
Profit (loss) for the period to be appropriated9905€-280€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-280€19k▲
Profit (loss) brought forward from the previous period14P-€-280
Transfer to equity691/2-€19k
To other reserves6921-€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-09
Financial
Equity above €100kEq €111k ▲17.5%
Equity rises from €94k to €111k.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortenbroekstraat 3B7850 EnghienGround area
1,075 m²
Building footprint
256 m²
Parcel 55025B0139/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SRDB IMMO
since 20212.323.047.060
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55025B0139/00E000 | Wallonia | 1,074 m² | 1 · 256 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COBOR
BE 0894.669.107
Schilde · Eq €129k
DELARUE
BE 0475.096.201
Gent · Eq €129k
VEDORA
BE 0449.079.712
Malle · Eq €129k
L&A CONSULTING
BE 0479.413.689
Hoeilaart · Eq €129k
ABACY
BE 0473.288.437
Sint-Jans-Molenbeek · Eq €130k
Of 9,134 companies in sector 68201 we hold annual accounts for 6,762. 4,430 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2021
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.