SRAF Invest

Active

Private limited companyfounded 2008active for 18 yearsRue du Coucou 151, 6010 Charleroi, BelgiumKBO/BCE: BE 0896.040.666

Summary

The computed 12-month bankruptcy probability of SRAF Invest is 2.3% (moderate). The 2025 annual accounts show negative equity (-€2,893) and a net result of -€2,893. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its net result ranks better than 32% of 17,001 sector peers (NACE 68, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

SRAF InvestActive

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

1 site

Size

-€2,893equity 2025

Loss: -€2,893

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 2.3%

Too few figures to score

Structure

Accounts filed 21 days late1 of 3 deeds read

Signalsraises riskFigures for financial year 2023 (filed 06-08-2024)1 change of registered office in 24 monthsSize: total assets €14,786Negative equitylowers riskSector: Real estate activities (NACE 68)neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,610 companies, NACE 68, micro)

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.3%▲ +0.2 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.3%▲ +0.5 percentage points vs 09-2025 11-2025: 1.4%▲ +0.1 percentage points vs 10-2025 12-2025: 1.6%▲ +0.2 percentage points vs 11-2025 01-2026: 2.3%▲ +0.7 percentage points vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.4%▲ +0.1 percentage points vs 02-2026 04-2026: 2.2%▼ -0.2 percentage points vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.3%▲ +0.1 percentage points vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 2.9%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 2.3%▼ -0.6 percentage points vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2023 (filed 06-08-2024)

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €14,786

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€2,893

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

21 days late

2024

on the day

2023

6 days late

2022

7 days late

2021

1 day late

2020

24 days late

2019

42 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

23-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

21-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-07-2025 Annual accounts filedfinancial year 2024 · micro…
24-12-2024 Resignation: BEAUPÈRE, Pierre Joachim (manager)Appointments: FISETTE, Timothée, RAVANELLI, Anthony…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€2,893 View
Caution: Among the weakest 20% on equitysector median €73,313 · 17,026 companies -€2,893 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€2,893 View